Next week, I'll be switching to another auto insurance. My previous limits with another company were: -minimum MD state 20/40/15 for Bodily Injury, Uninsured Motorist, and property damage -PIP $2500 -250/500 for Comprehensive/Collision, had road service, towing, and rental. I don't have many assets. I'm a renter and I live from paycheck to paycheck. I have no accidents, no tickets, and no violations for the last 8 years. I'm a cautious driver. I drive a 2003 Honda Civic. The new insurance company is offering me $759/year for the limits 100/300/100 Bodily Injury Liability and matching for Uninsured Motorist + Property Damage, 250/500 for Comp/Coll, road service, towing, and rentals, PIP 2500. I've seen different answers that say 100/300/100 would be better for those who own a house and have a better income. What do you think is a recommended coverage going?
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