Tuesday, July 31, 2012

Will state farm auto insurance cover stolen car stereos?

I have state farm auto insurance and I have 2 12s in my trunk an aftermarket stereo and interior speakers. If these were stolen will my insurance cover this loss or not

My curent auto insurance(Geico) is too high,Want to switch to a new one,what is your suggestion?

My curent auto insurance(Geico) is too high,Want to switch to a new one,what is your suggestion?

Is there anything other than defensive drivers course to lower auto insurance?

Is thereanything other than defensive drivers course to lower auto insurance?I heard something like the diver's ethic course.Since I am 25 years old will taking the drivers education course help to help my insurance lower it down in addition to drivers defensive course?Did anyone hear about the drivers ethic course?Thanks all.

Why don't we buy our health care insurance like we buy our auto insurance?

Auto insurance companies compete for business and this keeps rates low. Why can't we buy our health care insurance the same way? You pay $800-$1000 a year for coverage with $500 deductible. Problem solved!

What car brands would make my insurance go expensive?

Im planning to buy a used car within $7000 and I dont want to spend expensive insurance as much as possible. I heard some brands like Toyota and Honda have high insurance.

what is the widest interval to pay for auto insurance ?

I like to get things like this out of the way, whats the longest in advance payment i acan make to pay for auto insurance, beyond six months? I think there is a yearly option...... but..... id prefer if there is two....

Monday, July 30, 2012

How are you paying for health insurance if you are one of the millions recently laid off?

I know COBRA is available for many, but it is very expensive to keep up and runs only for a limited period. Questions like this have been asked before and those against governement supported health care just accused those who didn't have health insurance as lazy losers. But with the economy crashing, the scenario has changed. If you aren't employed anymore and have no income and little savings, what are you doing for health insurance? TAT...I left my job and my COBRA payment was $1,200 a month for me and my family. When you are unemployed, that is a LOT of money and not "reasonable" as you describe it. Many don't have enough money for rent and food, much less that kind of money.

I get offered a position under the understanding I must get auto insurance. The 2nd of work they fire me!?

I am now stuck with $150 auto insurance bill and I can't afford to pay it! I am a single mother I live in housing is there any way I can make the ex employer pay this or am I at a loss???

What could i do to get insurance for me and my parents?

Hi, we are immigrants, we came here lawfully in us 4.5 years ago. im 13 and both of my parents came with me. with my brother also. he is 19. moved out. i was wondering how can i get insurance for myself and my parents. i live in michigan. we were only "eligible" for emergencies. its unfair. my parents dont make a lot of money. we are stuck paying the high prices of going to doctors. what can i do to get regular insurance. anyone that can help will be greatly appreaciated. thank you.

What's the minimum coverage for auto insurance in Texas?

What's the minimum coverage for auto insurance in Texas?

What type of insurance should I get for traveling to Africa for 6 weeks?

I am uninsured over the summer but would like emergency insurance for the time that I will be volunteering in Kenya for 6 weeks. Any advice?

Can I get my own auto insurance?

I am 16 years old and about to buy a car. My mother doesn't drive, so she doesn't have auto insurance. Would I be able to get insurance if she doesn't have her license? If so, with what company?

Is it true that you need auto insurance, even if you don't have a car, just to drive someone else's car?

I'm about to turn 17 and I just got my linense. I don't have a car, but I heard that I still need to have auto insurance to drive anyone's car. Is this true in the state of Illinios?

What is the insurance cost for a 1974 corvette if my 16 year old owns it?

Well my 16 year old son is getting a 1974 corvette and I would like to know the cost of his insurance if he owns it? I want to know as soon as possible because i am planning on getting it real soon. Thanks so much!

My insurance rep said I could not have 2 auto insurance policies per household?

Is this true? There is a total of 5 vehicles in my household along with 4 drivers. There is 4 full coverage vehicles on one ins. policy, but we tried getting a separate insurance policy for the 5th vehicle(an old car) with just liability only. She told us we could not have 2 separate auto ins. policies in the same household and that we would have to add the 5th vehicle to the one policy we already have. I'm in the state of Texas by the way...

Sunday, July 29, 2012

What are the insurance requirements for driving a vehicle in Minnesota?

I recently got my license and I've been itching to drive my dad's Dorango to go do the things I need to. My dad keeps telling me that he needs to get insurance for ME for the car. My mom is telling me that since he already has the Dorango insured, that I can drive it and be insured as long as he gives me permission. I don't know what the truth is.

if some states do not requiure you to purchase auto insurance?

who then will become liable if you are in an accident that the uninsured driver caused, and if you are not required to have auto insurance how does that effect you if you are traveling from state to state.

Does home insurance cover when you rent out the house and the tenant causes a house fire?

Does home insurance cover when I rent out the house and the tenant causes a house fire (assuming the house completely burnt down)? If not, do I need to buy landlord's insurance or ask the tenant to buy renter's insurance? Thanks

What can happen if someone finds my Drivers License, Health and Auto Insurance cards?

I lost my Drivers License, Auto Insurance Card, and Health Insurance Membership card. If someone found these items together what could they do with them? Could they use my health insurance to get treatment or rack up accidents on my auto insurance? Open Credit cards in my name? etc.

How do you get into the insurance field and get an insurance license in MN?

I am looking to start a full time job and I am interested in entering the insurance field. I was told you don't need a college degree to get your license. What would be an easy way to go about this? Free training would help greatly.

Legal assistance on car accident: Prior or current auto insurance company?

I was involved in a car accident last year. The other party filed a claim against me last week . I switched auto insurance company in May this year. When seeking legal assistance, should i reach my prior auto insurance company or the current one?

How can I tell the difference between regular car insurance policy ,and a group insurance policy?

How can I tell the difference between a regular car insurance policy ,and a group insurance policy?

how can i find the auto insurance company named loyloa cassuaoy.?

I'm searching for auto Insurance Named loyloa casuaoy.

Saturday, July 28, 2012

Is auto insurance renewal the same as cancelling?

Okay so my auto insurance just sent me an email saying my policy is ready to renew. I just paid 600 dollars about 1 month ago, and to 'renew' costs over 1,000. What does renew mean in comparison to cancellation? is it optional?

What is the difference between Health Insurance and Health care Program?

Is it OK to have just the health care program and not have the Health Insurance Plan? I can get Health care program for half the monthly premium as compared to the Health Insurance Plan. Please advise? Is it advisable?

I was in an auto accident and now have medical bills. My health insurance paid them but doesn't the auto pay?

I have copies of explanation of benefits where my health insurance paid my medical bills from an auto accident. I live in the state of Missouri. Doesn't the auto insurance company still suppose to pay you the full amount of the bills?

Does insurance company has a right to refused to pay base on suspicion of fraud?

I just keep hearing story from news that some people did insurance fraud and get paid. But questions is can insurance refused just because of possible fraud even those no proofs? By how insurance hear about fraud from anybody can tell insurance even police can informed insurance it might be a fraud. But questions is can insurance refused base of possible fraud even no proofs?

Is it true that if one changes auto insurance companies in NY, the car MUST be taken for inspection and pics?

I just changed auto insurance company and the agent states it is according to NY state law and so it is mandatory...I never heard of that. His reason being so just to make sure the car is not a ficticious car!!!!!!! even after I gave the dealership name and address VIN # etc!

How can my friend find out if her late father has a life insurance policy?

My friend's father died recently. Twenty years ago, her father took out a small life insurance policy to pay for his funeral expenses. The beneficiary is my friend's stepmother. The stepmother doesn't even recall a life insurance policy. She wonders if he had cashed it out. How can my friend find out if a life insurance policy still exists? Those unclaimed fund sites don't usually include life insurance policies, and the life insurance company may not know that a death has occurred.

what is required to work for a auto insurance agency?

I'm interested in going into the auto insurance field. not to own a business but to work for an agency i would like to know what is required to be able to at least compete for a job like this and how much might I expect to make. Also how young is to young to start in this career

What health insurance company is best for a child?

I am looking for a good and reasonably priced health insurance provider for my 9 year old son. Insurance through my work is outrageous so I'm looking for an outside provider. His mother is suppose to have already put him on CHIP with the state of TX (by court order) but she refuses to do so for some reason. I hate the idea of him being without health insurance. Anyone had any good experiences with certain companies? Any suggestions or feedback would be greatly appreciated.

I have auto insurance in SD but currenly in MN for college?

I'm currently in college and looking at switching my auto insurance. My permanent address is in South Dakota which is also where my car is insured and I'm going to college in Minnesota. I know I need to have my policy in South Dakota but will using my college address require I have minnesota insurance and register my car in minnesota?

Friday, July 27, 2012

What are your thoughts on mortgage insurance?

I'm in the market for a house and read about mortgage insurance. Is it good to have and what the difference between that and homeowner's insurance?

Am I allowed to switch my auto insurance company?

Am I allowed to switch my auto insurance company if I am in the middle of my policy with another company? Any penalties?

I live in St. Louis, MO and am a 20 year old male. I was looking for the cheapest auto insurance possible?

I will be getting either a 04' Grand Prix or a 03/04 Monte Carlo and I might have to get full coverage insurance. What company has the cheapest auto insurance. Like around $100 bucks or a little more?

Is it insurance fraud to submit a high estimate to the insurance company but then get repairs somewhere else?

A friend's parents had roof damage from a hail storm and got an initial estimate of $32,000 and submitted that to the insurance company. They got the insurance check already, but now they found someone else who will do it for $28,000 instead. Can she go with the cheaper place and pocket the extra?

If I fill in a online Auto Insurance quote ,give them information like my SS# am I at risk for Idenity Theft?

If I fill in a online Auto Insurance quote ,give them information like my Social Security number and the rest of my personal information that I am I asked for online am I putting myself at risk for Identity Theft? I have had several people tell me that it is too risky to give out my personal information online especially for Auto Insurance Quotes. Two have had their identity stolen. Is this common?

What is a good Insurance company to work for? My goal is to become an underwriter someday?

I have 3 years experience working in the insurance industry and i don't want to sell insurance. I did that before but i did like working in claims because it gave a chance to help people. I'm trying to find a company that i can grow with and that people like working at. I really would like to be a underwriter for either health insurance or general liablity maybe home insurance. Any help or sharing your experiences would help me. Thanks I already have a Bachelors degree and a P&C licence for another state that i no longer live in. I already know that health insurance doesn't sell general liablity , that is why i said one or the other.

is there a good, honest, auto insurance in the US?

I had allstate and it was bad. I have geico now, but the reviews are bad. in fact I have been unable to find a US auto insurance company that doesn't have hundreds of bad reviews. and the bad reviews are all similar. am I just looking for something that does not exist? is there a unbiased site that keeps track?

How much will insurance go up for a 17 yr old female with 6 months driving experience in an accident?

Accident was her fault. She rear ended a truck. The truck wasnt hurt at all but the car was totaled pretty much. Ticket was failure to reduce speed to avoid an accident. What is a rough estimate of how much insurance will go up for her?

how much do you pay for auto insurance for teen?

im 17 almost 18 looking to drive soon? how much would I pay if.... -no good student discount -3 cars -1 boat -live with parents under whom which ill have co-sign my insurance for now out of predictions, how much do teens usually pay for auto insurance?

Thursday, July 26, 2012

Can I claim insurance if the package got opened during the delivery process?

I recently shipped a package that contains many electronic parts. And the addressee complaint about the package was unsealed and opened upon the delivery. Many parts are missing. Can I claim insurance or find a solution with UPS regarding this matter? Please help!

Wednesday, July 25, 2012

What type of insurance should I get on a vacation home / rental?

I am purchasing a second home near Canyon Lake, Texas. This house will be occupied by me or my immediate family approximately 50% of the year. The other half, I plan on short term rentals (3-5 days at a time). What would be the appropriate insurance(s) for this? I also plan to live in this second house full time in approximately 5 years, if that makes any difference.

can another person be added to auto insurance?

my neice in another state wants me to put her on my auto insurance plan . Its her car she is 24.

What kind of insurance can you get for a person who has cancer?

My sister in law just found out that she has cancer and she has no insurance. They won't just let her die, will they? What can she do to get some help?

Looking in to new Auto Insurance, with country insurnace and financial services?

My boyfriend and I live togeather and have three vehicles, a Mazda Car, Dodge Truck and Yahama Street Bike we both have insurance policys with State Farm and we both are very happy all our insurance policys are seperate The car in my name with my agent the truck in his name with his agent and the st. bike also in his name and then i have a renters insurance policy just in my name. when his work started a 401K with Country Insurance they met with us and went over alot of services they offer and they did up a quote for our auto insurances and renters insurance which put the Mazda and Dodge togeather and both our names on the street bike and renters insurance it was much cheaper then what we pay state farm and we were both very happy with the agent and felt we'd have a good relationship with her... I'm just curiose if anyone has had or has Country insurance for the auto insurance and if they are happy with them?

Is there a way for me to get cheap auto insurance?

I am 16 years old and from st.cloud minnesota. I don't have a car yet but I want to get one from around $3000-$4000. I have to go with State Farm because my parents have it. I am a safe driver and I get good grades. Is there a way to get cheap auto insurance through state farm through any special deals? Thanks

How to sell the business idea of a new insurance product in USA?

I have the idea of new insurance product, which is suitable for US insurance market. It is non-life and individual product. I tried to contact all the insurance companies around the States, but no mayor interest or no reply. Please note and think about it, like about sure success thing. The problem is in the first step. Thank you for any relevant comments and thank you for understanding.

Will my auto insurance rate rise if someone on my policy gets in an accident?

If I add someone onto my auto insurance policy and that person gets in an accident, will my rate climb. If it does can I remove that person from my policy to keep my rate the same.

Who much money does it cost to start an insurance company?

I want to start an insurance company in Florida and was wondering how much it would cost to start one. Do not hesitate, give me your best estimate. Also, do insurance companies keep funds gathered through insurance policies in a fund or do they invest it? Comments? Thanks!

Is there cheaper auto insurance for driving only part time?

Is there any auto insurance that would cover only part-time drivers at a discount? For example, weekend driving only, or commute to and from work only, or Mondays and Wednesdays only? I am interested for vehicle sharing opportunities. What about insurance specifically for shared vehicles?

Tuesday, July 24, 2012

How do car insurance companies work when it comes to fighting a claim?

I'm just curious to how they actually work. Do people who dont care just send a rubbish letter to another company and then give up? How would a case get to court and the insurers still help you fight? Anyone know anything about insurance and can explain please?

I have auto insurance with usaa and I wish to change the day my automatic payment is made. But I see no option?

The payment is an automatic payment and is set for the 2nd but I dont want it to be taken out on the 2nd anymore and the latest it can be due is the 10th. But I see no options for removing or changing the date of an automatic payment on the auto insurance page.

What is malpractice insurance and what are the rates?

I'm going to be a freshman next year and in 11th grade i want to join HOSA (health occupation students of america) its basically a club for people that want to be in the medical field. The broture said that i need malpractice insurance. I just wanted to know what that was and how much the rates were?

How long can I stay under my parents' auto insurance?

The car is under my mother's name (it's technically hers but I drive it), I live with her, and I am a student. I plan on purchasing the car from her once I graduate and getting my own insurance, but is there an age limit to how long someone can stay under their parents auto insurance?

How many independent insurance agents are there in the US?

I am trying to find out how many independent insurance agents there are in the United States. Any data, links or information would be great.

how come different auto insurance agencies charge different prices for the same insurance company?

yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam

How much do different types of insurance agents make per year?

Which are the best insurance companies to work for? Are agent positions hard to come by now? I have a masters in the teaching of English. What other sort of training/cert. might I need to become an insurance agent.

Does credit for auto insurance affect everyone on the plan?

Right now, I'm 18 years old. My dad wants to include me in his auto insurance so I can drive his car to college/work. But, my dad has bad credit and I have no credit so far. So, if he adds me onto his auto insurance plan, will his bad credit transfer to mine and cause me to have bad credit as well? Also, if my dad drives and if there is car accident, will that affect my insurance too since I am also on the same plan with him? *If this happens

Monday, July 23, 2012

High Risk Auto Insurance - Where can I find the lowest quote online?

Is there any online auto insurance website that specializes in getting the lowest rates on car insurance for high risk drivers? If so can anyone guide me to one? thanks did I mention under 100 a month?

What will happen if I cannot produce a business insurance certificate to the police?

I was caught with a dead brake light and given a producer. I was also caught in my work uniform and, because of the nature of the business, it was obvious I needed business insurance. I am not insured on my own policy for business use - however, I am insured through my company with compulsary third party insurance. My employer has made excuse after excuse about my insurance certificate and I now have only tomorrow to take it to the police. I have taken all reasonable steps to obtain a certificate - but what can I do if I have to rely on someone else and they are being awkward about it? At the end of the day, I am insured for business use but unless my employer "pulls his finger out", I have no way of proving it and could face court or prosecution. Any tips will be appreciated. :( A few things: I am insured for personal use! I have no qualms with giving them my Tesco insurance certificate but I am sure I am not insured for business use with them.

Don't all types of auto insurance have bodily injury coverage?

I mean, does it matter if it's full coverage, no medical coverage, liability, or what not? Isn't an auto insurance suppose to cover any bodily injury no matter what party?

What legislation made it illegal for insurance companies to trade over state lines?

What law made it illegal for insurance companies to do business over state lines? Or, at the least, roughly in what year was it made illegal for insurance companies to do so?

Auto Insurance- What does the "Family Protection Endorsement" mean?

Hi, I was just reviewing my auto insurance policy. Does anyone know what a Family Protection Endorsement means?

what auto insurance covers for pizza delivery?

i just got a pizza delivery job, but my insurance won't cover it, and she said that most if not all auto insurances do not cover it.... obviously people deliver pizza, what company covers pizza delivery?

How does medical insurance work exactly?

I have it and have yet to use it. Although at the moment I'm pretty sure I have an ear infection and want/need to see a doctor? Can I just go to anyone I want? And how do I know if they accept my insurance?

Does request of Auto insurance quote have any negative effect ?

My current auto insurance is All State. I am looking for a new insurance of similar policy with lower cost. want to shop online and see if there is better deal. Does request auto insurance quote have any negative effect in my credit ( they need to pull my credit scores, i have a very good one), or any other negative effects. thanks very much!

Sunday, July 22, 2012

What is the difference between hazard insurance and homeowners insurance?

I am refinancing and was wondering if I need to have both types of insurance.

Does Colorado Traffic School offers Auto insurance discount along with ticket dismissal?

If I take Colorado Traffic School course will it reduces auto insurance fee as well as remove traffic points from my driving record.

I have both Health Ins and Medical Coverage thru my Auto Insurance?

I was in a car accident. Can I have my doctor bill my Health Ins Coverage so he can get paid faster and continue my care. If I bill the Auto ins it may take years before they settle and my doctor is left holding the bag until the claim settles. Can my health ins pay then they can go after the auto insurance? Is there a TX state law that says who should be primary?

What good is your health insurance if you have to make me buy it?

I don't know even one person who wants to be without health insurance. The doctors and the hospitals do use collection agencies to collect their money. So there is no need whatsoever to force anyone to buy it. The only reason I can see as to why anyone would want me to buy health insurance is because they want to give free health care to illegal aliens. I see no other reason. Oh and those other people on welfare.

Do the credit checks that Geico and other auto insurance companies do for rate quotes negatively impact credit?

Are the credit checks that auto insurance companies do "hard pulls" or "soft pulls?"

What is the cheapest home insurance in southern california?

I have heard that there is a california state home insurance program that you can get the cheapest property insurance, Does anybody know what it is called and how can i get a quote?

49 states require you to have auto insurance in order to legally drive how many oppose those laws also?

i was just looking this up and 49 states require you to have auto insurance in some form to legally drive and even some states require that you prove you have insurance before you can register your vehicle. i am just wondering if people say it is wrong to force people to purchase and have health insurance shouldn't you also complain and try to get rid of the laws that state you have to have auto insurance?

What happens to my medical insurance if I get married?

I'm 5 months pregnant and am planning on getting married soon. However, I'm scared because of my insurance. I have Medical insurance, and I don't know what is going to happen to it if I get married. Will I loose it? Will I end up owing? Will I keep it? I'm covered under my parent's.

When should I get an auto insurance?

Hi! Just wanted to know when i should get an auto insurance. I m planning to buy a used car this week. Should I get insurance before buying the car, or after? I already checked some quotes. Progressive seems to be the cheapest. Thanks

Saturday, July 21, 2012

How do I deduct health insurance premiums from my taxes when I am self-employed?

We are losing my wife's health insurance and are going to be taking out a private health insurance policy. I am self-employed and think I can deduct the premiums from my taxable income. Does anyone know if that is the case? I would appreciate anyone who could point me in the right direction.

Do I need auto insurance if I don't have a car or plan on driving?

I want to get my license because it is something that I need to get out of the way now. I don't have a car or plan on driving until I can even afford auto insurance but this summer is the only time I have free to get my license. I'm 20 and in college. My mom said that until I'm 21 that I would have to go under her insurance automatically...even though I don't have a car or plan on driving at college...that's the only reason I'm confused as to why i'd have to pay. Her insurance would go up if I don't plan on driving.

What is the best health insurance and life insurance policies to go with?

I am recently out of the military and need to purchase an individual health ins policy. However, I am not sure which ones are the best. I am a student, do they offer any good student policies? Also, is the SGLI to VGLI conversion a good change to make? If not, which is better term or whole life insurance policies?

If you get life, renters, and auto insurance is it cheaper than paying just auto through state farm in NYC?

My boyfriend and I opened a new account with State Farm in NYC. They said that it would be cheaper to go with the triple package of renters, life, and auto rather than just auto. Does anyone have insurance in NYC with State Farm and can anyone tell me if this is true of their situation? Auto insurance is really all we need right now but I am just surprised that it is cheaper with all three instead of just auto. Can anyone help me out with this one Please?

Self employed - can you claim a percentage of auto insurance?

What's the best way to go about claiming vehicle expenses? I was advised to claim mileage and that would include gas, wear and tear... Does that include oil changes? Auto insurance? Would I be better off to keep all my receipts (gas, insurance...) and claim it all seperately?

What is a good health insurance for children with special needs?

My son is on a feeding tube due to a small bowel transplant he received last year. My husband and I are returning to a full work schedule and our health insurance (Tricare) does not cover a nurse for him, or special daycare because his only special need is the feeding tube and the medication he receives through it. Apparently that's not enough. So is there a good company that I can purchase insurance through who will cover these types of things for him?

Have you ever heard of MBNA auto insurance?

I got into an accident and they have MBNA auto insurance. I cant seem to find anything about it on the web... if u know about it how are they with claims?

My fiancee and I are going from our parents' insurance to buying a new car. How does insurance work here?

My fiancee and I are thinking of buying a new car. (2 names on title) Both of us are covered under our parents' insurance, and neither of us have owned a car before. How does insurance work here in terms of transferring to the new car? Do both of us need new insurance? Any other factors or considerations?

Auto Insurance: What does it mean when they say "future effective"?

I'm looking into auto insurance for a new vehicle I am purchasing and a few agencies have used the term "future effective" and stated that there is a discount when this is used. Does anyone know what this is? Or can anyone explain it?

Friday, July 20, 2012

How long does a life insurance company keep a death certificate?

If a person who died many years ago was said to be listed as beneficiary on a life insurance policy of a relative, and the insured relative died last year, about how long does the average insurance company hold the certificate during its investigation? Weeks or months? Does it make any difference that both people lived in different states? Please state some factors involved. Thanks.

Does auto insurance cover a person or an automobile?What if someone drives your insured car and they have none

If you drive someone's car who has insurance on their car but you don't have any auto insurance and you get in a wreck does their insurance cover it or could you get a ticket for driving without insurance? Would you be an uninsured motorist even if the car you drove was covered by someone elses insurance? the car I would be driving is covered by the friend's insurance. I just dont have any insurance since I sold my car What about my husbands car? Am I allowed to drive his car when I have no insurance and my name isnt on his policy? But he does have insurance

What is the best health insurance and cheapest that covers medical, dental and vision in Miami, FL?

I am searching to find the best possible health insurance that offers the lowest rates/charges, since I am fed up with my previous one that was too expensive and did not cover may of my visits. I need the insurance that covers medical, dental and vision and that it is for Miami-Dade county, Florida. Does anyone know? Thank you very much!

What do "judgment" and "satisfied judgment" mean in auto insurance?

This is for a school project. I need definitions of "judgment" and "satisfied judgment" in the auto insurance industry. Please help! Needed by 1430 today, please.

What happens to the Life insurance policy if the petitioner gets a death sentences?

I'm just curious about the following scenario Lets say someone has a life insurance and get a death sentences. Would the life insurance policy be automatically void?

Should I file an auto insurance claim?

I just had an accident, and the damage to the counterparty's vehicle was $3000.00. Should I pay for this myself or should I file an auto insurance claim? My son is under 25 and was at fault in the collision.

Compare Auto Insurance Quotes With Local Agents?

I know there are many different sites where I can compare auto insurance quotes. I am wondering if there are any sites that have local agents available on them? My local agent just retired and I am looking around for new coverage, I just don't want to call everyone in the phone book you know.

How can I get my insurance to pay for a boob job?

I'm trying to figure out how I can get my insurance to pay for me to have a boob job. (Not because I don't have any and I just want some.) I have a what I think to be huge breasts for my age and they do cause me to have some shoulder and back pains. I am wanting to have a reduction then possible a small implant so they will still look good. How can I get my insurance to do this?

Has anyone had personal experience with Progressive Auto Insurance?

I have gotten several auto insurance quotes. Progressive is one of the lowest. But the lowest does not always equal the best service when an accident happens. Thank you for your answers.

Thursday, July 19, 2012

How long until all health insurance companies go bankrupt?

Since you can pay $1000 to the federal government and just buy insurance when you need it why would anyone pay over $1000 a year for insurance?

Can we have auto insurance reform now?

Think about it, we could do away with pre-existing conditions for auto insurance. In other words you could go out and buy a wrecked Toyota from a salvage yard, put insurance on it and the insurance company would have to pay for the damages to the car before you insured it or even owned it. Its only fair, right?

What is a discount health insurance plan for self employed in California who is an Urban Planner?

I know that certain trade organizations offer discount health insurance under group rates if you join. However, I am unaware of any groups for a person who is self employed as an expeditor--a person who works in the urban planning field filing cases. He pays a exhoribant monthy premium for his health insurance.

Is It Cheaper To Buy Auto Insurance Online?

I have been looking for auto insurance and i have been getting quotes online. I see some pretty good prices. Some places i get a different price online but when i go into the office to talk in person i get a higher amount then what i saw online. Should i just buy car insurance online? Is it better to buy online?

How do you obtain health insurance, for someone who is already in the hospital?

Hello, My friend is already in the hospital. He was in a car accident. He does not have insurance, but I am trying to provide some kind of coverage for him. Most health insurance companies will not cover someone who is already in the hospital. And he does not qualify for Medi-Cal. So are there any other options available out there, so that he can get the surgery he needs?

Whats the auto insurance company that gives you various rates?

There was an auto insurance commercial whose gimick was that they provided you with not only their rates, but the rates of their competitors...what insurance company was that? I haven't seen that particular thing being adverstised in a few months-and I cant remember what the company was...either geico, progressive..i cant remember?!!

How much is your car insurance?

I don't want to sound personal but I am wondering what everyone pays in car insurance. I happen to live in Michigan which has the highest car insurances rates in the country. I am planning to move soon and was wondering how much people are paying across the country. Please don't feel a need to give me the exact number, a range is fine. Also, please tell me the car type because I know that matters. Again with car type you don't have to tell the car. Example if you drive a 911 Porsche you could say, 2 door, luxury sports car. Any other information would be greatly appreciated, thanks!

Premium amount for auto insurance depends on what?

I want to know that What elements will decide the premium amount for having Alabama auto insurance?

Wednesday, July 18, 2012

Does my auto insurance cover me in a rent car?

I bought car insurance from AIG on-line; the policy does not state that I am or am not covered when renting a car. I live in Texas. The policy I have does note various 'endorsements' related to Texas. When I call the help desk at AIG and ask if I am covered, they cannot tell me. Does the Texas Auto Insurance endorsements require that my insurance go with me when renting a car? If I am also driving someone else's car, what coverage would go with me as part of standard Texas policy? I have Liability, Uninsured/underinsured, coverage for damage to my auto (other than collision/collision). When I rent a car from say Enterprise, if my own insurance is in force, what extra coverage should I get so I do not have to pay a thing if their car gets scratched or dented? thank you.....frustrated in Texas.

How long does it take Insurance to get you your rental car after an accident?

I got in an accident on the 20th, not my fault, and now it's the 25th. My car is not drivable and is sitting in the repair shop lot. I was promised a rental car from the Insurance company. But It has been 5 days since the accident -- that's 5 days without a car and I commute! So how long does it usually take to get the rental? The Insurance has accepted liability and specifically told me I am entitled to a rental.

can a simple auto-insurance bond be used to clean forclosed houses?

i am starting a forclosure cleaning business. iwas wondering (due to little or no money) can i use my auto insurance to cover myself and my workers?

Is it smart to get insurance to protect my income when I do get pregnant and out of work 6 weeks?

I just purchased insurance from Afflac that will pay my salary for 6 weeks or 8 weeks for cesarian. I'm not planning on getting pregnant ANYTIME soon, and they take money out of my check each week for the insurance, is it a good idea?

Where can I find a specific Farmer's catchy auto insurance commercial?

I always see a specific Farmer's auto insurance commercial. it's where a guy is in a test car where they spill coffee on his lap, has him it food and put on lipstick while "driving" to make a point. Then his friend comes in the car and starts dancing, he then crashes into a pole? Im trying to find that specific commercial so I can figure out the name of the song. Its soo catchy! I already tried youtube.

What is a very good insurance plan to cover asthma prescriptions?

The insurance I have is leaving me to pay for all of my medicine out if pocket. I need to find some insurance that I can co-pay with or anything better than paying for all of the costs of the medicine.

Can anyone answer my question about my auto insurance policy?

okay, last december 2005 I was involved in a minor car accident due to weather conditions, and I had to pay my auto insurance company a "500 deductible" to repair the damages that I made to my vehicle, so they had fixed it. This august of 2007, I recieve a letter from my insurance policy attorney stating that I am being sue by the plantiff of the vehicle that I hit. Why I'm being sued if I was cover by my insurance policy and the plantiff car, and is there anything I can do to defend myself. Because they should go after my insurance company if they didn't pay for the plantiff car.... not me.

What kind of insurance do I need on a rental car in the Caribbean?

I am traveling to St. Maarten in a week and need to rent a car. I have insurance with a 500 dollar deductable. Would anyone recommend additional rental insurance? What kind of insurance and would this insurance cover everything with no deductible. Basically, I have heard that cars are constantly being broken into there and I don't want to pay 500 dollars to replace a broken window.

Do group health insurance plans provide for covering costs of auto insurance?

Do group health insurance plans provide for covering costs of auto insurance? free lessons (video) how insurance works: http://proxyorg.cn/health-insurance.html

Tuesday, July 17, 2012

How should I choose an insurance company for my homeowners insurance?

What are some things I should look for within in? What are some important questions I should ask? I have checked with my auto insurance company, and they are a little high, so I am researching other companies, but want to know what I should look for.

Obtaining car insurance before looking to buy an auto?

What's the best way to get auto insurance coverage before looking to buy a car? In other words, I need some kind of coverage in order to drive a friend's car/or family car to find a car to buy. Do I call an insurance agent first, or the licensing bureau for a temporary permit of some sort, or what? Thanks

Can someone suggest me a good auto insurance company?

hi, i need to find a good auto insurance company for me and cheapest than other company.

What is the max life insurance for spouse of microsoft employee?

If a male microsoft employee has about $590,000 life insurance policy, how much would his wifes policy be if he maxes it out. Any web site that shows microsoft life insurance policies would be helpful.

reason for home owners discount in Auto insurance?

What are the economic reason for discount in "Auto Insurance" if the person is also a home owner? I see that even if the home owner insurance is not with the same carrier as Auto Insurance but still auto insurance company gives the home owner discount. And if it is with the same company then it is called "multiple policy" discount. Also, One of the person has been renting and has the car garage, but that person did get the discount for garaged car but it was less than the home owner discount. How does the probability of accident or other loss decrease with home ownership?

How do i convince an insurance to pay for custom wigs for cancer patients?

Im a licensed stylist and make custom wigs. I am interested in making these wigs for cancer patients and I heard that some health insurance providers will pay for this service. In doing research you have to call the wig making process a cranial prosthesis for the insurance company to respond, but I dont know how to get started in this endeavour.

Where can I find the best auto insurance quotes online?

Where can I find the best auto insurance quotes online? Where I should compare rates also? No ads please

How can I afored health insurance on a fixed income?It will cost me a thired of my income ?

I am on a very fixed income with no health insurance. Even the government subsidized is to much, and my income won't let me get medicade. So what are the people in my case suppose to do for health care? What can you do when a third of your income has to pay for your insurance.

Auto Insurance Coverage - How much coverage should I buy?

Next week, I'll be switching to another auto insurance. My previous limits with another company were: -minimum MD state 20/40/15 for Bodily Injury, Uninsured Motorist, and property damage -PIP $2500 -250/500 for Comprehensive/Collision, had road service, towing, and rental. I don't have many assets. I'm a renter and I live from paycheck to paycheck. I have no accidents, no tickets, and no violations for the last 8 years. I'm a cautious driver. I drive a 2003 Honda Civic. The new insurance company is offering me $759/year for the limits 100/300/100 Bodily Injury Liability and matching for Uninsured Motorist + Property Damage, 250/500 for Comp/Coll, road service, towing, and rentals, PIP 2500. I've seen different answers that say 100/300/100 would be better for those who own a house and have a better income. What do you think is a recommended coverage going?

Monday, July 16, 2012

What is the average car insurance for an 18 year old male who is just starting to drive?

I just want to know how much car insurance will cost me i know a lot has to do with the cost such as what type of car and such. I want an estimate because no insurance website has a quote for new drivers.

How do insurance co use descriptive statistics & probability dist. to project health & auto insuranc premiums?

How do insurance companies use descriptive statistics and probability distributions to project health and auto insurance premiums? In regards to age, why is there an inverse relationship between the two premiums?

How to get the cheapest insurance for a 17 year old?

Does anybody know any tips that would lower my insurance? I was looking at prices of insurance for a 1L peugeot 107, which cost around £2000, and the prices were £4000+. My girlfriend was looking at prices for herself and the prices were around £1500 for a £5000 Vauxhall Corsa. Any help is appreciated.

Free Auto Insurance Quotes At What Website?

I have been looking for a site that gives Free Auto Insurance Quotes, everywhere I have found wants to charge me or run my credit. Can anyone help me? All I want is a Free Auto Insurance Quote is that to hard to find?

How much is my auto insurance?

I just got added into my parents' auto insurance (I'm over 18). My dad said it costs around $1000. Does that cover for everybody in my family or for EACH person. Alright thanks guys :) I don't need to know the exact amount. I just want to get an idea of how much I need to pay my parents back. *sigh* $1000 is a lot.. =/

What are the requirements for purchasing travel health insurance?

I'm not asking for myself, but on behalf of someone else. Is it true that, in order to purchase travel health insurance, you must already have health insurance? What is the best way to get affordable travel health insurance? Please no rude or mean answers... I appreciate any constructive advice that you can give. Thanks!

Anyone heard of an auto insurance claim scale?

I recently got into a car accident. Does the amount of increase in your auto insurance premium depends on the total amount of your claim? I reside in CA and insured with Allstate.

When can I get my auto insurance after applying for it?

Right now I am having G1 licence and bought a car. My G1 exit test is on June 5,2007. Can I apply as registered owner having G1 and add primary driver who's having G licence? How long will it take to get insurance? Also please provide cheap auto insurance provider's name. Thank you so much for your help. :-)

Is it the responsibility of the medical provider to verify insurance prior to treatment?

I received dental treatment under the notion that my insurance would cover all charges beyond my co-payment. I called ahead of time to ensure what my co-payment would be. I gave my dentist my new insurance card prior to treatment and the woman made a photo copy of it. After all treatment and insurance submission, turns out my insurance would no cover two of the fillings. Now, I am stuck with a $200+ bill. Does this seem correct, am I just stuck with the bill or is there something more I can do?

Starting your own auto insurance agency?

I want to be able to work with different auto insurance companies so i can find the best coverage and/or be able to offer the cheapest coverage. any advise? thanks for your help.

Sunday, July 15, 2012

What are my options for insurance on two cars?

I just purchased a second car. My 1st car has been and hopefully will continue to be my beater. I drive 100 miles a day going back and forth to work and if feasible would rather put the miles on the beater than on the new car. What can I expect from the insurance company in terms of price. Will I be paying double or do they lower the cost of the second? The depreciation from mileage of the new car is higher than what the old car is worth, which is why I'd rather just keep it for now but insurance costs might change that.

Where can I get an honest auto insurance quote?

Hi I was wondering if anybody could point me in the direction of a website that gives honest auto insurance quotes? I have been looking to get an auto insurance quote online for quite some time now but most of the websites look like scams to me.... Thanks in advance!! -David

What is the best supplimental insurance for pregnancies?

My wife already has insurance that has a high deductible for pregnancies. I'm trying to find a good supplimental insurance program (i.e. aflac., etc) specifically for expecting mothers or mothers who plan on having children. Any good suggestions? My wife and I are planning on having children (so we are not pregnant yet) but we are looking into how to pay for the pregnancy. My wife already has insurance that has a high deductible for pregnancies. I'm trying to find a good supplimental insurance program (i.e. aflac., etc) specifically for expecting mothers or mothers who plan on having children. Any good suggestions

Does anyone out there have Progressive Auto Insurance?

I'm looking to switch my auto insurance to this company as they seem to have very good rates and customer service. I was wondering if anyone out there has heard of any pros and cons to this company. The most detailed answer will get an easy 10 points. Thanks!

What is the most popular insurance in troy missouri?

What is the most popular insurance in troy missouri? Is there a service/website to where i can find this info and info like that? What kind of insurance is mostly used in certain areas? I don't know what kind of insurance. THats what i'm asking.

my parents have erie auto insurance. will their insurance go up if i get my permit?

okay so i've been wanting my permit for a long time now but my parents keep saying i can't because they're insurance will go up. i'm 18 and my parents have erie auto insurance. will their insurance go up if i get my permit and drive one of their cars? because a lot of people are telling me that the insurance company won't even know i'm driving until i get my licence. is this true?

Which auto brand is the cheapest for insurance in Ontario?

I heard that, for auto insurance, Van is cheaper than sedan, Is it true? Could you please tell me which auto brand is the cheapest for auto insurance (e.g. Ford, Nissan, Hyundai)? Thank you in advanced.

What type of insurance information do I have to provide to my doctor?

I am going to the doctor on my own for the first time. I do have my insurance card in my possession, but is that the only thing that I have to provide to the doctor as proof of insurance. What information do I have to provide about my insurance provider? Do I need to know any other information than what is provided on my insurance card?

how much do you pay for PA auto insurance?

i am a male, 23. i live in NYC but my big bro lives in PA. i should be getting my license soon and im hoping to get put on his insurance (actually i will) but i just want to know what other people (in particular guys) pay for auto insurance over there. he used to pay around $58 a month i believe! how much would i expect to pay if i were living there in PA? keep in mind im 23. he is 30+ by the way

Saturday, July 14, 2012

how can I get an Insurance record of my good driving for getting insurance discounts in Europe?

I am going to be living in Germany and will need to Insure my own vehicles. The insurance company there will need proof of my good driving record, for example: accident free for 10+ years.

state farm or farmers for auto insurance?

I have a farmers policy for my auto insurance. My agent never replies nor picks up the call. I want to change the agents. I am thinking if I should check with with state farm. Do you know if state farm has better or same or expensive rate for the similar coverage than farmers?

Why does health insurance has more loophole and rights to deny the claims?

Just wondering because most insurance such as automobile, life, loss/damage and house has less deny the claims? But for health insurance, it more details and many ifs and many rules on what to cover and what not to? Why not make it simple like any other type of insurance such as house, life, accidents, and automobile? Or other way around, make it more rules and details on what cover and what is not on all other insurance which make claims being deny more.

How does auto insurance work?

Does anyone know anything about auto insurance...can someone please tell me how auto insurance works. THANK YOU!

What is the best health insurance company for the self employed?

Searching this topic in Google only gives tons of applications but no info. I just want to know roughly how much it would cost a year for me to get my own health insurance. Are there big names to look for? I do not want a small insurance company.

Can my husband's employer require us to name them on our auto insurance?

Hello - My husband's company is changing their policy -- they've provided him with a car for years, and now they're changing to a car allowance. We are responsible for buying the car, making all payments, insurance, repairs, maintenance, etc. My husband's company has just told us they will require an umbrella policy with themselves named. Not only will this require us to get a commercial policy instead of adding on to our existing personal auto policy, costing us more, but I am really concerned about our own liability. Can they require this, and what keeps us from being responsible for paying damages in the event of an accident? The car and insurance policy will be in our names. Thank you very much.

If someone has two health insurance coverage, how does coordination of benefits work?

My friend was in an auto accident, and the health insurance from the auto insurer is her primary health insurance for the accident. She also has regular health insurance from another company. If the auto insurer pays 80% of her auto accident medical costs, and her secondary insurance normally pays 70% of her medical costs, then how would the secondary insurance treat a $1000 bill, for example? The auto insurer pays $800 of the $1000 bill (80%), but how much would the secondary health insurer pay? SRC50 Auto insurance covers medical costs from an accident when auto insurance is selected as the primary health insurance for an accident. She therefore has two health insurance coverages in terms of her auto injuries only.

Any suggestion for an auto insurance?

I'm currently under geico but I realized that they charge me too much.Do you know any auto insurance that is cheaper?

Friday, July 13, 2012

Can you pay monthy with NJ CURE auto insurance?

They have fantastic prices for NJ auto insurance, DOUBLE LESS than Geico, esurance etc. for more coverage. My only concern is, will I be able to pay them in monthy installments?

How can I use my insurance to get medical marijuana without my father finding out?

I live in california and I have medical insurance paid for by my father. I want to use that insurance to get a medical marijuana card and, of course, marijuana. I have suffered from social anxiety and depression my entire life. Maybe the marijuana could help me deal with these issues. I am not saying it will solve my problems but it might help. I am also more open to the marijuana as a prescription than whatever pharmaceutical drugs they usually prescribe.

what factors are considered for auto insurance?

I am trying to get an auto insurance. But when i went to an agent to get a quote, he told me that since i wasn't on somebody's policy for 3 years, my premium is going to be much more higher. But I have had an license for more than 3 years but just was not on my parents policy because of high insurance premium. So my question is what is considered 1. i need license for 3 years 2. i need to be on someone else's policy for 3 years.

What is the waiting period on a health insurance policy?

I was in a car accident about 1 1/2 months after I got my new health insurance coverage. I didn't have personal injury protection on my auto insurance policy so i'm billing my health insurance for the costs. Anyways they just sent me a letter saying that the services occurred within the waiting period of the policy therefore this claim is pending for receipt of physicians report. What does all this mean? Can they deny the coverage?

Does home insurance varies in price like auto insurance?

I know that expensive houses will cost more on home insurance, but what about your age, sex? Does it matter? I know that for auto insurance, 18-25 male, the premiums will be high, what about home insurance?

How much generally does an insurance agent make in Indiana?

How much in general does an insurance agent make in Indiana? What type makes the most income, Auto or personal type insurance?

Auto Insurance : Does anyone know what is a good company for me?

I recently bought a car and I have no idea what auto insurance is good and has great deals. Can anyone help me? Keep in mind I'm on a budget. Does anyone know what is a good company for me?

How do tag agencies in Oklahoma verify your insurance if at all?

In Oklahoma when you go to buy a tag they need insurance verification. You wait about 10 minutes, they call you up and you pay for your tag. Do they actually contact the insurance company somehow and verify that you do indeed have insurance or do they just look at the verification card (much like a police officer does) and sell you your tag?

Can I deduct my auto insurance as a job expense?

Occasionally, I am required to go visit my customers away from my shop. My boss informs me that I am the only person there who meets the company guidelines (100/300) for required auto insurance for use of my personal vehicle, therefore they tend to send me more often. Can I deduct my insurance as a job expense?

Thursday, July 12, 2012

What insurance would be good for me and my daughter?

I have travelers insurance and they told me if i give my car to my daughter and get a new one the insurance would be $2000 a year for the both of us. She would have to be the primary driver because its just us and she just got her license. Is there any insurance that is good and reliable like state farm or progressive that would be less than that? Any way to get discounts?

what is the cheapest auto insurance in MA?

I live in Worcester MA and am a student. I'm 19 and had an 03 altima. I paid too much for insurance and my parents are not gonna pay for it either. I sold the car and got a 97 accord. What is the cheapest auto insurance in MA area? Thanks Sal

Are some adults really that stupid that they need to be reminded to buy auto insurance, health insurance, life?

Are some adults really that stupid that they need to be reminded to buy things like auto insurance, health insurance, life insurance and homeowners insurance ? How dumb do some adults have to be to understand that it is as foolish to drive a car without paying for auto insurance and risk the catastrophic legal expense of causing an accident......as it is to fail to pay for health insurance and risk the catastrophic medical expense of major surgery & aftercare....as it is to rent or own a home without paying for homeowners or renter's insurance and risk the catastropic expense of fire, theft, etc. ?

What are options when health insurance coverage is cancelled?

My daughter recently lost her job and a few days later needed to be hospitalized. The hospital checked her insurance coverage and told us it was okay. We have since been called by the hospital and apparently the company my daughter worked for cancels insurance the same day you are terminated, so her hospitalization was not covered. She is 21 and unemployed. We live in Texas. What options does she have to get these bills paid? Or who can we call for assistance? Any help would be greatly appreciated!

Does Safe Auto insurance cost more since they don't check credit?

I just saw a commercial for Safe Auto & they said they don't check credit. Do most other insurance companies check it? And does that make Safe Auto's rates higher? Basically, I need liability insurance and as cheap as possible. I don't have a bad driving record but my credit isn't good.

How do I help families not see life insurance as a bill but rather protection for their family?

I am on a crusade to help families become properly protected (create an immediate estate) in case of a loved ones untimely death. Of lately, prospects see life insurance as another bill. Although it is; can any life insurance agent please share with me how they get around to making sales in the life insurance industry? Thank you.

How much is auto insurance for a new driver in NYC ?

i'm a new driver and i'm 23 . i'm looking at a mazda 6s but i'm scared my insurance will be sooo much . How much (range) would it be for auto insurance for me ?

How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan?

How many months of taxes and home owners insurance do I have to prepay on an impound account on a home loan? The bank is charging me 4 months of prepaid taxes and an additional 6 months of prepaid taxes and 2 months of prepaid homeowners insurance and 1 year prepaid of homeowners insurance. I will also be paying them in my monthly statement.

what is some really good but not exspensive auto insurance?

my daddy is with progressive and its really high on him and he is looking for a better and less exspensive auto insurance any suggestions.

Wednesday, July 11, 2012

How do I get liability insurance for a boat?

I am thinking of purchasing an old powerboat (1970s) that would be kept at a nearby marina. It's not exactly a gem, so I am not really interested in comprehensive insurance. I imagine all marinas in California would require at least liability insurance on the boat. Do I need to get the boat surveyed in order to get the most basic required coverage? Because the boat is so old, are there other factors that might prevent me from getting it insured?

Which auto insurance do you recommend in Atlanta?

Does anyone have experience with Geico, Nationwide, and AIG auto insurance in Atlanta area? Please let me know.

How long does it take insurance to take into effect for new drivers?

Okay so I gave my parents my license the other day for them to go to the insurance company and put my name under a plan (I'm with State Farm by the way). I'm in desperate need to drive and my parents won't allow me to drive without insurance... How long will it take the agent to do this?

In what order do I need to do these? Regarding Auto Insurance, Registration, Smogcheck ?

In what order do I need to do these? Regarding Auto Insurance, Registration, Smogcheck ? Ok I need to get insurance for my car, reinstate my registration since it was suspended because I didnt have insurance, and pass smog check. In what order do I need to do these, I live in California.

Someone signed me up for some auto insurance without my permission?

Someone signed me up for netquote auto insurances without my permission and know im getting calls from work and my cell phone. Is there a way i can get the persons IP address who signed me up? Would the company give me that info?

How do you get on insurance panels to accept reimbursement?

I am a geriatric care manager and want to position myself to be able to accept long-term care insurance and eventually Medicare. How do I find out how to get contracted as a vendor to receive referrals from Long-term care insurance?

If AIG goes under, what will happen to my auto insurance policy?

I had AIG as my auto insurance. Few months ago, we had an auto accident. If AIG is in bankruptcy, will they pay out the claim if any? Also, should we switch out the AIG to other insurance company for our auto insurance?

What is the best way of getting health insurance for another person?

An old friend is coming to live with me who does NOT have health insurance so I will have to get him some and he has diabetes so he's kind of screwed getting it for himself lol. What is the best way to go about doing this and the most affordable? And could I combine his health insurance with mine or are there jobs out there that he can get that will PAY for his health insurance?

Should I drop my daughter off auto insurance when she's at college?

My daughter is four hundred miles away at college and doesn't have a car there. She comes home between terms and uses our car. My auto-insurance agent says I don't get a break even though for most of the year she doesn't drive. I'm not sure it's possible or practical for me to keep dropping her and putting her back for every vacation. Isn't there a standard way that auto insurance companies handle students who live far away from home? Thanks all of you for your answers. Just to clarify - My daughter does not have a car at school and does not drive there at all. The only time she drives is when she's off school.

Tuesday, July 10, 2012

Is there any insurance I could have purchased to cover my contents for Hurricane Ike?

I live in the Galveston Texas area.I filed a claim with my insurance company from the damage caused by Hurricane Ike. My homeowners insurance is not paying anything at all. Texas Wind Insurance Association is paying only for damage caused to the house itself, they are not covering my contents. Is there any insurance I could have purchased to cover my contents?

WHY KEEP MY AUTO INSURANCE IF I WILL NOT DRIVE ?

I am leaving the USA for 3 years on an international project. At no time will I be driving a car. What are the good reasons I should keep my auto insurance in force ? Or should I just cancel, then buy again when I return ?

Car insurance is way to high, will riding/insuring a 50cc or 125cc bike reduce my car insurance after 2 years?

I am 19 and have passed my car driving licence 2 months ago. The insurance for all the cars I have looked at are way to high. More than £2500. I am doing my CBT next week, I was wondering if I drive a moped or 125cc for a year or two will this reduce my car insurance, please help as I need to get on the road. Thankyou.

can i get auto insurance such as Gieco, if the car is actually registered under my moms name?

its my moms car and i need to drive it! I need auto insurance!

How do you define double dipping on insurance?

I have 2 step kids. We have had insurance on them for over a year. We just switched insurance and their mother decided to put them on her new husbands insurance. Which now we have 2 insurance companies. She won't agree that ours is primary and I am worried about double dipping. She would use her insurance where she lives, and we would use our insurance where we are. Would that be double dipping on insurance? I don't want to have to hire a lawyer to figure it out.

Where to buy business auto insurance?

My job requires me to transport individuals from their home to various stores or dr.'s appointments. I recently found out that my employer will only cover the person served when I am driving my car on the clock, but not me, or my car. I've done some research and found that I need to update to business/commercial insurance. I live in Iowa. Where is the best/cheapest place to purchase this type of auto insurance. I've got a fairly clean driving record (I've been in two accidents in the last 5 years, neither were my fault) and a safe car.

Can anyone tell me how do you get cheap auto insurance rate and from what company or any website or link?

How do you get cheap auto insurance rate and from what company?can you tell me?

What insurance companies will insure a dog in California with a prior bite history?

My two dogs were involved in a fight with another dog last year. All three dogs were bitten, and my homeowners' insurance paid out a claim. They have now sent a notice of non-renewal and I am having trouble finding an insurance company that will write a new policy. Does anyone have any suggestions for an insurance company or broker in California that can help? Thank you! Let me clarify this question. I was walking both of my dogs when we passed a small dog who lunged at my dogs. It scared my smaller dog, who lunged back. The situation escalated, and all three of them got into a fight that lasted about 20 seconds before we could pull them apart. The other owner submitted vet bills to my insurance company, which chose simply to pay the claim rather than fight it.

Where can I get cheap auto insurance?

I am paying too much on auto insurance and I need a cheap option.

Monday, July 9, 2012

How do most major auto insurance work when a vehicle is stolen?

My Uncles SUV was stolen and he is afraid that they will recover it vandalized and given back to him. He doesn't want it back as he is afraid the damage is allot. Is there a specific time in which all insurance companies give before they say its a total loss and pay the vehicle? Does waiting period varies by insurance company?

Why are NYS auto insurance rates so high?

I live in NYC, and have taken over my late Dad's auto insurance. I was looking up quotes from other insurance companies (currently have Geico), and all the quotes are the same as I pay now, or more. My own license is clean, no accidents, violations, tickets, etc. I just want to know why NYS auto insurance rates are so high?

How does one become an insurance agent?

I live in Louisiana. I have looked at the state website and found out that to become an insurance producer (I assume this is an agent) I need to take some classes then pass a state exam. I looked up the info on classes in my area and some are given by certain companies (example New York Life). If I take one companies classes doe that mean I have to sell only their policies or would I be able to contact other companies. Also, how do you get in contact with the insurance providers to sell their policies?

Does daily commuter to Canada from US need buy separate Canadian Auto Insurance?

If I live in US but work in Canada, do I need buy a separate Canada auto insurance in addition to my US auto insurance for daily commute into Canada from US (cross the border everyday)? Or can I just use my US auto insurance to cover my everyday driving in Canada as well?

What happens after a big insurance claim is paid on a rare diamond that's been stolen?

Let's say Peter Parker bought a huge, very unique diamond ring for Mary Jane Watson. He decided to insure it in case someone stole it and so he bought an insurance policy from Lloyds of London. Lo and behold someone stole Mary Jane's diamond and Lloyds of London paid off the insurance claim on the diamond. What happens to the diamond? Does Lloyds of London try to recover it? It's a big, unique diamond, and very expensive. Do they try to track the thing down? What's the likelihood that the thieves will be able to resell it and it and not suffer any consequences?

Can someone file a claim w/ the other persons insurance if they personally dont have auto insurance themselves?

I have a client whose car got rear ended by another car and he is suffering a pretty bad knee injury due to the accident. Can he file a claim with the other persons insurance company even if he personally doesnt have auto insurance? I know in the state of California it is illegal to drive without car insurance, but does that mean he cant file a claim for his car and injuries? Thanks

How can a government run health insurance entity "compete" with private companies? Will it pay taxes?

It boggles my mind that the proponents of a government run health insurance entity would actual state that this entity would bring competition to the insurance arena. How would these private businesses compete with someone who does not have to pay taxes. How do companies compete with an entity that can literally raise taxes to pay for operational costs or an entity that is funded non voluntarily by the citizens of the United States? Can the private insurance companies pass legislation that changes the rules of the game in the insurance business? No but the government could certainly dictate the rules of their own business by passing legislation in its favor. Can someone please give me a logical reason as to how this government run health insurance option would do anything other than run private insurance into the ground to ultimately pave the way for the government to be the only health care option?

are employers required to inform independent contractors about commercial auto insurance?

i was just in a major auto collision and now my insurance is trying to deny coverage because they think i was on a delivery for my employer at the time. supposedly all delivery drivers need a special commercial insurance. i didn't know this. is my employer required to tell me if im an independent contractor?

Sunday, July 8, 2012

Should auto and fire insurance companies not be able to deny people because of pre existing conditions?

Should you be able to get auto insurance when your car is wrecked and should you be able to get fire insurance when your house is on fire?

What is the cheapest health insurance in California for Students?

I am a students planning to attend UC Davis this Fall. I just found out that all California Universities require students to have health insurance. What is the cheapest insurance out there?

I have no auto insurance and got into accident, Would I have to just pay for the deductible?

on the other persons auto insurance. I live in Michigan.

How much do you pay for your car insurance?

I just bought a new car. A Honda fit, and my insurance went up $40 more per month. This is my first brand new car, and I am use to the insurance that comes with a used 7 year old car. I was wondering what others pay for their car insurance, and whether it is new or old. I hope I am not asking anything that people would feel uncomfortable with. I just want to see if I am being charged in the range of what I should.

Forgot to pay auto insurance this month until a few hours before the cancellation time (noon today). Am I OK?

I didn't receive my Farmers auto insurance notice/threat of cancellation until today. Raced to my computer and submitted the payment around 9:00am today, which was the day given on the threat of cancellation notice as "will be cancelled at noon on July 15". Am I still okay? I'd ask my agent, but he's useless--doesn't call me back or answer his phone.

How long does it usually take for my insurance company to reimburse the dentist?

I had a root canal done last week that cost $916. I have dental insurance but the dentist wants me to pay now and then he said he'd sign the insurance check over to me once he receives it. I was just wondering how long it takes the insurance company to issue a check.

Does anyone know of any CHEAP auto insurance I can get in Virginia?

My sister is 19 and looking for some cheap auto insurance anybody know of a company that wont charge her an arm and a leg?

What car modifications dont affect insurance price?

I live in the UK and wondered if anyone knows any car modifications that dont affect insurance price or ones you dont have to declare to insurance company? I heard that lexus lights dont affect it but I'm not sure if this is true?

If someone gets in an auto accident with someone else's car, whose insurance is notified?

Mother and daughter have auto insurance together. Daughter lets her boyfriend drive and he rear ends a car and does very little damage (broken tail light) to other car. He has his own insurance for his vehicle. Which insurance do you call? No accident report was done by police. Also, whose insurance pays and/or goes up. This is in Minnesota.

Saturday, July 7, 2012

What is the best health insurance to have if you are United States Federal Government employee and why?

I have Blue Cross Blue Shield Insurance. Should I keep this insurance? I checked with AARP through Hartford and they want between $299 to $428 per month for non drug related $5000 to $1000 deductible 80% coverage to $2500 co pay to 100% coverage. I pay about $250 per month now.

Looking for the best prices in auto insurance and Quick!?

I know there are some reliable auto insurance companies out there with killer rates. Anyone know something good?

Do you need to report a delivery job on auto Insurance?

If I got a job where I need to use my car for work, do I need to report it to my auto insurance, and if so, will my rates go up?

How do deductibles in health insurance work?

I have considered purchasing private insurance. My school insurance doesn't cover the stuff I need it to. I was looking at humana's plans. I came across one that was $87 a month but it had a $2500 deductible. If I were to get injured and have a hospital bill of like $4000, would it pay anything if I hadn't met that deductible yet? Thanks.

Anyone knowing the best/cheapest auto insurance for young drivers?

Hello! I am a young driver (19) who is looking to buy a new 2007 ford mustang (the deep red color). I really want this car but it looks like there is no way that I will be able to afford the auto insurance for this thing. Anyone know the best company for me to speak with? Any advice or tips will help. Thanks!

Would you be likely to shop for homeowners insurance on a night/weekend or during the week?

I currently work for an insurance agency and I sell homeowners insurance. I am considering getting a cell phone to answer calls after 5:00pm and on weekends. I am not sure how lucrative this would be. Do people primarily look for insurance during the week or do they seek convenience on nights and weekends?

How can I find the driver's auto insurance?

My car was hit by a drunk driver and I forgot to get his auto insurance. The police was involved so I got the report number. I also got his lisence plate number. I need his insurance company to file the claim. How can I find out his insurance company? I tried getting a copy of the police report but I have to wait 3days intill the office is open and I would have to pay a fee. Thats alot of work but all i need is the company... there has to be an easier way.

How soon after taking a insurance policy can you make a claim?

for example a you're an employer and an employee has threatened to sue you within a month if you don't meet their conditions,and you then dont think you have done anything wrong,so do not want to meet those conditions and are willing to take this to court,but cannot afford the legal cost's,can you at this point take out a legal liability insurance? Will they ask questions,such as if anyone is planning to sue you. Will they ask you to disclose your income? Will the premiums be inversely correlated to your income? Does it depend on the type of insurance?

Will paying your auto insurance in a timely manner bring up your credit score?

ok i just turned 18, recently got my own car insurance. I would like to know, if your auto insurance would bring up your credit score or seeing that I have no credit, add to it? I know that some companies are checking credit before giving a quote, but i dont know if it would in any way help your credit. Thanks

Friday, July 6, 2012

What are insurance considerations after child gets employed?

What changes does one need to consider after a child finishes college and gets employed (in a different state)? eg. I removed him from auto insurance since he has his own policy; do I need to do anything to ensure he can drive one of our cars when he visits us? My medical insurance at work covers children till 26, but they indicated for him the policy will be secondary to his insurance through his employer. How does this work given his insurance has more out-of-pocket expenses - copay/coins/deductible, etc?

How much is a spouse's auto insurance in MA?

How much increase is a spouse's auto insurance compared to just an individual's insurance if we drive the same car in MA, with full coverage and that he's a casual driver?

How can I get insurance to cover at home birth through a midwife?

My Insurance company is saying that they will not cover an at home birth through a midwife, although they do cover midwife care. I do not want to pay for it up front if I am not certain I can get most of the cost reimbursed. I am admit on doing an at home birth as long as it is safe for the baby. I keep hitting a wall with insurance, what can I do?

Massachusetts residents. How do I change auto insurance companies?

I want to change auto insurance companies. Is there a charge, or is that dependent entirely on the insurance company? How exactly do I do this? Thank you in advance.

what are the greatest auto insurance problem you face or ever face and how did you solve it?

Friends,what are the greatest auto insurance problems today?

How is mandating health insurance socialism? Why is no one rioting about car insurance?

Healthcare is still run by the private sector. Just more people will be able to get it. How is ensuring everyone has insurance socialized medicine? Healthcare is run by the private sector either way.

Is Progressive a good auto Insurance provider?

I have used Geico for years. I have been extremely satisfied with their service. However, my premium is still more than I want to pay. I got a quote for Progressive and it is considerably less. Anyone out there have Progressive and satisfied with them? How have they handled claims in the past? Any other good, reasonably priced auto insurance companies?

How to get health insurance for my unborn daughter?

I'm 22. I have health insurance coverage under my parents (it's just better insurance than I could get on my own, that's why I've kept it). However, I am pregnant and need to find insurance for my daughter for when she's born. Under my current insurance, I am covered but she is not. My question is, what should I do? I got an application for Medicaid but will it cover her before she is born, even though I don't need insurance? Any advice?

Is lost wage benefit payment from an auto insurance taxable income?

Auto insurance settlements are not taxable, what about a lost wage benefit settlement? Would that be taxable?

Thursday, July 5, 2012

What questions should be asked to the insurance agent while taking a policy/plan?

Hello friends an health insurance agent is going to come my home this weekend.As a newbie to insurance, what questions shall i ask him while accepting for a policy detailedly? What are the precautions I should take before accepting a policy for me/my family? Shall i search any information about insurance?

Switching auto insurance: How often is too often?

I recently switched auto insurance companies to get a better rate. Now, after one cycle (6 months), the company has increased my rate by 14%! I have had no accidents of any kind whatsoever, and have never filed a claim. Is this a normal rate increase, and should I threaten to leave this company if they don't knock a few $ off of this recent augmentation?

What kind of fine do you get for driving without car insurance in California?

My older brother recently bought a brand new car, and just two days ago the insurance he purchased from the dealership's insurance company expired. He has liability insurance underneath a separate insurance company, but that has not expired. We were stopped for something minor the other day, and the police officer noticed my brother's insurance was expired. What kind of fine will he face?

Does Texas traffic ticket dismissal course offers auto insurance discount or not?

If I take Texas traffic ticket dismissal course will I get auto insurance discount or not.If there,how much it gives Discount I need complete Information about this.

How can I get insurance for my fiance with cancer once we get married?

My fiance and I were engaged in May 2007, we are planning to get married in October 2008. In October 2007 he was diagnosed with cancer-- both of us being college students, he is still covered under his parent's insurance. If we get married in October and he can no longer be covered by his parent's insurance-- what are our options? Is there a way for him to take over his current coverage??

Do I need auto insurance before getting my license?

I'm going to get my license soon and I'm from MD. Do I need to get auto insurance before I get my license? I saw a statement about that on a website but I didn't know if it was correct because there's always a chance I won't pass the test. Does anyone know?

If you were given a vehicle as a gift. How can you get a new title with out auto insurance?

My friend gave me a car as a gift, and I don't have the money to insure it right now. My friend already sign the car over to me, how can i get a new title in my name with out the auto insurance?

How much does liability insurance and unemployment insurance cost for a small business?

Considering opening a parking service company as an S Corporation with two partners. First year revenues should be $100K, should have no more than 2 employees. Wanted to put insurance estimates into my business plan. Thanks for the help

Once an auto insurance claim is denied, can it be reopened and/or accepted?

I had an auto accident and after interviewing me and looking at my photos taken right after the accident, my insurance company believed that I was not at-fault and denied the other driver's claim and closed the case. He then claimed he had photos that would prove that I was the one at fault and would mail it to them. If he can somehow prove it, is it possible my insurance company will change their mind and reopen the case? Or once it's closed, it's final?

Wednesday, July 4, 2012

How do I receive a tax credit on health insurance premiums if I'm paying for my own insurance?

So I'm planning on getting my own health insurance and not through the company. The premiums were deducted before taxes last year since I was on the company plan. Is there anyway to get some kind of tax credit for the health insurance premiums I pay this year if I'm getting my own insurance?

What are average prices for life, health, and auto insurance (any company)?

I'm doing a project for school and what would an average price be for 2 people with just a regular car, like a honda or something, nothing fancy, for auto insurance. and for 2 healthy people for life insurance and health? i've website but you have to give all this info for a quote, but i'm just looking for an average froma ny companies.

What would insurance costs be for a 16 year old with a crossover?

I want a new 2011 equinox, and I just turned 16. About what would my rates be if I were added to my parents insurance? I don't want a quote from a website like progressive because I have to give out my parents info and I don't feel comfortable doing that. Can anyone give me just a guess at what they think my rates would be per month?

Is there any way to find out my state farm auto insurance deductable without calling i cant find it on the web?

I need to know my state farm deductable for my auto insurance where is it on the website i dont wanna call?

How can a life insurance company know if you smoke cigarettes if you quit one week prior to the exam?

Can i quit smoking one week before my insurance company medical exam and my test results be negative? If so, what happens if I die from lung cancer 20 years later? Will the insurance company protest or pay up?

Auto insurance company needs more information about you?

Would you be suspicious if you get a letter in the mail from what appears to be from your auto insurance company asking for your daytime phone #, drivers license #, social security #, and date of birth under any circumstance?

how can i tell if my health insurance benefits are pre taxed?

Keep in mind, your health insurance premiums can't be deducted if they're taken out of your paycheck as pre-tax dollars. However, after-tax health insurance premiums are deductible, but they still are subject to a limitation of 7.5% of your AGI. If you're self-employed, you may deduct a portion of your health insurance premiums as an adjustment. The self-employed deductible portion is 100% in 2007.

Can your Dad add you to his Auto Insurance without you having a driver license?

I have a Texas state ID, and I will be getting a driver license in the next week, but can my father put me on his insurance without the drive license (Geico)? I am not on his auto insurance yeat. Thanks

Tuesday, July 3, 2012

Who else's MetLife Auto insurance went higher recently in Massachusetts?

This year I renewed my Annual Met-Life Auto Insurance policy and noticed it had gone higher by around $150. I called them and they said everyone's auto insurance insured with Met-Life went higher in Massachusetts. I was wondering if anybody else's truly went higher or they are just saying this to me. If anyone else did go higher please let me know, and by how much? Thanks in advance!

How do insurance companies figure the amount they will pay you for a totaled vehicle?

How do insurance companies decide what to pay for a vehicle that has been in an accident and totaled out.Do they use a guide like Kelly Blue Book? Retail, wholesale or trade in values?

Online Auto Insurance Quotes, are they really safe and accurate?

I know several people who have submitted their information into one of the many "online auto insurance quotes" and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.

In California, is it necessary to have insurance when a minor is training with their instruction permit?

I am a minor (17-1/2). My classmates say I do not need insurance to drive with an adult 25+ with my permit. I am reading the instructions and the only thing I see is that you need insurance when you take your driving test. I am in no rush; the only problem is that they are driving without insurance. Does anyone have a source stating what is true; I cannot seem to find the answer online.

What's the best auto insurance for teenagers?

I'm a female, 17 & about to get a car. I was wondering what's the best/cheapest auto insurance for me to get.

How much does travel insurance cost for 3 months?

Hi guys. I'm planning a trip to los angeles in June 2010 for 3 months and im trying to calculate the amount of money i'll need. The problem is, i have no idea how this travel insurance stuff works,so how much would travel insurance cost me for this period? Any help appreciated, thanks.

Are there auto insurance options for poorer people out there?

I am getting high quotes from the auto insurance places, like 200 a month plus....this is mainly due to a lapse in coverage since i wasn't driving for a while...but i really would like to get my premiums lower than this...is there any advice out there about ways to do this?

How long are people covered by parents insurance?

I turn 19 in November, I have heard before that once you turn 19, you are no longer covered by your parents insurance. Is this true? If not, how long are people covered by parents insurance? If you are not covered after 19, how do you get your own insurance? HELP PLEASE!!!!! Health insurance is what I am talking about.

Do you have to report deferrals to your auto insurance company?

i got a ticket for going too fast undercondition but i got it defered so do i still need to list it when my auto insurance asked if i have had any violations? Also i crashed too but they only gave me a speeding ticket which was defered. So would i have to tell my new company that i want all that? Would they know if i dont tell them?

Monday, July 2, 2012

What should be done in Congress to force these insurance companies to pay claims?

Obviously anyone that has had auto insurance and has had a claim knows this can be quite difficult. In fact, the running joke in insurance companies is the only time you don't have insurance is during claims time. What should be done in Congress to force these insurance companies (which have thousands of complaints of wronging clients) to actually pay the claims?

Where is the best place to get an auto insurance quote?

Where can I get a free auto insurance quote?

What is a Finance Charge? Are auto insurance companies supposed to charge it?

I have AAA insurance for my car. I had them for last year and they were fine, I paid the same amount every month. Now they sent me my renewal bill and they are telling me that if I don't pay my premium in full in one shot, I will be charge a $ 50 something dollar finance charge and an APR of 18%. What does that mean? Do all auto insurance companies do that? Thanks

What pet insurance company are you using and are you satisfied with them?

I have a dog with health problems. I'm willing to do anything it takes to help her, but insurance would help a lot.

What is the cheapest auto insurance in general/in NM?

I feel like i'm paying too much for auto insurance (i have aaa) what other insurnce cold I get that will be the cheapest, I don't drive my car all that much, I just want the cheapses rather than nothing.

Why was my health insurance terminated when I am 20 and fulltime college student?

I am a dependant on my mother's health insurance from her employer. Recently I was sent a mail requesting a proof of enrollment to show that I am indeed a full-time student. I put in a proof of enrollment that I am taking the 12 units in college, plus I also sent a copy of my schedule for this semester. Today I get a letter saying that my insurance has been terminated and I am no longer eligible because of my age. I thought full time students who are 21 and under can still be placed as a dependant? Is there a chance they just didnt receive my mail? If thats so, then why didnt they state that they didnt receive the required proof of enrollment instead of terminating me for my age? I want to call them but they are closed for the weekend, so any advice from you guys so I know what I am saying when im on the phone with them would be helpful. Btw it is not grades, I have a 3.5 gpa. All those telling me to call them up is useless since I already plan to, what I need is any advice on what to say when I do call them on monday, since they are closed for the weekend.

Is there any way for a 16 year old to get auto insurance?

Is there any possible way for a person 16 years of age (a minor) to obtain auto insurance and pay for it without the involvement of parents/guardians?

How do I know if my health insurance covers a certain procedure?

I am curious whether my insurance covers Gynecomastia gland excision surgery, usually thought of as a cosmetic procedure. I know very few insurance companies cover this, but I was wondering if mine did. I have Empire plan insurance in NYC (I have it through my father who works for the government? I am only 18 so I am unsure how this all works). Thanks.

Why would auto insurance company ask if I have a platinum credit card? Is having one a good or bad thing. I do

I recently applied for an auto insurance quote through AAA insurance. During the questionaire, I was asked whether I have any platinum credit cards. I currently have a car insured through them, and I am concerned whether they could used quote questionair info against me on my current policy. I was trying to get a quote on a new car that I am considering.

Sunday, July 1, 2012

What type of health insurance is the best?

I have twin baby boys & I am a single 20 year old mother. Never been married, non smoker. I am also a college student. I am looking for health insurance plans for my family. I need cheap, yet good. I really want to stay away from government help so I would like to keep Medicaid out of it. I also do not know where to start even beginning to look for insurance. Help?

what does the auto insurance company's have to pay for?

I was in an auto accident (not at fault)and the insurance company wants to settle.I know that they have to pay my medical bills,medicine,car rental,loss of work,car repair,and 3 times the amount for the medical bill..Is that it?

What is the cheapest insurance company for a inexperienced 18yr old driver?

I'm looking ti out insurance on my soon to be new used car? I'm just now getting a license and I don't know where to begin looking for insurance.

Is there any auto insurance that wont charge me loads of cash in my state?

So im 17, new driver, and getting a 1988 monte carlo ss. i know it doesnt sound to pretty but is there any auto insurance at all that wont charge me shit loads? The lowest one i saw was 507 a month, not to pretty=/

Hi Guys where i find explained ebout What is auto insurance?

Hi Guys where i find explained ebout What is auto insurance?

How do Insurance Adjustors determine who is responsible for a shared fence?

If you share a portion of fence with neighbors and there is damage. How does an Insurance Adjustor determine how much should be paid by whom?

How to change auto insurance?

I pay my auto insurance every 6 months. I want to change insurance company from 'company A' to 'company B' because it's cheaper. I already paid a bill for company A and still have about 4 months until renewal. If I change to company B now, will I get a refund from company A? How does this work? I don't want to wait another 4 months with company A.

What health insurance plans cover the most patients in Indiana?

Who are the top 6 health insurance plans in Indiana in terms of number of patients covered? I believe Anthem is number one?

Your personal experiences with Progressive Auto insurance?

I just got a lease on a 2010 Honda Civic. Its the first car ever in my name and was a bit pricey for me b/c I don't have an extensive credit history. Progressive was the cheapest auto insurance I could find so I decided to try it. Any pros/cons you've experienced?