Thursday, May 31, 2012

How much do you pay for your auto insurance per year?

Is it true that the more expensive your car is, the insurance will automatically go up, too? Isn't the older car need more insurance cover since they are more easy to get into accident? I don't know much about auto insurance, so you can share some of your knowledge would be greatly appreciated. Thanks! =D

Wednesday, May 30, 2012

What types of supplemental insurance do people need?

I am talking about things like aflac, stuff for critical illness etc. I know you need basic medical insurance and some dental and vision insurance but what kinds of other stuff do you need. Also does someone who is single need life insurance?

If health insurance is refusing to pay for something they should, is the patient ultimately liable?

Would this be a matter directly between the hospital and the insurance company? Or is this a matter where the hospital holds the patient liable, and the patient holds insurance company liable? Thanks for the help.

Tuesday, May 29, 2012

Is Motorcycle insurance the same price as car insurance or is it cheaper?

I had a coupld of friends that have motorcycles and some that have cars. They don't pay for their own insurance but i wanted to know if by any chance if motorcycle insurance is cheaper then auto insurance. I know auto insurance these days are sky high. But since a motorcycle is a lot smaller, shouldn't insurance for it be cheaper for it?

Monday, May 28, 2012

What are the different types of insurance that people commonly have?

I was wanting to know what insurance do people usually have I know that there is car insurance but others I am not sure since I wasn't taught any of this. Please write the common types people have and what it does/covers. I was called the dermatologist to make an appointment and they asked if I had insurance, could someone explain why I would need it, also I believe im under my parent's insurance how does this work. Again what are the common types/ what it covers, and the other two questions.

How do health insurance deductibles work when you have two insurances?

I was just added to my husbands insurance (secondary) and am already covered at my job. However, my job's insurance has a really high deductible and my husbands deductible is lower. How will this work when it comes time to pay a deductible?

What is the least amount of car insurance I need to have on a car that doesn't have a loan on it?

I live in Wisconsin and havent had insurance in about four years. I am getting married in six months and my fiance's insurance agent said that I should get insurance now, six months before the wedding, so that once we get married and I get added onto his insurance, I won't raise his insurance since I am considered high risk since I havent had insurance the last six months or more. So, if I get insurance on my won for six months, it will be high risk for those six months, but then six montsh from now, I won't be high risk, which will be good becasue six months from now is when i would get married and added onto his insurance. Now, I am going to get insurance on a car that doesn't have a loan on it, and I am wondering how much insurance I need? What is the least amount of insurance I could get on my car, so that in six months I won't be high risk anymore? P.S. I live in Wisconsin, where it isn't illegal if you don't have insurance on your car.

Sunday, May 27, 2012

What does auto insurance deductible mean?

I just bought a new car but the bank that financed the loan is asking for proof of auto insurance on the car with a comprehensive and collision deductible of $1000 maximum. I put AAA insurance on the vehicle and they gave me a $500 deductible on both comprehensive and collision. Do i need the $1000 deductible or am i good with the $500 deductible?

How does getting insurance while being pregnant work?

My husband and I want to start trying to have a baby but he just started a new job and the insurance doesn't kick in until 90 days. We put in all the paperwork to HR but aren't sure if in Dec when it kicks in they can jack up the premiums because I might be pregnant already or how that works. I heard that some insurances will take a referral letter from a previous insurance company, how does that work? Anyone else in this situation? What options have you found that are affordable? We are in Utah btw.

Did insurance companies just start denying claims of sick people?

If not why didn't the great House or Senate members address this before now. Sick people don't need to be burdened with extra problems. Even paying sick people. Wonder if it's as long as the insurance companies been selling life and auto insurance across state lines.

Saturday, May 26, 2012

How does rental car insurance offered by credit card companies (when you use the card) work?

I have credit cards which say they cover me for rental car insurance when I use the card to make the full payment for the rental. How does that work? Are there any catches? Does it make sense for me to get the additional insurance from the rental agency (like Avis)? If I am in an accident, will the Credit Card insurance cover everything or will it also be charged to my regular car insurance company?

Republicans supported the insurance companies who cried that a "public option" would have been unfair to them?

I guess they think that being able to pull out of the "child only" insurance market is fair? The insurance companies' concern that some parents refusing to cover children until they get sick is valid. So, establish an open enrollment period, where you can only sign up for insurance during that time frame. Pulling out of the child-only insurance market sure isn't fair - to the children that is. But, Republicans aren't screaming about that. Does that mean they're on the side of the insurance companies and not the children?

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Thursday, May 17, 2012

What kind of insurance can I get on just personal property?

My mom owns an old mobile home that she can't get insured. We are wanting her to get insurance on her personal possessions though just in case but I can't find an insurance policy for her. We live in Oklahoma. I know she can't get a renters policy because she owns the home. Any suggestions are appreciated. Most insurance companies stipulate that you can not own the home on a renters policy. It is part of their underwriting guidelines. I work for an insurance company so I'm familiar with the policy jackets but we don't deal with mobile homes or contents only policies.

How do you feel about insurance companies pulling your credit report?

I live in Michigan a state where it is law to have insurance. I have also been denied insurance by a certain large insurance company based on my credit score. I just don't think they should be able to pull your credit report if your required by state law to carry it. Hey if i don't pay it cancel me. Agreed your driving record should be all they need. I have been driving now for 13 years never been in a accident but been though a divorce which messed up my credit. wooooowhooo..... the reason the guy with the 700 + credit score is likely to have a better track record with the insurance company is because he doesnt report it he pays for damages from his little plastic insurance policy called AMEX.... again never been in a accident got one ticket 7 years ago been though a divorce..... why do I get denied when I'm a proven good driver all because some one else isn't. shouldnt they pay more and i get charged the same as the guy next door with the same driving record and a better credit score! besides I would love to see where these so called statistics are coming from I think its all crap!

Wednesday, May 16, 2012

Why should teachers get the same health insurance as people who actually work all year?

Why does a teacher get the same insurance as someone who works all year and takes the normal two weeks of vacation? That's insane. How about this compromise: you teachers will still get insurance, but not during the time you aren't being productive. That means during the summer, unless you teach summer school, your insurance is cancelled! Health insurance should be 100% contingent on employment.

What kind of insurance for a horse boarding stable?

I have a riding stable with 5 of my own horses. A friend is boarding her daughter's pony here. Board covers the bare minimum of costs and the family helps with barn work. There is a demand for boarding in our area and I have had numerous requests. What kind of insurance do I need if I want to take on boarders? Also, what kind of insurance do I need if I allow boarders to also ride my horses? Our one boarder wants to work with a trainer using my horse as she is rapidly outgrowing her pony. The daughter is 14 years old and a very fine rider. I want to make sure everyone is protected and no problems occur if someone gets hurt on my property.

What kind of insurance does a nursing agency in TX need if the staff is only subcontracted employees?

We just opened a nursing agency, the nurses that work with us are not our employees, we contract with them for a period of time, and contract with a medical facility for the nurse's services. We have checked with 5 different insurance agencies for workman's compensation, and we have been told that there is no market for workman's compensation for subcontractors. Workman's compensation is optional in TX. What other kind of insurance do we need?

What is the penalty for driving without insurance?

Ok so 2 years ago I was driving along and a tire fell out of a truck bed in front of me and broke my windshield and did a little bit of front end damage. The truck kept going and so I ended up submitting a claim for like $600.00 to my insurance company to cover the damage. In return, they raised my rates to a point where the increase added up over two years has cost more than the repair bill. I've tried changing companies, but the claim is still in my records and I am under 21 so all the quotes I've received have been higher than what I was originally paying. As for the the rest of my record, it is totally clean, no wrecks, tickets, or even close calls. I'm about ready to say screw it to insurance, as I feel I'll never need it. As far as I see it, I've already paid the insurance companies over $5000 and they've only covered $600.00 of damage and have treated me like crap.So whats the average penalty if I do get stopped and don't have insurance?

Tuesday, May 15, 2012

Is selling life insurance risky? If I am entering the field what are tips for leads and good performance?

I am entering an internship with a life insurance company that very well may lead to a job after graduation. I'm concerned about the commission salary and how to attract clients. Any tips? Is selling life insurance a good career to get involved in?

What kind of insurance coverage should I get for my motorcycle?

I have pretty much decided to get an SV650S as my first bike. Right now I am reasearching insurance coverages but am pretty much clueless. I don't know what coverage to get. This will be my first bike and I have very little experience riding. I have taken an MSF course and live in Los Angeles Area. I guess I am not looking for a particular insurance carrier(although it will help), I am looking for an explanations of the coverages so I know what to get. I am paying for it in full.

Whats the difference between home insurance and rental insurance?

for my rental property? Is it a good idea to switch home insurance to rental insurance when a tenant is living in my rental property just in case if they smashed some holes on the wall, or some damages on the property? Thanks!

How does car insurance work when you're moving between states?

I go to college in Alabama, but stay in Florida during the Summers. Insurance here in Florida is six times the amount it would be in Alabama. Can I get insurance there (where my car will be most of the time), and still go into Florida?

Monday, May 14, 2012

How much will a healthcare insurance for a family of 3 cost?

Hi, I am planning to enroll in an Individual & family health care insurance. I wondering how much would a good insurance for Me, My Wife and 1 year old Daughter would cost. I have corporate insurance now. But the company I join doesn't provide me with one.

How much life insurance coverage should a life-long bachelor w/ no children buy?

I will be 33-years old next month. I have no life insurance, no dependents and I do not anticipate ever getting married. How much life insurance coverage do I need to pay for my final burial expenses? Please give me a range. I don't need an exact figure. Thanks.

Would the health insurance market work better if people purchased their own insurance?

Why doesn't the government give tax deductions for self-purchased insurance like it does for employer-provided plans? Isn't this what McCain wanted to address?

What kind of insurance is best for if something unexpected happens?

I've read up on insurance policies and found that ones that have high deductibles and low premiums are good for the young and healthy, but what happens if the unexpected happens (not death, but a serious illness or surgery)? Is there a type of insurance for that or some kind of account (mutual fund, etc.) that can be set up for that?

Sunday, May 13, 2012

How do you get proof of car insurance without a car?

I had my brother listed as a driver on my insurance policy and he is moving so will no longer be using my car. The insurance company is requiring that I show proof of insurance before removing him from the policy. They are telling me there is no other way to remove him from the policy due to a DUI charge. Is it even possible to get car insurance without a car? What should I do? I have been in contact again with the insurance company and here is what they wrote back "The only proof we can accept to remove youthful driver's is Proof of Other Insurance." What is the age limit on a youthful driver? My brohter is 24.

What happens with your health insurance while your on maternity leave?

Since I won't be getting my paycheck while I'm on maternity leave, what will happen with my health insurance? My employer pays most of it, but they still take about $100 a week out of my check for what I have to pay. If I'm not getting a paycheck while I'm on leave, how will my insurance be paid? I have short term disability that I pay into voluntarily every week, so that's what I'll be living off of while I'm out, which isn't really much. How will the insurance get paid?

How much home insurance coverage should I get for the dwelling?

Buying a house and the bank wants to see an insurance policy purchased up front, this is a little different than I remember the last time we bought a house as they took care of everything. My question is how much am I required to insure? The loan amount will be for around $300,000 but it's a standard ranch style house about 2200 square feet, nothing special about it. The insurance company says it doesn't need to be for the exact loan amount. About how much would it cost to build a new house if a meteor crashed into it?

What exact is whole life insurance, and how do life insurance companies profit from selling it?

Agents are always extremely keen about selling my family whole life insurance instead of term. According to the agents, whole life is preferable to term since it does not expire and as a result the beneficiary is guaranteed some payment upon the death of the insured. However, why would the insurance company profit from such a setup if they are bound to pay back an amount that is at least equal to the total amount paid? I have tried to do some research on my own, but I still can't seem to fully understand this matter. Any help will be greatly appreciated!

Saturday, May 12, 2012

How will my insurance work out tomorrow when I buy the new car?

I called a friend earlier this week to buy insurance. He gave me a quote I like, and tomorrow I want to go ahead and get the car. Do I just call my friend and tell him I'm buying it, and will need the insurance? I don't have insurance (right now). My fiance is going to be financing the car w/me, and he does have insurance on his other car. Does that help?

How is auto insurance affected by a divorce when there is a debt owed and its in both parties names?

15,000 owed and in the middle of settling community property. She is the primary driver. As of right now the insurance is set up as if we were still married as the insurance company is not aware of the divorce. What would happen if she were to get into an accident in the vehicle.

How does health insurance work in terms of payment?

Let's say there's a family, and there's three different prescriptions for different medications within the family. Let's say the Dad is paying for health insurance. Do you just pay for health insurance once, when you register for it? Do you pay $20 monthly? Does the price you pay go up when you add more medications? I'm confused.

What are some insurance agencies which provide coverage for fraternities/ sororities?

I am trying to find an insurance agency which will provide liability coverage for a greek organization. This is a requirement by many campuses, for greek organizations to have insurance. We are looking for something that covers an org for damages, including injuries, property damage as well as protection for its members and potential members. . .

Friday, May 11, 2012

How do health insurance tax deductions work for a member managed LLC?

I own a business (LLC) with two other people. It is only us three; we do not have any additional employees. We pay for our health insurance through our business. Based on these facts, I was wondering how much I stand to save on my personal taxes. Is this a standard write off like any other business expense or does the IRS treat health insurance differently?

What if health insurance companies were allowed to sell across state lines?

My friend who is an MBA said that if this were implemented, all the insurance companies would just move to South Dakota, because they have the weakest laws, and then they would be able to sell insurance to everyone and ignore all the other states' laws. Is that true?

Why is the co-pay for dental insurance more expensive than health insurance?

I compared the co pays on several reputable dental insurance companies and it is very expensive. Many things are not covered, even with the best dental insurance. Health insurance is usually a 10 dollar co pay for primary physicians and a 35-50 dollar co pay for specialty physicians. Is there any reason why dental insurance co pay is as expensive as it is?

What is the best insurance company for my situation?

I am 19, never had a driver's license or permit. I don't own a car, and the DMV says that I must have car insurance before I can get a driver's license. I live in NC and I am clueless. The insurance companies keep saying that I need to have a car, but I can't buy a car without a drivers' license and insurance. What to do?

Thursday, May 10, 2012

What health insurance plans cover toenail fungus medication and nail removal surgery?

Hi, I suffer from toenail fungus, and I've tried ALL home remedies available without success. I'm also about to buy health insurance. I thought I would take this opportunity to finally visit the doctor and get rid of this problem. My questions are: 1. Which health insurance plans offer the best coverage to treat toenail fungus? 2. Do they cover the medication and the surgery required in some cases to remove the toenail? Thank you for all your help!

How would a car insurance company know if i had a claim on previous insurance policy?

As above, i claimed on my existing car insurance policy about 2 years a go now. When getting new quotes they ask if i've had any claims in the past 3 years (which i have). But just wondering how would my new insurance company know either way if i put 'no claims'. Surely if they were all on one database they wouldnt be asking me in the first place?! Would they check for any reason? And what would happen if i was found out? Thanks.

What happens with your insurance if you get into two accidents and get an additional ticket?

I got into two accidents, both were rear-endings. The first one there was a claim against my insurance. The second there was not much damage so there was not an insurance claim but I received a ticket for both accidents. Then I also received a ticket for running a red light. Damn the luck! What will happen to my insurance, will they drop me, will my premium sky rocket? I only have liability.

Will Progressive insurance cover an accident if the driver of the vehicle has a suspended license?

I was in an accident yesterday, and the owners of the vehicle at fault (the other people) have Progressive insurance. The driver of the vehicle, who was not on the insurance policy, had a suspended license. Will Progressive still cover the costs of the accident? Additional info: Both cars were totaled and my passenger and I went to the hospital for neck and back pains. The driver of the Progressive vehicle and her two kids are/were fine and needed no medical attention. Both vehicles are totaled. We both have "liability" insurance plans.

Wednesday, May 9, 2012

What to tell car insurance agent to get lowest possible insurance?

Hello, my son (20 years old) is about to buy a used car and I am trying to add him to our policy. The agent says he's gonna ask some questions about how he will use it. Obviously he'll use my answers to these questions to price the insurance for the new (used) car. What are somethings I can say that will get me the lowest insurance? Thanks!

Insurance is up in 4 days I just made a claim. Can I still switch insurance companies?

I have full coverage insurance in the state of Massachusetts, my insurance policy runs out in about four days I was planning on switching to Progressive however someone just keyed the hell out of my 2008 Highlander, can I get the insurance to fix it and still switch to Progressive?

How would health insurance businesses be able to stay viable if the Senate bill is passed?

As I understand it, the bill forces all Americans to have health insurance. However, I think that the fine for having no health insurance is around $750. But after the year 2014, health insurance companies will not be able to turn customers away for preexisting conditions. Why wouldnt someone pay the fine or buy low end coverage until they got ill and supplement the coverage or buy an extensive plan?

Monday, May 7, 2012

Does the insurance company required to pay for the accidents related expenditures until a settlement is reach?

Does the insurance company required to pay for the accident related expenditures such as rental car and/or storage of the car until a settlement is reached? Does going to small claims court to represent myself help solve issues with the insurance company? Thank you.

Problem with insurance company to help pay for some of the cost for roof replacement. Any suggestions?

My roof is 17 years old. There are 4 slopes on my roof. 2 slopes are in bad shape. (shingles curling) The other 2 aren't too bad. My insurance company said they won't pay anything toward the new roof. Is there a suggestion I can mention to insurance company to have them consider helping me out?

How does an eBay seller get insurance for their product?

I need full insurance coverage for the products I am selling. I need product, damage control, and postal insurance. Is there an all in one deal anywhere? I know buyers can obtain insurance on some products through ebay, but can sellers get insurance too while it's shipped to the buyer. Can Paypal or eBay cover it?

Sunday, May 6, 2012

How long does the insurance have to payout my claim after we have agreed on a price?

I totaled my motorcycle and my insurance say's its a total loss. The insurance has already picked up the bike & we have agreed on a pay out price. I have sent them the pink slip & the vehicle transfer form. I checked and they have received the pink & transfer form. How long does my insurance have to pay me out? I live in California if that matters.

Personal liability insurance and filing my own taxes for work?

I am interested in a contract therapy job but they require me to carry liability insurance and file my own taxes. Have you ever had to do this? Is it a complete pain in the butt or is it worth it to do them since the job pays very well? Where do I find personal liability insurance and how much would it cost? And how do I pay my own taxes? Should I get a CPA? How much does that cost? I live in Florida. Oh and I already have another job but this is just for extra money so not worried about them not paying benefits.

Will the insurance company contact the financial institution that financed my car when I start a new policy?

I am thinking about changing insurance companies, and I am wondering if the insurance company contacts the lender or if I am responsible to do so?

How much is homeowners insurance in IL for townhome that's not covered by the common insurance?

I'm planning to purchase a townhome and the assessments does include common insurance. I've been told it doesn't protect any misc assets I have in my home in case a disaster occurs. I want to factor this into my monthly expense estimates. I'm looking for a purchase price at $200,000. How much should estimate for homeowners insurance? Is it a monthly and annual payment? Thanks

Saturday, May 5, 2012

What will happen if insurance companies are allowed to sell health insurance across state lines?

My friend said that all the insurance companies would just move to South Dakota, because that is the state with the weakest consumer protection laws, and then they could sell insurance nationwide and ignore the laws of the other 49 states. How true is that?

What is the difference between health insurance and travel insurance?

I have a health insurance plan that covers me overseas in ANY country at ANY hotel. What would be the benefit of adding medical travel insurance, if any? I only found one link pertaining to this and it said travel insurance covers personal items and what not, but not any that I could afford. Does anyone have any experience with this?

How to persuade people to buy insurance besides health and car insurance?

What can insurance companies do to persuade people to buy insurance besides health and car insurance?

How long does it take an insurance company to issue an automobile insurance policy after receiving deposit?

I've been with the same company almost five years. My car insurance is renewed every six months, after I make the required renewal deposit. Like clockwork, I receive the new payment coupons, and temporary insurance card. However, I don't get the permanent insurance card and new policy stating the value of my vehicle, until almost a month later. Sometimes longer. Is this legal? If so, why does it take so long for the agent to issue the new policy, and how will this effect me if I ever disagree with what's in the policy? P.S. I'm not referring to how soon the new insurance is "effective", I'm referring to how soon the new policy is "received". To my knowledge, the policy is renewed immediately for six months after I make the deposit, even though I don't have the new policy, and just the "temporary" insurance card. There has to be some type of law that gives insurance companies a certain amount of time to send out the new policy. If anyone knows please post.

Friday, May 4, 2012

Personal and public liability insurance - Is it possible to get a combined policy?

I'm about to set up a small sole trader business in the UK making furniture and I am going to be moving into a small industrial unit which I will be renting. I have been advised by the people who are renting out the unit that I need to get personal and public liability insurance. I have done a few searches on the internet but I can't see any companies that have a combined policy. In other words it seems I have to get two seperate insurance policies for personal and public insurance. Is this right? Or is it the case that public liability also includes personal liability.

What travel insurance can a Brazilian get when traveling to Canada?

So I been talking to a Brazilian girl for about a year now and we plan to have he visit Canada, I don;t wanna wire her any money for aid in plane tickets, so I am thinking to book them myself, my problem is I am unable to find any insurance's for someone not in my country, is there any insurances an out of Brazil person can book for the person? Or does all that have to be done by the resident of that country? Any help would be appreciated, thanks.

What exactly is dental insurance and how is it different from medical insurance?

I'm sixteen and just got a job as a receptionist at a Dentist's office and I know I'm not going to get a strightforward and easy answer from digging around the internet so I wondered if anyone here could just give me a clear explanation as to what dental insurance is and how it's different from medical insurance. Thank you!

What documents/insurance certificates are required to be able to have a cake stand at a country fair?

My girlfriend is wanting to put up a little cake stand at a country fair/market but she has never done it before and is unsure what documentation she would need. We know she would need a Food Hygiene Certificate but do not know what else. Would she also need some sort of insurance?? If you could please help and also let me know where se would need to go to get and documention and what type of insurance would be required I would be most grateful. Many thanks for any answers.

Thursday, May 3, 2012

What to do when no private insurance accepts you and ASCAP Musician insurance isn't comprehensive?

How to get health insurance when you're self-employed musician but suffered years of depressions and anxiety before? It seems no private comprehensive insurance will accept me and the rare ones are extremely expensive. What do people do? You can't lie about your past illness in past years or it could come back t haunt you. I saw ASCAP offered a limited insurance but what do you do?

Why do so many insurance salesman call themselves finacial planners when they are anything but?

Nothing bothers me quite like insurance salesman that call themselves "financial planners". They would rather sell someone whole life insurance than explain to them how a Roth IRA with ETFs works. I wonder if they are just ignorant or if they actually understand that they are insurance salesman and they have no clue about retirement planning.

What type of health insurance should I get if I am self employed?

Hello I am a healthy female in my early thirties and a non smoker. I need to find decent health insurance that you would get from a good employer. I am new to this and dont understand what I need to have covered for health insurance. I am looking for some good advice and any suggestions. Thank You P.S- Is it usual that health insurance does not cover maternity?

What is the cheapest most affordable medical insurance for me?

I am 25 , married and unemployed but my husband makes more money than the minimum so I can't get an insurance based on income need. Also, I can't be on his insurance either because then he would have to pay $300 more per month. I need an insurance though because I need to get check my thyroid function( been having serious issues) plus next year I plan on getting pregnant so I will def need an insurance. Any suggestion on what insurance will be the cheapest and most affordable for me?

Wednesday, May 2, 2012

What kind of medical insurance can I get for my mother who is disabled?

I am going into the military and will be receiving enough pay to purchase separate coverage for my mother. She is physically disabled though, and is afraid she wouldn't qualify for any insurance. She will be able to get Medicare in 2010, but I wanted to get some insurance to cover her until then. Is there any insurance group that would take someone already physically disabled?

How can a Nationwide insurance agency discriminate aganist a breed of dog trying to obtain homeowners insuranc

Nationwide insurance is discriminatory aganist pit bulls as they do not give quotes or cover homeowners for homeowners insurance if you have a pit bull. I hate bad owners that make it so hard for good owners and good pit bulls, it's absurd!!!! Are there other insurance agencies that do this wrongful act too???

Can I reimburse myself health insurance costs from my company?

We used to have individual health insurance, and I would pay for it out of my own company (an S Corp). When we got insurance through my husband's employer, I stopped reimbursing myself. He is paid for by the company, and then it costs extra to add myself and our child. I was just going to deduct health insurance premiums on our Sch A, but we don't have enough other medical expenses to meet the limit. Is it ligit to go ahead and reimburse myself the amount that it cost for the health insurance? Then it would be a business expense. Thanks.

How does vehicle insurance work as my vehicle ages?

For example, I purchased a 2007 Monte Carlo in 2008. Obviously, being a sportier car insurance isn't the cheapest. My insurance has been $420 every six months since I got it. My question is, as this car ages will my insurance company start to decrease the price as the vehicle's value goes down? Is this something I have to request (like a "refinance" my policy situation)? Something that happens naturally? I plan to keep this vehicle. It's just an example.

Tuesday, May 1, 2012

Can insurance companies deny coverage for someone because they have a child with Autism?

My son has autism. I am currently employed and have insurance through my work. I am planning on moving and taking a new job but I am worried that I will not be able to get insurance for my son if I move. If anyone knows anything about this please help. Thanks, Randy S.

How do I get my insurance to talk to me about an under insured motorist claim?

I was in a car accident 18moths ago and sustained an injury to my hand. My claim went beyond the responsible party's maximum insurance and into my under insured motorist policy. I have settled with the other insurance but am now having a difficult time getting my insurance company to discus settlement. How can I get my insurance company to respond to my inquires without resorting to getting a lawyer?

What insurance will cover medical supplies for a 20 year old male type 1 diabetic?

I've survived long enough on no insurance. I used to have state farm insurance through my parents and they would pay for my insulin/test strip/needle/etc... costs. But I've been paying for it on my own through out my college years because I got married. I live in Michigan and am married. I am a college student with senior standing. Could somebody please help me?

How does social insurance and health insurance work in Poland?

Does a company have to pay per employee on health insurance and social insurance monthly? What about for income tax ?