Wednesday, February 29, 2012

I am curious what auto insurance companies out there, don’t require social security to give you a quote?

I have extremely good credit and would like to keep it that way. However every time a check is done on your credit report your score will drop... a negative effect indeed. Plus when you call around for auto insurance you have to call several to get a decent quote and you don't want to give out your social security # 20 plus times in one day, not to mention the risk that runs in regards to identity theft.

I just purchased a auto insurance policy a few days ago. Can I cancel and go with another company?

At last minute, I had to get auto insurance with Esurance which I hate. But I really had no other choice. Can I cancel with them and go with another company that will give me a better deal?

Is it normal for auto insurance cost to go up every renewal?

My auto insurance is renewed every 6 months and the price keeps going up between $10-$30. There have been no changes to my policy, I have had no accidents or tickets.

Who is a good auto insurance broker in Chicago?

I want to get the contact information of a good auto (and perhaps renter's) insurance broker. I want somebody that is independent and shows all the companies at once for me. They have to be authorized to sell in IL.

How to become an auto insurance adjuster?

I live in Georgia, and wanting some details on becoming an auto insurance claims adjuster, I currently work for an towing company have some experience in vehicles. also, how much money do they make?

What is the best auto insurance company?

i live in Chicago, Il and want 2 know the best auto insurance company.

How do mexicans look for auto insurance in Mexico?

When you live in Mexico, do people use yellow pages, local independent agents, online websites..how do they go by buying auto insurance? Also, what is their biggest problem when coming to the usa and looking for auto insurance, aside from the language barrier?Are the coverage similar, do they have a trust problem, etc..what would be the most helpful thing a US insurance company could do for them? Thanks for your help.

Tuesday, February 28, 2012

Why wouldn't you call your auto insurance company when you have collision and comprehensive coverage?

My impression is that they're worried about their policy rates going up, or maybe they don't have auto insurance? But why not take advantage of your auto insurance whether you end up pursuing the claim or not?

How often does Progressive Auto Insurance bill its customers?

I am considering getting Progressive Auto Insurance and was just wondering how often Progressive requires their customers to make payments? Monthly? Quarterly?

How does a traffic ticket, first offense, impact the cost of auto insurance in dollars or percentage?

I got a traffic ticket under the Ontario Highway Act for "Disobey a Stop sign" it carries a 3 demerit points and a fine. I would like to know how much this infraction may increase my auto insurance at renewal.

Can you keep an auto insurance policy with different address?

Is it permissable to continue auto insurance coverage on the same policy if my husband and I are married, but living seperately? My car is in my name, his in his. Just changed my address in regards to my license and vehicle registration. Policy is written with his address.

What will happen when they file an auto insurance claim?

Hi smart friends. John and Mary are now married so John add Mary to his auto insurance. While going to separate jobs on one snowy morning, Mary rams John in the rear with her car due to ice and the two cars now have damage. What will happen when they file a claim.

Monday, February 27, 2012

How long will it take for your auto insurance cost to go down?

How long will it take for your auto insurance cost to go down?

What auto insurance company is the best to sell for and why?

I'm thinking about getting into auto insurance sales. Anyone with knowledge know which company offers the best perks, leads, commission etc?

Why dont LIEbrals understand that auto insurance is mandatory only if you are going to drive a car?

If you dont have a car, then you are not mandated by the STATE to buy auto insurance and not by the federal Government. So i should be allowed to chose Not to buy health insurance instead of being FORCED to by the federal government. So the health care bill is unconstitutional.

What is the most popular and best auto insurance broker in NYC? Any recommendations? What is the advantage?

By best, I mean the lowest priced rate they can come up with. What is the advantage I get going to a broker instead of directly going to a popular auto insurance company? Thanks a lot. I live in Bronx, NY, work in Manhattan and I have a 2000 Toyota RAV4.

Whats the difference in forcing americans to get auto insurance or face a fine versus ObamaCare fine?

Alot of people are upset because it forces one to have insurance or be fined. The same thing applies to auto insurance. So whats the difference?

Sunday, February 26, 2012

What does a basic auto insurance plan cost?

I'm doing a project for Econ. where I have to come up with life, apartment, and auto insurance plans. I'm having a lot of trouble with the auto insurance. Are there any websites that tell you what a basic plan consists of without having to fill out an online quote? I'm not comfortable filling in my information. Also, if anyone has any basic plans for life or apartment insurance, that would be helpful too! Thanks!

What type of Auto Insurance covers vandalism and damage to a car?

What kind of Auto insurance covers damage to your vehicle, such as vandalism, theft, collision from another car hitting yours while parked?

How much does auto insurance drop at 25?

I turned 25 a couple of months ago and it looks like my auto insurance only dropped $1.81/month. Isn't it supposed to be more of a discount than that? I have a clean record, no accidents or tickets.

Auto Insurance discount along with online traffic school course?

I got a traffic ticket, want to remove it. I heard some where that online traffic school course offers auto insurance discount along with traffic ticket dismissal. Can any one suggest me the source where I can get information on this?

Do South Carolina auto insurance laws require me to carry my own liability insurance when driving a rental car?

I don't currently own a car and so haven't had a need to carry my own liability auto insurance in quite awhile. Is it legal for me to drive a rental car or even a car owned by my sister who does have insurance in South Carolina? Will I have to purchase my own liability insurance to legally drive anyone else's car in South Carolina?

How can I get discounts on auto insurance?

I want to know more about auto insurance discounts. I would like to reduce costs so a discount will be nice.

Auto insurance company that wants me to pay upfront?

I need general information concerning auto insurance complanies that pay claims directly to the driver. They want me to absorb all costs (repairs, rental, etc.) and then they will issue me a "reimbursement" check. I don't want reimbursed for something that their insured driver did to me! I just want them to cover all costs associated with the claim! What, if any, legal action can I take to have the matter proceed in my favor?

Can I get canadian auto insurance with an American drivers license?

I just moved to Canada from Washington State. I haven't been able to get my canadian driver's license but I NEED insurance on a vehicle I just bought. Can I get auto insurance with my Washington license or do I need a canadian license?

Why Defensive Driving Course Certificate can't be used to get an auto insurance discount in Texas?

I passed this course in the middle of 2007 and got this certificate, but i can't use it as one of discount factors when i am gonna to buy an auto insurance. The licensed auto insurance agents told me that Defensive Driving Course Certificate can't be used to get more auto insurance discounts for Texas? Why? It's so weird. So, why Texans need to take that course besides for a court when i got a speeding ticket?

Saturday, February 25, 2012

What does full coverage auto insurance cover?

I have full coverage auto insurance on my vehicle and it was broken into last night, someone jimmied the door open and stole my gps, my watch that was in the glove box and my money order for $675 that was in the overhead console that I was going to pay the rent with this week. Are any of these items typically covered by insurance or am I just out of luck on all 3?

How come my name isn't listed on the auto insurance card even though i AM insured?

My parents have bought auto insurance but whenever they send the insurance card (proof of insurance), only their names are on there. However, if you look up our policy number, I AM an insured driver. Why is that? How am I suppose to carry an insurance card? Is it because I'm under 18?

How much do you pay for auto insurance?

I just spent a few hours getting an auto insurance quote from a number of companies. I got a real good rate ($573 for a whole year) for our 2004 car and all the extras. I think this is a pretty good rate but wonder if others are paying more or less. How much are you paying?

What college gives course to get auto insurance license in CA near LA?

I am planning to get auto insurance license in State CA. Can you recommend any college or institutes that teach? Any good online courses?

Why are there not many big auto insurance companies operating in Massachusetts?

I moved from NY and need to find an auto insurance company. AllState and State Farm are not doing business here. I don't want Geico or Mutual Liberty because of bad experience with them. Are the small local businesses reliable? Thank you. Common Sense, thank you for the reply. Are the smaller companies reliable in terms of being able to provide good service after an accident? Thanks.

I have had a lapse in my auto insurance for four weeks now. Where can I get auto insurance at?

I live in the state of florida. I have had a lapse in my auto insurance for four weeks now. I've been looking for auto insurance for a little bit now with no luck. No one will cover me with less than $350-$400 down. My husband also has a bad driving record. What can I do? Im afraid my license will be suspended if I don't get auto insurance soon.

How long does it take for an auto insurance adjuster to render a bill after an accident?

I rear ended someone, and there was no injuries. How long will they take to get a bill from the insurance company? I called the auto body shop and they said the auto damage was fixable.... Is this a final bill...or will other bills come later?

Friday, February 24, 2012

How soon do I need auto insurance after getting my Driver's License?

I'm going to be getting my Drivers License for the first time in a week (I am 16), and I was wondering how soon after I get my license do I need to have auto insurance to drive legally? I'd like to be able to drive the day I get my license, but my parents don't want to add me to their insurance plan beforehand with the possibility of me failing the exam. Is their any kind of grace period that allows me to drive the day I get my license so I can wait until after I complete the test to purchase insurance?

What is the best website to reseach and compare auto insurance quotes?

What is a good website to use when researching auto insurance. One where I can get numerous rates from various insurers and compare them with each other?

Why do Libs bring up auto insurance as a forced payment that we are ok with paying?

Let me ask you Libs something, if I don't have a car, do I need to buy auto insurance? However, it seems that if I don't use medicare and aren't sick, you still want me to pay for it anyway whether I want to or not. Thanks a lot neo-totalitarians.

What courses do you need to take to become an auto insurance agent in California?

I want to obtain a license to sell auto insurance in California but am confused about what courses I have to take.I know I have to take a 12 hour code and ethics class but I am uncertain if I have to take a 40 hour fire & casualty class or 20 hour auto limited lines.Thanks to anyone who can help!

What are typically the cheapest auto insurance company in Massachusetts?

I currently am with MetLife but they increased charges this year, so I'm looking to change the company. Any suggestions to cheaper auto insurance? Thanks!

Is it necessary to hold on to old auto insurance bills?

I switched auto insurance companies recently and I was just wondering if there is any reason at all I should keep my old auto insurance bills from the old company. I'm the one who HATES clutter and I want to get rid of things I don't need anymore. Thanks.

Is liability auto insurance a good idea if you own a home?

I own a home and have 150/300k full coverage on my auto. My car is a commuter with 150k miles and is worth about 5k. My car is horrible on insurance and costs me about $110 a month(I have a clean driving record). Would it be a good idea to lower coverage to liability? Can I still keep my 150/300k coverage for financial protection and save money by no longer having full coverage?

What is the best rated auto insurance in California and why?

I'm having trouble finding ratings by people regarding their auto/home insurance. I'm located in Southern California. I don't mind paying a premium for better coverage.

Thursday, February 23, 2012

How can I renew my auto insurance in the State of Florida?

My six month policy is due to expire next month and I need full coverage for my 2004 toyota corolla. I have never had to do this before, any tips or anything I can do as far as renewing my auto insurance in the state of florida?

How is being forced to by health-care insurance different than being forced to carry auto insurance?

I can think of ta few ways: 1. We don't HAVE to drive 2. If we do drive, most states require insurance, but also may take a bond or proof that you have money to compensate 3. Auto insurance is mandated by the state, not the federal government

what is the best way to be an auto insurance agent and get licensed?

I need a midllife career change. I want to get my auto insurance license and to be trained. What options do I have?

In what ways does buying a car affect auto insurance premiums?

I'm looking at buying or leasing a new car and am wondering how that'll affect my auto insurance premium. Also, which features in a new car affect the premium. I've heard about red paint and sports cars causing higher premiums, but are there any other factors?

What option is available in dealing with the auto insurance if no settlement after two years?

We could not settle on the amount when the two year expired. Now the Auto Insurance company is not willing to deal.

How to become a Auto Insurance agent in Texas?

Can someone help me in providing necessary information on how I go about doing this? I know I need to get a license, but I can't find any info regarding auto insurance. Also, do we need a franchise or can I do without one? Please help and with links regarding info about auto insurance in Texas. Thanks!

How can I get auto insurance for a car not in my name?

I have the opportunity to take over payments on a car. Since the title is not in my name, how can I get auto insurance for this car until the title is transferred into my name? I'd heard there is a form that the owner can sign that verifies that I will be the only one driving this vehicle. Any suggestions would be helpful.

What is an average auto insurance cost for a sedan in Alberta?

I am wondering what an average auto insurance cost is to be suspected. If this helps I will be a 16 year old male driving a 2007-2010 Mazda 3 Sedan.

Wednesday, February 22, 2012

How much does an auto insurance agent make per year?

I am thinking about getting a job at an auto insurance agency, and would like to know a salary range.

In Ontario, how does auto insurance work? Do you need to insure yourself as a driver and your car separately?

In Ontario, Canada, how does auto insurance work? Do you need to insure yourself as a driver and your car separately? If anyone can help me with the details of this, that would be great. Thanks!

What is the best way to conduct a transaction without getting the auto insurance involved?

What would be the best way of conducting a transaction without getting the auto insurance involved for an accident? Person hit me and neither of us want to report it to our auto insurance. They don't trust that I won't report it to the insurance after I get paid from him. What should I do?

What auto insurance company has policy numbers like this.?

Recently got into a minor accident and forgot to take down the name of the other party's auto insurance. The policy number has a format of ###-######-10/18. Calls to their phone number are also not being answered so any help would be greatly appreciated. Also, this occured in Los Angeles and the car had a CA plate as well if that's any help.

What are the names of some small auto insurance companies in Pennsylvania?

I am not interested in big companies like Geico. If you have a policy with a smaller auto insurance company and you have a good experience with them I would appreciate the information. Thanks in advance. P.S. Also, I do not need websites that provide you with a number of quotes because after you submit your info to them you cannot get rid of agents calling you for the next couple of weeks.

What to do when my auto insurance has been lapsed for 3 weeks?

My auto insurance was cancelled as of December 3 due to nonpayment. I want to get insurance with a different company in the next week when I get my next paycheck, will the new company I sign up for know it has been lapsed for a few weeks? This is the first time I have ever let this happen so I have no idea what to expect.

How many folks against mandatory auto insurance opted not to own a car instead of paying their insurance?

People say that mandatory auto insurance is different than mandatory health insurance because you CAN opt not to own a car. I'm just curious what percent of people objecting to mandatory insurance decided to sell their car instead of getting the insurance? Can you answer the stated question? To ca; those aren't fallacies - merely differences in detail. What does it matter which government is requiring it? What does it matter who the policy covers? I'm guessing those opposed to mandatory insurance isn't concerned about either of those. Yet most plunked down their cash anyway... Seems highly hypocritical

Why would an auto insurance company request money back from the hospital?

In October I was in an auto accident that was not my fault, the responsible party didn't have insurance but I did including personal injury. My daughter had minor neck injuries and I took her to the hospital. The charges were approved and paid. This week a bill collector called and said the insurance company requested the money back and would tell me nothing more, they told me to call my insurance company (who I cant reach right now) why would this happen?

Tuesday, February 21, 2012

How do I make an auto insurance claim for scratches through auto owners?

I bought a used car a few months ago that had a near flawless finish. Over the past few months it's been scratched several times by my nephew on his bike. We've talked and now I need to file a claim with my insurance. The marks are everywhere, back of the trunk, right rear quarter panel, hood, left rear quarter panel. The problem is, before I knew I could claim damages, I used a touch up kit to cover the scratches and gouges so they are hard to see. But I could still take pictures of them as they stand now and probably get a letter from the salesman, proclaiming the condition that he told it to me in. What else do I need to file a claim with Auto Owners? Yes, I have full coverage, including comprehensive.

What is the penalty for giving invalid auto insurance information at the scene of an accident?

In the state of Washington what happens when invalid auto insurance is given at the scene of a minor traffic accident?

If I have a combined auto insurance policy with my my spouse, does the claim history follow both of us?

I have an auto insurance policy with my spouse. He was in an accident and filed a claim. He is not planning to buy another car and is going to use public transport. If I drop him from my policy, will my rates still go up because of his claim even though I was not involved in the accident? If I go with a different insurance company only for myself, will they also quote higher rates because of the claim?

How is the health care overhaul different from auto insurance?

I'm not well versed in the world of politics, but I just read that there are 13 states that are going to sue because they claim it is unconstitutional for the government to mandate that we have health care. How can they require us to keep auto insurance then? Correct me if I'm wrong but I'm pretty sure it's illegal to not have auto insurance; I don't see how that's different than health insurance. ah, good point, Chicagok - haha.

How many nonstandard auto insurance companies are doing business in the United States?

I am researching the nonstandard auto insurance sector and would like to understand how many carriers are underwriting policies in the United States.

How much do auto insurance agents make there first year?

What's the average for starting license auto insurance agents? Do they only make commision or hourly too? Are the leads provided. Is it a hard industry to get into?

What would lawyer costs for an auto insurance company be?

I'm trying to work out a settlement with the auto-insurance company over an injury that happened last December. They're offering $3,500, but we want $5,000. I was wondering how much it would cost them in legal fees, and lawyer costs if we were to bring this to court. It could help in our bartering if we know they'll be saving money just settling. Thanks.

What can you tell me about auto insurance deductibles?

My wife just got a new car and while registering it with our auto insurance company, I found out that we have $500 deductibles on both of our cars. Turns out we can save $86 per 6-month policy if we raise it to a $1000 deductible? Which is smarter to do?

Monday, February 20, 2012

What are some inexpensive, yet reliable auto insurance companies?

I need a new auto insurance company, Allstate just raised my rates through the roof. But I don't want it to be an unreliable company that will drop me for one little crack in my winshield. State Farm and all those companies are too expensive for me (I am a teenager and work part-time). I live in CA. Any suggestions?

What auto insurance companies are currently appointing in Florida?

I have been a licensed 2-20 Insurance Agent for a year now. I'm currently looking for auto insurance companies that are appointing in Florida. Any names and phone numbers of these companies would be a big help. Here are lists of companies that I'm currently writing business with: Bristol West Progressive Gainsco Seminoles I need some more companies so that I am not only limited to these four. By the way I am in the SW Florida area. Thanks SO much for your help guys

Is it important that your auto insurance company has an office in your town?

It is the first time that I am buying auto insurance, and I am not sure which company to choose. I am considering to buy Amica Mutual insurance. However, the problem is that, its closest office to me is 125 miles away. Is this gonna be an issue? Should I consider this when choosing my insurance company?

How can I get my auto insurance to pay for medical treatment two years after accident?

I was treated right after the accident for whiplash. It's in my medical records but then was unable to go to treatment for some time because of other problems but injury got worse now the chiropractor won't work on me because he says the insurance company won't usually pay after this time loss. Also the auto insurance company won't preauthorize treatment and I can't afford the $30 a visit co-pay required for using my health insurance. I'm on Social Security.

Can new auto insurance company find an incident not reported with DMV but claimed with current insurance comp?

I want to change my auto insurance comp, i have claimed an accident with it for which i did not get a ticket. So will it matter if I don't report it to the new company while asking for quotations? Do insurance companies talk to each other or share data?

What's the best place to purchase both auto and home insurance from?

I'm buying a new home and changing my auto insurance carrier, what insurance company can offer me the best deal when it comes to providing both home and auto insurance in a combo package?

Am I required to get rental car insurance if I don't have my own auto insurance?

I am planning to sell my car and cancel my auto insurance. If I want to rent a car, am I required to buy their rental car insurance, since I wouldn't have any other auto insurance otherwise? If I use my Discover card to rent the car, Discover will provide me with a Collision Damage Waiver of up to $25,000. Would that count as insurance?

Why are auto insurance companies allowed to get away with such criminal practices?

After moving into inner Atlanta because I've grown tired of a completely car dependent lifestyle, my auto insurance went from 70 dollars a month to nearly 160 based solely on my location. Not only is this unfair and stupid, it seems to me to defy logic. I would think the suburban commuter who is spending lots of time in his car every day is more prone to claims than me, who barely has a reason to use my car anymore. Ridiculous. Clarification: We're talking state minimum coverage here, so I wasn't covered for theft in the first place.

Sunday, February 19, 2012

Will my auto insurance rates go up if I get a red light camera ticket?

This is my first red light camera ticket but my second ticket this year. The first one was a speeding ticket. Will my auto insurance rates go up for a red light ticket?

What would be best amount of auto & homeowner insurance to have including umbrella coverage in NJ?

What would be best amount of total coverage to carry for auto insurance and homeowners insurance including an umbrella policy. I realize claims are skyrocketing, and I don't presently have an umbrella policy. Would like to know what I should be targeting. Thanks!

Is it possible to get auto insurance for a short period?

Is it possible to get auto insurance for a short period? I need to get auto insurance for my vehicle just so I can get a movers permit for one day. The problem is that I don't want 6 months of insurance nor do I need the car to be insured for more then a day so I can just have it transported. Is there anyway to a days worth of auto insurance?

Can an auto insurance company deny coverage for a person convicted of a non-driving related felony?

Time has been served; now being told that obtaining auto insurance will be difficult. Need transportation to work and continue life in new direction - vicious circle. What, if any, companies might be best to check?

How much auto insurance do I need if I own a home and some other assests?

My auto insurance company told me that if I'm in an accident and I don't have enough auto insurance I can be sued and possibly lose my home. I never heard of anyone losing their home because of an auto accident. If I have a good driving record, how much insurance do I really need and can I really lose my home if I don't have enough? and how do you collect from someone who doesn't have any insurance? It seems stupid to carry uninsured insurance if I can sue someone for damages.

What are the patment options for auto insurance companies?

I need to get auto insurance but i need to know what the options for payment are like can i pay monthly, quarterly, 6 month, anually. I want to purchase from erie insurance.

How do I know if my auto insurance company is frauding my?

My auto insurance company has been charging me fees, rate increases (originally I was told it would be a decrease!), and a whole other mess with the DMV. I have not had any tickets, accidents, or claims. No one has been able to satisfactorily explain to me why this is happening. How do I now if I have a case with the insurance commission/and or a small claims lawsuit? My main problem is not the rate increase. The insurance company received my payment on time. But, they did not POST it until a few days later. sometime in this period of a few days, the DMV audited the insurance companies system and decided this was a lapse I guess. I had to give the DMV 500.00 or lose my registration. This was 6 months ago. It took us 4 months to get the insurance agent to tell us what really happend (they are good at the runaround game). They said that they had sent the paperwork to the DMV and that we should be getting our check in 30 days as the insurance compay was at fault. This month my insurace is 100.00 more and I called the DMV and they recieved the paperwork, but not a follow up call they were supposed to get. Since I called them, I personally was able to give the OK to send the packet to the refund department. My insurance company says that the extra 100.00 is for "reinstatement of coverage", coverage I never lost in the first place.

Can a homeowner's insurance cover an auto stolen because keys were taken from break in to home?

My friends home got broken into and car keys were stolen and with that stole the vehicle. The vehicle only had liability insurance. Now both homeowners and auto insurance are telling them that they won't pay for that loss. Is this correct in any way? The vehicle has a value of $7K. Would obtaining an attorney be helpful?

What is the best auto insurance for an adult driver?

For a driver that is under 25 but older than 21, what is the best auto insurance for a minivan or an suv? No accident history. No tickets. Clean driving record.

Saturday, February 18, 2012

How do modifications effect auto insurance?

I've heard that "performance" modifications can void an auto insurance policy. Is this true? If so, what is considered a void worthy mod? I know that my coverage will only replace the parts to stock. Also, I'm planning on the following: CAI, headers & exhaust, short shifter, big breaks, ECU programing. When my shocks are due to be replaced i'll probably take the opportunity to ride lower.

How much will my auto insurance go up after a at fault accident?

I has a at fault auto accident in California. My insurance policy is not up until July. They will not tell me how much it will go up until 30 before my policy expires. I am 19 (got my license at 18) and have no other tickets or violations. I currently pay $57 month. Should I be expecting a drastic increase?

Why do we need auto insurance to drive? In many Asian countries its not legally required?

Why is it a law here in North America to drive with insurance. The federal and provincial Insurance Bureaus regulate these policies and rates and rip people off. Sometimes I think insurance is another form of tax. You can always take someone to the court to claim damages. Why is it that auto insurance is MANDATORY, it should be optional. Here in Toronto, its so expensive.

How much is motorcycle insurance compared to auto insurance?

Just wondering because one of my friends says she only pays half of her auto insurance a month and she is paying $300 and that seems pretty steep.

How can I get my auto insurance license?

I want to start selling auto insurance in Texas. Where can I get my insurance license?

What kind of auto insurance should you get on a car that is paid off?

I am renewing my auto insurance. I have a car with all kinds of great features like leather seats, upgraded stereo, sunroof, etc. Is there some way to insure it so if it gets totaled, I can buy a car of equal quality? Should I even get full coverage? Thanks.

When will the Insurance Lobby force us to have Medical insurance like the did Auto insurance?

Forced auto insurance, seat belt laws, helmet laws, child safety seats, laws and regulations, all brought upon us by insurance companies who use government regulation to maximize their profits. Isn't it only a matter of time before they get their friends in Washington to make Health Insurance Mandatory? Or is that the republican plan for reform?

How would auto insurance company know if I am unemployed?

I noticed someone posted that their auto insurance rates went up since they are unemployed. I have been unemployed since February and my rates stayed the same. I don't tell the insurance company that I lost my job. How will the insurance company know if I am working or not?

Friday, February 17, 2012

What is the procedure regarding auto insurance when getting the car from dealership to home?

First time car buyer, going with a friend to buy the car from a dealership, how to get the car back to home ? I think I obviously need an auto insurance, but without knowing the vehicle registration details how to get the auto insurance before purchasing? Hope my question is clear enough!

Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario?

Is auto insurance in Manitoba private or pubic? How is auto insurance in Manitoba different from Ontario? Which is better and why?

How late can you claim auto insurance in case of an auto accident?

Assume there was an auto accident, where the other party is at fault. How long will I be eligible to claim the expenses from the other party's auto insurance company? Is there a time period (from the date of accident) beyond which I will not be able to claim the expenses?

Can you resume your auto insurance policy one it was canceled?

Can you resume your auto insurance policy one it was canceled? ok it was canceled 5 months ago I wasn't using the car so I didn't need insurance at a moment. Now I am planning on using the car again. Can I just call them and ask them to send me a monthly fee and get insurance resumed or do I need to go to insurance place and talk to Insurance sales agent and pay $200 finders fee again? I don't want to pay those fees again. Is there a way to resume my insurance without those extra fees. I am a California resident.

What companies offer instant online auto insurance proof?

**I don't need quotes, I need printable proof of insurance** I know The General offers instant proof of insurance by printing it straight from the internet, are there any other auto insurance companies that offer it? I don't want to know about quotes or estimates or any silly site about comparing prices. I want to know what companies you can go to their site and print your insurance proof off of AT HOME so you can go driving asap.

How does auto insurance work when you "loan" your car to another?

I have been thinking of "loaning" my car (which I own) to my 87 year old father. I would then lease a vehicle for myself. Then at the end of the lease period (let's say 3 years) if he is no longer driving, the car returns to me. Can he purchase auto insurance on himself and the car or does it fall upon me and my policy? My father has an excellent driving record and so do I.

What are some discounts that many auto insurance companies offer that might help save some money?

10pts to best answer. Question about auto insurance policies? I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?

What is the cheapest auto insurance for a 19 year old female?

I am soon going to buy a used Toyota Corolla and I live in North Carolina. I am just starting to get my driver's license and I was wondering what auto insurance is cheaper? Would it be cheaper if I was on my parents auto insurance?

Thursday, February 16, 2012

How to get auto insurance from a state that your college is in rather than your resident state?

I live in New Jersey where the auto insurance is relatively expensive. However, I go to college in South Carolina where the auto insurance is a lot cheaper than in New Jersey. How can I get the cheaper South Carolina auto insurance? Do I need a South Carolina driver's license to do this? Should I buy a car from a South Carolina dealership?

How are forced health insurance and auto insurance the same?

Many on here say that forced health insurance i sthe same as auto insurance, but how is that? I do not need auto insurance if I do not own a car. I make that choice whether to drive or not. I do not get fined if I don't have a car for not having auto insurance. So in what way are these in any way the same?

How is auto insurance (a contracted business service within a capitalist economy) legally enforceable?

How can a government, who supposedly stays as far out of a capitalist economy as possible, enforce that you purchase auto insurance? Isnt that a consumers right to buy or not buy? One could argue that the privilege to drive at all is granted by the government, and you should abide by their requirements. But by that logic, wouldnt having insurance first be a prerequisite before you could get licensed?

How does auto insurance work in this situation?

I currently have two cars, a Toyoya and a Galant. My auto insurance will be renewed starting Feburary 1st which is in in about 2 days. I really think I will sell both cars w/in the next few wks(Toyota has high mileage and the Galant uses alot of gas) for a more fuel efficient car like a Honda. Is it possible to change automobiles in the middle of a coverage period? I'm not sure how it works. This is my 1st time with my own insurance. Thanks for the clarification!

Can the auto insurance company pay me directly for my medical expenses or do they have to pay the doctor?

I was in an auto accident and I have medical insurance. My medical insurance covered my medical expenses; however, I wanted to know if the auto insurance is still liable for those expenses? It seems as if my having medical insurance should benefit me and not the liable party's auto insurance company. If I did not have medical insurance the auto insurance company would still have to pay for those expenses. So shouldn't they still have to pay for those expenses and I get what ever is left that my medical insurance company did not pay? Are there any laws statures that back this up in Georgia? I am trying to settle this claim without getting an attorney and I need all the help I can get. Any advice would be helpful. I am in the process of writing a demand letter. Thanks for all the help.