Just wondering because most insurance such as automobile, life, loss/damage and house has less deny the claims? But for health insurance, it more details and many ifs and many rules on what to cover and what not to? Why not make it simple like any other type of insurance such as house, life, accidents, and automobile? Or other way around, make it more rules and details on what cover and what is not on all other insurance which make claims being deny more.
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