Monday, November 5, 2012

What is the best car insurance for an under 18?

i want a car, but am not sure if i can afford the insurance. what is the best offer on car insurance for my age?

Who is the world highest income life insurance agent?

Life insurance agent is not an easy job. But some people can do well in this job & they got a lot of money as incentive. I wonder who is the world highest income life insurance agent?

or do you believe that an insurance agent has a duty to advise insurance applicants about coverage?

1. Do you believe that an insurance agent has a duty to advise insurance applicants about coverage?

If I buy a new car what happens to the insurance on my old one?

I have my auto insurance paid for 6-months at a time, so if I were to buy a new car would I lose that money or would it be transferred to my new car?

MRIs: What do insurance companies usually pay and, if no insurance, how much you gotta pay in cash?

I know that the MRI places can charge $15-1600 or more and that the insurance companies don't pay that much. What do insurance companies pay? And if you don't have insurance, how much do you pay the MRI place?

Do I buy car insurance before buying a car from a private party?

I'm buying a car this weekend from a private seller (we are just waiting for the duplicate title to come in the mail; she lost the original). Money won't be exchanged until then. Is a VIN number required to purchase auto insurance? What about the license plate number? If so, should I ask for these numbers before I go purchase it so that I can buy the insurance and have it ready for driving the car home? Thanks. I'm new to buying cars!

Sunday, November 4, 2012

What's the cheapest auto insurance company?

I'm 24 at the moment, auto insurance is raised for teenagers who are under 25 so i would like to know what is the cheapest auto insurance company out there (i'm currently under my dad's policy and its off the roof, but not that bad $1300 for 6 months) P.S. I hear State farm is the cheapest is that so?

Can you start using your health insurance card as soon you receive it?

I'm planning on getting health insurance for myself. Can you use your insurance card as soon you get it? I want to use it for a health check up, dental, etc...

Massachusetts auto insurance market changes?

I heard there were some law changes in the Massachusetts auto insurance market lately? If this is true, can anybody summarize what they mean for the consumer?

How to ask 3rd party auto insurance company send me the check directly instead of the auto body shop?

Someone hit my car on the highway, and it is his fault. His insurance company ask me to take my car to the body shop and estimate the cost to fix the damage. I wonder if it is possible to ask that insurance company to send me the check directly? If so, how? Note: I have not pay off my car yet. And I'm from Virginia. PS: The damage is very minor, only some paint lose and scratches. No dents or what so ever.

What kind of insurance needed for in home pet sitting business?

We live in NY state. I am considering pet sitting in my home as a side business. How do I go about finding out what insurance I would need? I want to protect myself from liability in case the dog I am watching bites someone or destroys property. Also, if you know what type of license or permits I would need or where to find out about those in NY state, I would appreciate being pointed in the right direction. Thanks.

Is it legal in CA for a used car dealer to sell you auto insurance?

i purchased a used car, and the used car dealer put in the contract that I was also purchasing auto insurance thru them...but i wuld get a refund of those premiums when I provided a copy of my own insurance. I never signed any other ionsurance forms with them. i did buy my own insurance later. But, is it legal for the used car delaer to sell me insurance?

Saturday, November 3, 2012

How much might insurance cost to run an indoor soccer arena?

If i wanted to run an indoor arena, how much would i expect to pay monthly for proper insurance? And how exactly does is it work?

where can I get free legal advice about small claims auto insurance SR22 coverage?

My auto insurance company didn't inform me I didn't have a valid drivers license (I didn't know either) and sold me a policy. I got pulled over and lost my car because I was not informed. I want to sue the insurance company for selling me a policy they couldn't live up to because unlicensed drivers cannot be insured.

Has anyone heard of City General Insurance? Is it safe to get auto insurance through the phone or internet...?

I need auto insurance A S A P and I am afraid to make a mistake. And settle for just any and it end up being a mistake. PLEASE HELP!!! I live in California

What is the cheapest massage therapy insurance I can get for Indiana?

AMBP is too expensive! It is 200 dollars, I need something cheaper, just to get my license. I won't even be using the insurance this year for work. When I do work, I will get a better insurance. The cheapest suggestions would be great. I just need it to get for my Indian license.

How much is insurance on a jeep wrangler for a male beginning driver?

Is anyone a male driver around 16 who drives a jeep wrangler and knows how much on average the insurance will be?

Does a 50/50 auto insurance settlement hurt my insurance rates?

I was recently in an auto accident and I wanted to know if a 50/50 auto insurance settlement will make my monthly rate go up? Right now I pay about $78 a month and would like to keep it there lol.

Friday, November 2, 2012

What can be done to help insurance companies keep the most profitable clients?

that is young and healthy people? In recent years many such people abandoned insurace companies due to skyrocketing preimums which in turn ate into insurance companies profits. How can the governmet help to insurance companies and thier CEOs?

Whats the difference between whole life insurance and term life insurance?

I am 55 in fair health. Which would be better for me, term or whole life insurance? Which is less expensive?

Regarding auto insurance, is it allowed to add my friend while visiting her in AZ?

I live in California. I am visiting a friend in Arizona for 3 months and staying at her home. She will be driving my vehicle frequently. Although my policy covers any driver, should I or am I allowed to add her to my auto policy? Even if she has an AZ license? I'm assuming they would have to check her AZ record? I'm wondering how all this works. My insurance provider is "Clearside General" and I cannot get a hold of them quickly enough... on hold forever! Thanks

Are cars at an Insurance Auto Auction repaired before being sold to the public?

hi im planning on buying a car from a local Insurance Auto Auction. I know that the vehicle is a salvage title and the pictures they have shown are the pictures of the cars damage, but i wanted to know if they repair the car before they put it up for bidding or do they sell the car damaged and the buyer has to repair the car. THANKS

Thursday, November 1, 2012

To apply for good grades discount for car insurance, is it necessary to send a school transcript immediately?

My parents are switching their auto insurance company and want me to apply for the good grades discount. I've researched that most insurance companies will only accept a 3.0 GPA and higher. The problem here is that I currently have a 2.7 from messing up last semester and wanted to make it up without my parents knowing. What I want to know is that will auto insurance companies allow me to apply for the good grades discount at any time or is it a one time deal. Thankyou!

I pay more for auto insurance than medical insurance?

And no, im not a bad driver. Will Obama have some sort of auto insurance reform next to help us out? Look at how many Americans dont have car insurance but drive anyways.

what is the penalty for driving without auto insurance?

I was late on my auto insurance payment for a month b/c i didn't have enough money to pay. The insurance just cancel my policy. I will the insurance as soon as i have money. thanks for any answer In california

Wednesday, October 31, 2012

Do you know of any CHEAP auto insurance I can get in Virginia?

My sister is 19 and looking for some cheap auto insurance anybody know of a company that wont charge her an arm and a leg?

What happens if my deductible for my health insurance is not met?

Im trying to look for a good insurance quote. SInce at work the cost is almost $200 per month of insurance. I see many insurances that cost 90 a month with a high deductible like $2000 or $3000. What would happen if I dont meet that deductible at end of the year?

What kind of conspiracy is auto insurance anyway?

This is something thats always bothered me..... You're forced by law to have it, thereby forced to pay ungodly amounts each month for it, and if you ever file a claim, this is the only insurance I know of that actually has loopholes to get out of paying what they should and punishes you if you ever need it (with rate increases, cancelling you, other companies denying you, points against your driving record even when the accident was no fault of yours,etc).... Health insurance doesn't challenge your claims or go up each time you go to the Dr or fill a Rx that I'm aware of, if a health insurance company tried that you could probably have an instant lawsuit; so why does the auto insurance industry get away it? (Don't say because of all the payouts they make, just look at their main offices - they are ALL mansions or skyscrapers!)

How can I get health insurance without a job that provides it?

I am planning on substitute teaching which doesn't offer health insurance. What is the best way to go about getting health insurance for just me?

How many numbers in the policy number does Progressive, NationWide auto Insurance have?

I happen to be in an auto accidance, I collected everything from the involved party except his Insurance Company name. Could someone tell me which company writes this policy. The policy number has this format: ###-######-12/29, Where # is numeric value. (9 digits follows by 12/29) Thank You! I called farmers and it is not their policy. look like last part of the pol# (12/29) is just the effective date. - thanks

Tuesday, October 30, 2012

How do I find someones insurance information?

I was hit by a vehicle in a parking lot on the 11th. They did not give me their insurance information and have refused to since then. When filing an accident report at both the DMV & my city police they said they could not get me that information, and when I called my insurance they said that I (not them) needed to contact the persons insurance company myself (as I only have the basic insurance as required by law). How can I find out their insurance info? Do I just have to take them to small claims court?

Turned 25 yesterday and paid for 6 months auto insurance policy?

I have a quick question i purchased auto insurance back in August 2010 for a 6 month pay off. Well i turned 25 yesterday and i checked my new quote now being that im 25 my insurance dropped about 50% for my new quote. Now one of my co-workers said that since i turned 25 and have 3 months left on my insurance that i should be getting half of what i paid back so i guess my question is this true?

What insurance helps to cover allergy shots or surgery for allergy related problems?

I want to get insurance that will help cover the cost of allergy related surgeries or for covering some costs on allergy shots. Can anyone recommend a great insurance company that helped similar allergy problem people. I am not rich but need insurance worth getting. Any help would be appreciated. I live in nashville Tn. Thanks

Do I really need auto insurance in Miami Florida?

Auto insurance is really expensive, do I really need it? I live in Miami, Florida and prices on auto insurance are through the roof. Can I get in any really serious trouble if I drive without auto insurance for a while until I can actually afford it.

How much does Texas Farmers Insurance pay for labor if owner does work themselves?

I filed a claim with my Home owners Insurance (Texas-Farmers Insurance) and I wish to do the work myself, instead of a contractor to save money then how much does Farmers pay owners for hourly wages?

What can i do if my fmla and insurance is terminated?

Today is my last day for fmla and my insurance benefits, but I can't afford any insurance. Its almost 4 months I've been out of work due to diabetes, high blood pressure, fractured c1, infections on my skull and spine, and excessive migraines. I am unable to bend over, lift heavy objects, push or pull objects, stand, sit, or walk for long periods of time and was recently denied disability benefits. I need other operations done, but I cannot afford health insurance to continue my treatments.

What is the best/cheapest auto insurance in Washington for an SR22?

I pretty much just need to find the cheapest auto insurance company so I can file for SR22 insurance so I can get my license back

Monday, October 29, 2012

What is a good estimate for small business insurance?

I am working a project for my MBA class. I am organizing a small business for the project. It's a cooperative of specialty poultry producers. The cooperative markets the poultry to local major retailers and transports end products (after processing, packaging and storage to retailer DC's). I need a quote for general liability insurance and insurance on a small refrigerated truck (driven by someone with a pristine record). I need annual premium estimates that coincide with an exact policy amount - the least possible please! Online insurance quoters are not working.

Will my auto insurance rates go up if the accident is not my fault?

I live in texas and a year ago, rear ended a vehicle in a low speed accident. They made a claim, but I did not. My insurance rates did not go up. Today, I was hit from behind on the ice. The vehicle, a jeep, drove away as I was trying to gain traction and right my vehicle to avoid another collision. I did not get their license plate. I have no choice but to file with my insurance company. Will my auto rates go up? And would it have been any different if my vehicle had been hit in a parking lot without my being there?

What is the best health insurance to get for a newborn?

My husband and I both have insurance with our place of employment. It it very expensive at both places to add a child. What insurance is the best to get our baby a seperate policy?

How can I find affordable auto insurance quote online?

How can I find auto car cheap insurance quote?

Sunday, October 28, 2012

Where to get auto insurance after license suspension?

when license is reinstated where do I get auto insurance. Lost license due to breathalyzer refusal.

What is the average/allowed referral fee from insurance agent to insurance agent in Texas?

Auto & Health Ins Is there a minimum or maximum amount a licensed insurance agent may charge for a referral to another licensed agent in Texas. If I come into contact with many people that need auto insurance, have my license, but don't have time to assist could I just continuously refer for a fee? Is this the same for Health Insurance referrals? Why would most agents not be interesed?

I'm going to switch auto insurance companies, can I get a refund?

I'm switching auto insurance companies due to poor services. I haven't paid anything in full, but I paid a down-payment of $200 on jan. 24th and my first payment on feb. 15th which was $127. I just added another car a couple of days ago with a down-payment of $150. So if I switched insurance companies would I be entitled to a refund atleast for the second car I added?

If we repeal health insurance, can they do auto and home insurance too?

What is the difference? I don't see anyone talking about repealing auto insurance, or how it's going to destroy America by requiring EVERYONE WHO DRIVES A CAR to have it. Isn't it my American right to drive fast and crash into a tree?

Saturday, October 27, 2012

Is it illegal for insurance companies to not insurance a Electric Car?

I was gonna Reserve a Nissan Leaf but wanted to know the insurance cost before. I called my insurance agent who's i'm good friends with and asked "How much would insurance be on a Nissan Leaf cost?" he said "We nor any other insurance will insure it." i asked why and he said Oil Companies are paying them because if you cant get insurance on it, you'll have to go back to gas. Is it illegal for them to do this? I really want a green car.

If 20 yr. old Kid has own auto insurance-own auto. Can parents list him as dependent on tax and not be liable?

1.Would claiming son as a dependent on tax return make parents financially liable if son were to get into an auto accident even though he has his own auto insurance?

What is the penalty for automobile insurance fraud in pennsylvania?

My friend has been caught last year with registering auto insurance in PA when he actually lived in New York City. He paid a $800 fine for the first offense. He was just caught for the second time. This time he was caught with using insurance under his brother's name. What is the maxinum penatly. Whats the next step he should take. Should he speak to a lawyer immediately?

How much should aircraft rental insurance cost for an average small plane?

Just doing some budgeting / planning and wondering what rental insurance runs on small planes? Also, should I get that during my flight training or just once I'm out on my own? The FBO insurance only covers their own planes, not a multi-million dollar jet you bump into as far as I know. I would most likely be renting a Piper Archer II from the 70s, probably a $80,000 plane.

Friday, October 26, 2012

How do I choose pet insurance for my cats?

I am adopting a male kitten, and a young adult female cat. Both are already fixed, have current shots, neither have current special needs, and both will be indoor cats. What types of things should I consider when choosing pet insurance? In general, what is covered by insurance and what is not? Or does it really depend on the plan? Or should I just ask the vet for advice when I take them in for an initial checkup?

How long does a insurance company give you to renew your car insurance?

i live in walsall and i am on a holdiday in skegness. My car insurance is up the day before my holiday finishes. but unfortunately my wallet got stolen from an arcade yesterday so i have no credit cards to renew it online could u help please ?

What to do when your Auto Insurance Agent calls you up and cries on the phone and threatens you, Do you change

Agents or the Insurance Co? I filled out a questionare rating how pleased I was with the service from my Insurance Agent, I gave him low marks cause he told me he would raise my auto insurance if I didn't buy homeowners and life insurance from him. So I wrote that down on the questionare and the Corporate seen that and he almost lost his job next he calls me up, and cries like a baby and told me if he loses his business or his job I am the one to blame What would you do?

How does insurance change if I have my engagement ring and wedding band welded together?

My husband insured my engagement ring when he purchased it. Now that I have two rings, I would like to have them welded together. Would this cancel or nullify the insurance on my engagement ring? Would I have to re-insure the rings after I have them welded together?

Do you have to include your spouse when applying for auto insurance?

My wife has only had one accident in her life, but it was last year so it is on her record. Now, when we shop for auto insurance and include both she and I on the application, the rates are outrageous. Can I just apply by myself since mine is the only name on the car? In the rare possibility that she get in another accident, it would still cover the car with full coverage, right?

Thursday, October 25, 2012

Who is the most cheapest auto insurance out there?

I need auto insurance but im 18 and I only have a permit not a license yet. I drive a 1990 Honda civic hatchback ef. And i only want liability just to drive. So who is the cheapest one out there let me know thanks :D??

How much approximately does auto insurance go up after getting a speeding ticket?

What would you do . . . a) Pay the fine and take the Defensive driving course - It doesn't go on your driving record b) Go to court and gamble - if the officer shows up you pay and it goes on your record, your auto insurance goes up- if the officer doesn't show up you record remains clean, you don't pay - case dismissed

How are insurance companies and the Pentagon reacting to the impact of global warming?

I would appreciate if anyone at all could lead me to articles, sites, etc. that would provide information on the following question: How are insurance companies and the Pentagon reacting to the impact of global warming? If a source is not available, then a good explanation will also be much appreciated.

can you have your SR22 insurance with a different insurance from you auto insurance?

I have my SR22 insurance with one company andy my auto insurance with another company? Is this OK?

What pet insurance company covers most expensive procedures without a lot of questioning/difficulty?

I have been reading a lot of bad reviews for pet insurance companies and how they try not to reimburse you much for expensive proecedures. Any suggestions? Also, anyone know of any companies that do not make you pay the vet first?

Wednesday, October 24, 2012

Being a new life insurance agent, what are ideal ways to enhance portfolio of life insurance customers?

One year down the line in life insurance business, I feel lack of custmers affecting my growth. I'd like to grow my portfolio of customers using new ways to market myself. Till now I have used friends and relatives and past customer base as my target audience. How do I target the strangers market and how do I productively segment it.

why would an auto insurance company delay a ruling?

Why would an auto insurance company delay a ruling in an issue of coverage for their policy holder who was liable for a car accident? It has been several weeks since the "supposed" policy holder hit my car and the insurance company says it is still doing an investigation regarding an issue of coverage. The police report already ruled that their policy holder was liable for the accident 100%; there were injuries involved. I have uninsured motorist coverage, but I cannot move forward in terms of closing this until the other party's insurance company verifies whether or not this person was covered at the time of the accident. I thought having computers was supposed to speed up the process. What benefit would an insurance company have in delaying the ruling?

What is the average insurance to run a home day care in San Diego, Ca? What about on rented property?

I know that opening a daycare on someone else's property is a liability, but possible. Is there extra insurance needed? Do you talk with your landlord prior to renting the property? My father owns an apartment complex, and he said 'No way Jose' if one of his tenants would come to him with this proposition. How much is the average home day care insurance in San Diego, Ca? Thanks!

Can you get real auto insurance without a license ?

I dont have a license or a California ID i am a teen 18 years old have my passport and birth certification but that's it so can i get auto insurance and how much would it be if yes I do have a car its all ready to register all i need is the insurance and that is it soooo... ???

Tuesday, October 23, 2012

How much insurance should i put on for items on ebay?

I am planning to sell some sports jerseys, a jets helmet and a few video games on Ebay and I was wondering how much insurance should i put on the items and how much should I charge them for it. Thanks!!!!!

which one is the best auto insurance in India ?

Hey my car's insurance will be expire in 3 days . Please let me know the best and reasonable auto insurance .

Geico nonowner auto insurance for rental cars?

I intend on driving a rental car for a couple of months. I don't own a car and never held any auto insurance in the past. Will Geico's nonowner auto insurance be right for me? Any feedback for this insurance product? Any nonowner insurance policies I should be avoiding?

What is the best type of life insurance to purchase?

I know nothing about life insurance but I would like to buy some to assure me and my kids will be taken care of in the event my husband passes. He only has one 1 issue which is Rheumatoid arthritis, otherwise in good health. . Me and my husband are both close to 50 years old. What is the best insurance to purchase? I know that term insurance expires. Does that mean if you do not pass within the term you do not get any money back that you have paid into it?. Thinking about a 250.000 dollar policy. Thank you.

Monday, October 22, 2012

How do i get appointed by an insurance agency to sell insurance in Massachusetts in starting an ind ins agency?

I am in the State of Massachusetts and would like to start a independent insurance agency from scratch. I have all the necessary licenses but would like some advice as to how to get appointed by insurance carriers to sell their policies. This is a minority owned business in case that gives some advantages. Any advice would be greatly appreciated!

How come different auto insurance agencies charge different prices for the same insurance company?is it a scam?

yes i went to three different insurance agencys to see what quotes theyll give me. one say said ill pay 50 a month and 140 down payment for access auto insurance . the other agency said ill pay 60 a month and 90 down payment for the same company. and the third agency said i would probably not qualify for access auto insuranc. im 20 year old male riverside ca 94 accord. why would three different agencys quote diferently for the same auto company ? whyyy is it a scam

Why home insurance companies are sensitive to lapses in the insurance?

When I shop for a home insurance I am always asked if my home is currently insured or if there are lapses in my insurance policy. Some companies outright refuse to give me a quote when I tell them that I haven't had home insurance in the last 3-4 months. I am wondering why this is important for them?! They just referred to their company policy and did not give me any meaningful reasoning. Thank you for your answer.

How does insurance work when you sell a car?

Doesn't it take a while for the new owner to register? Like if the new owner crashes on his way home with the car it would still be registered on the old owner's insurance since the papers haven't gone through yet? How does it work?

Which auto insurance company offers best price and delivers coverage quickest?

I am in need of auto insurance, but for a first time driver, which offers best price and gets you covered faster? GEICO, Nationwide, AllState?

Sunday, October 21, 2012

Is there a less expensive auto insurance carrier other than Progressive?

I have a male friend who is middle aged & is paying close to $400 monthly for full coverage on his auto insurance that he has with Progressive. Does anyone else seem to think that this is a lot of money? Can anyone suggest a less expensive car insurance carrier? I thank you in advance for your positive responses. Have a great day!!

How does Obamacare work if you lose insurance for a short period of time?

So...I get taxed a penalty for not having health insurance. What if I'm between jobs and I have to wait the 90 day probation period (like I am now) until I qualify for benefits through my employer. Will I be required to purchase health insurance during that period? What if I don't purchase insurance (I'm only in my 20s and healthy), how is my penalty calculated for that 3 month period?

How much do you pay for Auto Insurance A Month?

what do you pay a month on your auto insurance. and do you think it's to much or do you save money?

What car insurance company would be best for my situation?

No accident for 5 years, no tickets for 3 years, excellent credit. So, what quality auto insurance companies only look back 5 years for accidents, 3 for tickets and weigh in good credit? My rate w/ State Farm just increased $15 and that's BS.

Auto insurance premium higher than what was quoted to me?

I just received my auto insurance policy in the mail and the premium is almost $200/year more than what the agent quoted me! My husband's premium for his vehicle was exactly the same as what was quoted. Is this normal and what should I do? I've already emailed the agent asking why the huge difference but am still waiting on a response.

Saturday, October 20, 2012

What kind of health insurance should I get?

I will be taking a new job in a few weeks and they only offer unsubsidized insurance. They say they have this insurance available but it's a bit pricey. I currently have myself and my 4 month old on my current insurance through my current employer. Depending on what they have available, what is my best move? Should I take their insurance if it's reasonable? Should I go find insurance on my own? Should I just do an HSA? Any other options available? I'm semi interested in the HSA, but I still don't fully understand it in simple terms. Thanks everyone.

Am I better off not reporting vandalism to my auto insurance?

My back window was smashed out, and I appear to have a $500 deductable for comprehensive insurance. If I can get the window fixed for less than that, is there any point in telling my auto ins? If I do tell them, will they raise my rates? Any harm in not telling them? Thanks!

What kind of license do I need to sell auto insurance?

What kind of license do I need to sell auto insurance, and were canI go get it? I live in southern california

What should i ask insurance agents when i am shopping for homeowners insurance?

We are trying to buy homeowners insurance b4 hurricane season...we live in fl. but i wanted to know the right answers to ask the agents when i am shopping for quotes. Is there any? what are the basic questions? i want to make sure i'm covered for all the right stuff and i get what i want and need. thanks for all of your help!

For a car theft do i need to file claims with both my auto and home insurance?

Car was broken into last night.. My driver side window was shattered, my dashboard was cracked. Stereo, 30 cds and my work briefcase were stolen. need to know if my auto insurance cover all property or do i have to use my home insurance too.

Friday, October 19, 2012

When progressive insurance pulls your driving record for renewal do they look in othet states?

My husband got a ticket while on a trip in another state. Can we pay it off without it hitting our insurance?

Does anyone have progressive auto insurance?

I'm thinking about getting progressive auto insurance. If my car broke down on the freeway, will progressive tow your car for free? Do you have to pay extra for roadside service?

does auto insurance cover the vehicle or person?

I have auto coverage in Texas and was wondering if it covers the vehicle or me, or both? If my brother borrows my car does my insurance cover him if he gets in an accident? I'm 49 years old. My brother is just one example, what if my sister-in-law wants to borrow my vehicle, or my neighbor? I did ask my insurer and they were kind of guarded about their answer which I wasn't too happy about, you would think you could get a clear cut answer to the question, but not so much. Do laws differ by state I wonder?

How do I find the name of the insurance company that covers the building where i live?

There was a fire in my building. According to the newspaper it was started by a grease fire, which spread to the surrounding units. 4 or 5 of the units have been condemned by inspectors me being 1 of the unlucky ones. According to legal aide my owners insurance company is not responsible for any of my loses due to the fire (that would be covered by renters insurance if I had any), However they are responsible for putting me up while my apartment is being renovated. My owner hasnt returned any calls and its been almost 2 weeks. I've been advised to find the name of his insurance co and talk to them myself. Does anyone know how i can find out who is his insurance provider? All help is appreciated & thanks in advance.

Can I get an auto insurance policy for rental cars only?

I often rent cars and end up paying insurance. My credit card covers collision damage waiver (CDW) but not liability, which is required by law in states like California. Is there a policy I can get from an auto insurance company that will give me liability for a good price? I'm tired of paying $10/day for something I never end up using.

Thursday, October 18, 2012

What insurance is needed for a mobile car wash?

I got a mobile car wash and i need to know what insurance i need to cover loss or damage on vehicles?

Many executives will save an organizations money by not having auto insurance on the fleet of company vehicles?

Many executives will save an organizations money by not having auto insurance on the fleet of company vehicles, whereas, in their personal finances, they will carry insurance on their family car. Take something from your experience that illustrates the difference in attitude from the point of view for an individual to an organization. Explain why the organization attitude toward risk is different from the individual attitude.

Wednesday, October 17, 2012

How do I get my dental insurance to process/pay my claim?

I have dental insurance through WellPoint Dental Services. I needed a dental procedure and my dentist filed it and I received an approval/precertification from WellPoint in the mail. It said the insurance would pay $204 of the procedure. I had the procedure 4/25/2007. I paid my dentist in full (that's how he does it) and have been trying to collect the $204 ever since. I have called the insurance co and am always told it is in process. I have written 2 letters with a copy of the precertification to the address on my card and have had no response. On 7/18/2997, a rep said that it had been misfiled, but it would be sent to claims immediately and that all the necessary info was there. I have received no response to my letters, no check. What should I do now?? That procedure was $1000 and I could really use the $204. Thanks for any help!

How can liberals compare mandatory auto insurance to mandatory health insurance?

First, auto insurance is different state by state. Second, driving is a privilege that you have a license for and do on public roads where you can injure other people. THERE'S NO COMPARISON!!! For the record, I do think auto insurance SHOULD be required.

Why does auto insurance cannot just cancel my policy?

I am in the process of changing my auto insurance and I got insurance with a new company and called to cancel the insurance with my old insurance company. They told me I have to fax them the proof of new insurance before they can cancel? Is that true? What's up with that? On my policy I have homeowners insurance and two cars, one is paid off and another one is still not paid off completely, if that makes a difference. I feel that something fishy is going on

What kind of insurance will cover everything but not cost too much?

My boyfriend is turning 18 soon, and he's going to lose the insurance he has with his father. He's looking for something to cover everything, like medicine, doctors visits and dental without a copay. But here's the thing, he doesn't want to have to pay a lot just so he can stay healthy. Does anybody have any ideas what insurance he can look into?

Can an auto insurance company double your rate within 24 hours after they quoted you and made you pay?

I got a quote from Progressive. They looked into my record and it went up a few hundred bucks, I was alright with that so I signed up. I even called to make sure everything was good and I was able to cancel my insurance with my previous auto insurance company. Within a day after processing, they doubled my rate.. and then some.. It basically went from $600 to $1,450.. Are they allowed to do that?

How do life insurance agencies make their profit?

I have a few questions here and thanks in advance. Can anyone please explain how do life insurance agencies (or financial advisory agencies) make their profit? Is that true that the life insurance companies are paying around 100% of total first year premium to the agents? How do the agencies split that with the agents? I would appreciate if you can throw in some numbers, since i am looking to invest some angel capital into an agency, so you would help if you give numbers.

Tuesday, October 16, 2012

Can an Auto Insurance company re-write your contract without your permission?

Our Auto insurance re-wrote our contract by adding our son to the policy without our permission and began charging us around $400 a month! Is this legal for them to do to us? How do we go about taking care of this problem? Our son however has his OWN VEHICLE and AUTO INSURANCE. He currently does not live at our address either. Has his own job and he is 21 so how can they add him when he is not living here or driving our vehicle?

What type of insurance should I buy for my painting business?

What type of insurance should I buy for my painting business? I would like the type where I buy by the job. So for example I have to report what hours i will be working and then be charged a certain rate for the hrs of insurance.

How do I put life insurance on my childs father?

I'm wanting to put life insurance on my son's father. He is my beneficiary and I just feel that it is necessary for us to have this! Ive been searching the internet and I cant seem to find what I'm looking for. Does anyone have a suggestion on which company I should use or how I need to go about this... I got my insurance through my job so I really don't know how to go about getting life insurance on someone else!

Monday, October 15, 2012

What is the insurance called the Darden provides?

I work at Olive Garden and i have the insurance they provide but I have no idea what the name is, and I would like a primary care doctor but it's hard to find one when you don't know what insurance you have! Help me out?

Are there any auto insurance providers that do not use credit problems against you to make rates higher?

I just had to switch auto insurance providers, and since I have credit problems due to credit card debt, anyone I have checked with uses my bad credit against me for insurance quotes. My driving record is excellent, and I am trying to find an insurance company who will insure me according to my driving record, and not my credit rating.

How much does insurance for a bank cost against a robbery compared to the salary of two highly trained armed?

guys with machine guns and maybe special locks on the door to prevent anyone entering with a gun? My guess is that you could hire 20 guys and pay them well for what it costs for insurance. And don't forget, banks have sissy hours - you only have to pay these guards to work 6 hours a day, just like the tellers. Someone is getting ripped off very badly with this insurance crap. Can you find a hole in my logic?

Sunday, October 14, 2012

What is the difference between Commercial Vehicle Insurance and Private Insurance?

What is the difference between the two when it comes to hitting someone's car and totalling it? Is it true that companies with commercial insurance are most likely to "replace" a totalled car versus private insurance to keep from being sued. Also what is the practicality with settlements after the car has been totalled? Anyone ever get in an accident involving a company owned vehicle with commercial insurance?

The affect of points reduction on auto insurance?

I am looking to lower my auto insurance. The state approved defensive driving agencies I have researched offer two possibilities. Option 1. Lower auto premium DD course and Option 2. Points reduction DD course. Option 1 seem to be at the discretion at the auto insurance company but does option 2 also have an affect on insurance? Does point reduction remove traffic violations from your record and therefore results in lower insurance premium due to "less" violations?

When Obama forces insurance companies to cover certain programs does that cost you?

He says free pre-natal, fre contreceptives, free... Won't insurance comapnies just raise your rates which are not fixed? Isn't he just forcing you and your employers to spend more with private companies? Will employers need to hold or reduce wages to offset the costs of insurance as Obama forces them to cover everyone?

How does a medical malpractice insurance premium work?

I want to become an anesthesiologist (in Florida). A big chunk of my money (like 30% I think??) will already go to taxes. Do I have to loose another fat chunk paying for malpractice insurance? Does anyone know how much the insurance will be or how it is determined? This really sucks if your salary is around 300k and you walk away with less than 100 from paying taxes and insurance and other stuff.

Saturday, October 13, 2012

How much does insurance cost a rental car company per car?

For a company like "Hertz," how much does insurance per year cost them? What if a car company is renting out a sports car like a ferrari? Does insurance cost more? My friend suggested they need special plates that could cost around 10g's. Is this true? Thanks.

How to get insurance on a laptop after the warranty is up?

I'm curious how to get laptop insurance after warranty is up with the company. Since you aren't allowed to re-new it. I hear someone say they had insurance on their laptop through a different thing, but didn't ask much detail how.

What is the best pet insurance for cats/kittnes?

I have a 4 month old kitten. I went to this fair and was introduced to VPI pet insurance but just read that it was no good. Can someone please tell me a good pet insurance place and please only answer if you have personal experience. Also tell me all I need to know about this whole pet insurance thing. I'm new to this. Thanks. I only want the best for my baby! How rude you are, I didn't even know they would do that until I read this plan. I need something to help me when I go to the Vet because I went today and couldn't pay it all and figured insurance would help. Rude.

Friday, October 12, 2012

For a renters insurance policy is the declarations page similar to a homeowners insurance policy?

I need to show proof of my renters insurance policy. Will the renters insurance policy show my name and address that is covered similar to a home or auto insurance policy? They are actually asking for a home insurance policy for a job but would renters insurance policy be similar since I rent and don't own?

How many auto policies can I expect to sell monthly as an insurance agent for a large well known company?

I am a new agent and I was wondering what is the average base salary for an auto insurance sells person and also... how many policies can I expect to sell monthly?

How does comprehensive insurance work in Australia?

I know it covers both you and the other car and you will need to pay an excess if you are the guilty driver but: Do you have to pay an excess if it was the other driver's fault? Do you need to complete a claims report to your insurance company or will the other driver's insurance company contact you? Thank you.

How much do you pay monthly for full coverage auto insurance ?

I just want to get an idea of paying for auto insurance monthly for a 2000 nissan maxima. I just want to know what kind of car, what company, and how much if its alright. Thank you :)

Thursday, October 11, 2012

How much auto insurance coverage should I get ?

If I am paying $100 as an auto insurance for a year .Then How much auto insurance coverage should I get ?

How much on average do you pay for auto insurance?

My mother is kicking me off her auto insurance and i can't get an online quote because she also took my car away but says i still need insurance to drive any car. She lies sometimes so idk what average insurance cost and idk how to get it without having a car to put it under?

Wednesday, October 10, 2012

How come Republicans aren't upset about being forced to purchase auto insurance?

What's the difference between auto insurance and health insurance? Government forces us to purchase both. And don't say you don't need a car cause I and 275 million drivers need a car to go everywhere since there's no public transportation here.

How much will auto insurance typically cost?

I'm 22, a new driver and I've never been in an accident plus I completed Drivers Ed. How much would auto insurance cost monthly for me?

How long will my lapse in auto insurance impact my rates?

I thought my insurance would auto-renew (they had my CC number), but it didnt and lapsed. I renewed, but at much higher rates. How long will my rates be higher because of this? Will this always pop up when companies look up my rates?

Monday, October 8, 2012

What is a good but inexpensive auto insurance for a teenager?

hey i just got my 2000 infiniti i30 and im looking for a good but inexpensive auto insurance because I have certain expenses and im just trying to save money.

What happens if an insurance provider can not reach a client who has been involved in a car accident?

The other day my mom and I were involved in a car accident. We contacted our insurance company and found out the other driver that had hit us was at fault. My mom called the other person's insurance company and they are not wanting to pay anything because the other insurance company can not get a hold of there client.

Sunday, October 7, 2012

What types of insurance does a riding stable need?

I am doing a project designing a business plan for a riding stable, but I have no clue what types of insurance one might need, or an approximation of how much the insurance costs per month. Does anyone own a lesson/boarding stable that might be able to help me out? The stable will allow kids and will be having theraputic lessons, which I know makes the insurance premiums more expensive. Thanks for the help!

What is the difference between the Auto Insurance Law and the new Health care law?

Now that some Americans will have to buy health insurance what that makes a difference with buying auto insurance.

Saturday, October 6, 2012

How does primary and secondary insurance work?

My husband is starting a new job that provides health insurance. One is an HSA and the other is an HRA. Currently my husband and my son are on medicaid plan A which allows the insured to have other insurance but medicaid would be the secondary. Does anyone know how this works exactly? Will we have to pay medicaid along with his job's health insurance? How does the deductible work with the primary insurance if he has a secondary?

How much would auto insurance cost for me?

Okay, I HAVEN'T gotten the car yet. This is just so I can prepare myself for when I DO get the car. I'm 21 years old, and I'm planning on getting a 1991 Camaro. How much would the auto insurance cost for me monthly? I'm also female

What is the most reasonable home owner and Auto insurance?

I need to get a cheaper insurance for car and Auto.Would like to hear from you that have checked prices before you bought insurance.

Friday, October 5, 2012

What is the cheapest auto insurance for teens these days?

I'm 18 and just got my first car. I would like to drive it but sadly have no insurance on it yet. I then looked up quotes and found out it is real expensive, $500 and more. Is there any way a teen like myself can get cheap auto insurance?

Thursday, October 4, 2012

How do I get auto insurance without getting my parent involved?

I got my license in June and i turned 18 last week. My dad is trying to find a cheap auto insurance plan but the cheapest one he claimed to find was $6,000/6 months and he's not willing to pay that. I'm thinking of getting a part-time job at my college but idk how the process of getting insurance works out.

Can auto insurance adjuster work independently? Do they get to travel to other states when a CAT is declared?

Wanting to do auto insurance adjusting work. The only reason for wanting to do it is b/c i know that property insurance adjuster travel to different states whenever there is a CAT declared. Do auto insurance adjuster get to do the same?

Friday, September 21, 2012

Who is the cheapest auto insurance carrier in FL?

Who is the cheapest auto insurance carrier in FL? Orlando Area married 30 years of age 04 Saturn 10 miles to work Safe Driver

Recommended auto insurance coverage for teen driver in New Jersey with newer car?

I believe the state minimum is 15/30/5 but that hardly seems like enough coverage. How much insurance coverage would you recommend for a responsible 18 year old teen driver in NJ? I'm just doing a little research and shopping around for prices and what not. I'll be able to afford it, but I still don't want to be paying an arm and a leg for insurance. I'm looking to cover a 2011 Chevrolet Camaro. Thanks.

Will Fred loyas liability auto insurance policy cover a person driving your car if they have any or all of the?

My romate is from out of state so she doesnt have a texas drivers licensae! She has a out of state license but it may be expired - I have liability insurance in texas from fred loya insurance-Will any of these factors keep her from being covered while she is driving my car?

Where can I find the cheapest auto Insurance in NJ?

I trying to find insurance that is not expensive does anyone know where I can go to get this?

Thursday, September 20, 2012

Can you add someone to your auto insurance for a month?

My parents are going away and won't be using their car for about a month. Currently, the car is leased. Can they add me to their insurance for a month so that I can drive it while their gone?

why does bad credit affect my auto insurance when i have a clean mvr?

so i have a bad credit score. but i have a clean mvr and pay my insurance on time so why are my rates credit has nothing to do with the way i drive?

Is it illegal to drive without auto insurance in Fla?

Someone told me that I absolutely need insurance on my car or I could face charges. Is this true?

Why is this not required on auto insurance?

Why is uninsured motorist coverage not required if it is required why at such low levels? Also why don't insurance agents push the under-insured coverage more? I changed mine to 500,000 for both after my friend was in an accident caused by an uninsured motorist, it only raised my policy about $9.

Auto insurance owes me money but they wouldn't pay me. What do i do?

I had accident (not my fault) and insurance company paid me everything but 14000 dollars in lost wages. They offered 5000 dollars because i have rich limit, as they said. This is not MY insurance company, bat the other person involved in the accident. Since it was his fault they were supposed to cover all expenses and they did except the last 9000 dollars.

Wednesday, September 19, 2012

Can I repurchase auto insurance from the company I'm with currently?

I recently added a young driver to my auto insurance that caused my premium to go up. While searching auto insurance quotes at insurance.com for a cheaper rate, I see that my current carrier is offering a better rate for the same coverage. How can I go about receiving the better rate from my insurance company?

Auto Insurance For Young Driver In Charlotte,North Carolina?

I am planning to buy a 2002 Nissan Sentra worth 7 Grand in the forth coming week.I am a new driver with learning permit .My age is 35 and I came recently from India. I am trying for Insurance in different companies like GEICO,STATE Farm etc.Everywhere I get quotes like 2000$ For 6 month premium for a decent coverage.I am looking for something around 1000 - 1200 $ for 6 months.I would expect a maximum liability coverage ,a limited uninsured coverage and Collision Coverage with a Deductible of 1000 $. Any Suggestions please ?

Did you know that your auto insurance is determined by your credit report?

Insurance companies set our premium rates according to our credit report. Many of these reports are inaccurate or not updated. Our insurance premium rates should be based on our driving record and that alone. I have perfect credit, but that may not be what my record shows. It simply is not right that many of us are paying much more than we should be because of this set up the insurance companies have. Why should they get away with this. We the people are taken advantage of enough as it is. Let me know what you think & what we might be able to do about it. We in questions and answers may be able to do some good for everyone by using this tool we are given by Yahoo.

I lost my auto insurance card. How do I replace it?

I have state farm auto insurance. Today, I found out that I actually have no idea where my insurance card is; I thought it was in my car's glovebox, but I discovered this morning that I've been carrying around an expired one and the current one is nowhere to be found. I know I've got the insurance, I just don't know where the card is. How do I go about getting a new card?

How long does it take for an auto insurance claim to clear you record?

I currently have USAA and back in Nov 2005 I hit a piece of tire on I-25. The tire ripped out my wheel well cover and took the electrical system with it. I made a claim that came out to 1K including my deductible. When trying to change insurance this claim came up and uppped my 6 month policy by 300 dollars. It is not on my DMV driving record, can I still get the cheaper insurance thru progressive.com? Thanks a bunch.

Tuesday, September 18, 2012

What is a good, affordable auto insurance?

I currently have Famers and have been a loyal customer to them for several years. I have no priors, no tickets and I'm a great driver. They have just increased my rates and I don't agree with that. Could there be a reason . In the mean time, I think I would like to shop around for different insurance. Thanks for any ideas.

Is it illegal to have auto insurance in a different state than the one you live in?

I live in the state of texas close to the oklahoma border. But my insurance is in the state of oklahoma in my grandfather's name(And address) Is this illegal? I am listed as an insured driver under my grandfather's policy, But Still live in Texas,(Which is a different state than the insurance is in{Oklahoma}) I'm paying my own insurance, It comes in my name-To my grandfather's address.

What is the best site to list yourself as a candidate for auto insurance to give you a quote (price)?

Make sure it's a trusted site and it gives access to a lot of insurance companies to get the best possible price.

Can auto insurance companies talk to each other regarding financial information from previous policies?

I requested a quote for fleet car insurance from a new insurance company. They required information from my previous carrier. They came back and said they would not issue me insurance because my previous insurer informed them that I still owed them money. Is this information that they are allowed to discuss?

Why did geico increase my auto insurance rate for no reason?

My renewed 6-month policy has increased by $120 for seemingly no reason. Haven't had any wrecks or tickets. I called geico to inquire, and was told that all rates in Texas have increased. Have other insurance companies rates increased as well?

Monday, September 17, 2012

How do i find out auto insurance rates with a company wihtout joining them?

I'm currently on my parents insurance and want to move onto my own

What insurance companies provide non-owner auto insurance in Ohio?

looking to insure myself for car insurance in columbus ohio but I dont own a car. I'm looking to get insurance on myself because I'm always driving friends cars as well as renting cars..I'm 23 years old...parents are not an option. And I did google it and didnt find any definite answers. I also tried doing online quotes but none of the insurance companies have options for non owner car insurance quotes...which is why i asked the question.

How much do you pay for basic liability auto insurance?

I'm only interested in liability insurance. Please list your state and monthly payment.

Does having a baby effect your home and auto insurance rates?

When are you supposed to tell the insurance company of the little guy's existence?

Sunday, September 16, 2012

Are there any insurance companies in MA that offer 1/2 year or less auto insurance,especially for new drivers?

My parents refuse to let me drive without car insurance, even though everyone else does it. I have to pay for the insurance myself and I won't be driving much after summer. Are there any insurance companies that offer 1/2 year plans or less?

Is auto insurance more expensive for a teenage driver?

My parents don't want to pay for me to take driving courses because they say the insurance costs will sky roket. (this is before I tell them it's over $300 dollars for both segments). Is this true?

CA auto insurance quotes. Is there a site to get info without giving them my personal info?

I just want basic information on auto insruance rates without giving them all my personal details so that I can get all that junk mail, phone calls at dinner, etc. Can I get that anywhere? Of course I know I have to enter basic info, but they don't need my exac address, my phone number, my DL#, etc. Also, does anyone know at what point do you have to add your teenager to your policy? The DMV says it's when they're actually getting their license, but my insurer has sent papers to specifically exclude my daughter who is currently working on getting her license. If they won't add a permitted driver (non-licensed driver) how can we let her drive and learn if she's specifically excluded from having insurance? What are these first 2 answers, spam? So much for real help or what? Looks like my question is a spam magnet...

Can i take an auto insurance company to court due to diminished value in Florida?

I was rear ended by a vehicle few months ago, and I want to know if I can take the insurance company at fault to court to fight for diminished value, thanks.

How can I find contact information for Fidelity Commercial Auto Insurance in NY?

I want to submit an insurance claim with them because a taxi with that insurance hit my car and I have an accident report but I haven't filed a claim yet and I'm trying to google their information but I can't seem to find it.

Saturday, September 15, 2012

Are auto insurance rates determined by credit score & not driving record?

I see a lot of people complain that they have a good driving record but bad credit & their insurance rates go up.. Is having good credit better then having a good driving record?

what factors affect how much i will pay for auto insurance?

what are the factors that affect the amount i pay for insurance on a car? im looking to purchase my first vehicle and want to know what i cant afford. does insurance companies charge more for certain colors, convertibles, older cars, etc?

What are some good auto insurance companies to go with?

Its going to be the first time I am getting insurance.

Do auto insurance companies actually confirm the info you provide for the quote?

After requesting a quote online, you anto insurance companies actually confirm that all the info u gave are true? For example; moving violations, actual address? Does the DMV verify this info?

How do I begin a report of auto insurance fraud?

Help.. My question keep on erasing. Mercury insurance is committing bad faith. Lying about the accident.

Friday, September 14, 2012

Can the auto insurance refuse to repair my car, and give me the car value?

I got into an accident a month ago, and it wasn't my fault. The other insurance will only give me $500 for the KBB value of my car. The cost to repair my car will be around $4000. I do not want to buy a new car and just want to fix my car. Can I get the other insurance to repair it instead of giving me the cash? Should I hire a lawyer if they refuse?

Does American auto insurance cover accidents outside of the country?

My boyfriend got into a car accident in Canada. Will his insurance give him a hard time? The accident was not his fault. Do most insurance companies have outside coverage for Canada?

Are republicans as opposed to government mandated auto insurance that is imposed at the state level as they?

are to the government mandated health insurance Obama wants to impose at the national level?

Is it possible to declare bankruptcy on auto insurance deductibles?

I was in an accident and I won't know who will be at fault until I get the police report. If it is me, can I add the insurance deductible to my bankruptcy? I can't reach my lawyer. Thanks. I mean for repairs to the other driver's car. When my insurance pays for the damages, can I put the deductible in my bankruptcy payments?

How much auto-insurance coverage for wife if her name isn't on the house mortgage?

If only my name is on the house mortgage would my wife need the same auto-insurance coverage (i.e. equal to or more than the value of all our assets) in case she causes a car accident and gets sued? If she gets sued could they sue for the value of the house even if her name isn't on the mortgage? Note: I do not live in a community property state.

Thursday, September 13, 2012

how can I get a fair replacement cost by the auto insurance company when my car is totoaled?

my car is being paid off by the other person's insurance company, not mine.

What to do if you find out you auto insurance was canceled after an accident?

So I did take action and opened up insurance policy with geico and they said they wont cover it because i was not insured during the time of the accident. I called them after i found out farmers canceled my insurance. what to do...? So you been an in an accident and you find out your auto insurance is no longer active, what should you do?

Does the clerk of courts really check auto insurance policy numbers when you submit proof of insurance?

My friend was ticketed for speeding and driving an unregistered car. On top of that, he didn't have insurance. The cop didn't ask for proof of insurance, but in Ohio, you are required to send proof to the Clerk of Courts once you have been ticketed. Do they really run the policy numbers to check and see whether or not the insurance is still valid on your card?

With regards to auto insurance, what does having a deductable mean?

For example, if I have a $500 deductable, what exactly does that mean when claiming from insurance?

How do You Show Proof of Auto Insurance to a Court?

In California, do you have to just show the insurance policy or do you have to show policy with payment receipt?

Wednesday, September 12, 2012

Does Auto Insurance Carriers have to reimburse Subligated charges?

Was in an car accident ready to settle now,and other drivers insurance says , they don't have to reimburse me for my Insurance Medical Payments paid toward drugs and partial payment on hospital Is this true? They say its a Ga. LAW. Help please!

How long does an auto insurance claim take?

Okay I was in an accident. And it was my fault so I let the other person call their insurance company and give them my info. But this was like a week ago and my company still says there has been no claim reported. I thought that if it was your fault, you could just let the other person call their company, and that company would contact your insurance company... is this how im supposed to handle this? what should I do?

Do you need to have an auto insurance card to get on Maxwell AF Base?

We have the insurance but i accedently threw out the card. MY brother and sister are both in Civil Air Patrol, could that help get us on? We've gotten on the base before for my brothers CAP activities, but i don't remember if they ask for the insurance card at the gate.

I bought a new car and in couple of days i had an accident, i have an auto insurance.?

now my question is - who will pay for my damages- my auto insurance or dealers insurance?

Tuesday, September 11, 2012

Why do auto insurance companies ask for previous declarations pages?

My previous declarations pages shows the amount of premiums I was paying. I'm afraid my my new insurance company will use that information to jack up the price on my next renewal. Can I cross out that information on the copy I send them?

Why is there no competition amongst Massachusetts auto insurance?

I have to write a term paper about a state, local, or federal issue and I've decided to write about why massachusetts is the only state in the coutry that will now allow any competition amongst auto insurance providers. It's an issue amongst drivers state-wide and Im wondering if anyone knows anything about this obscene policy that might help me put this puzzle together. If anyone has any websites or just general knowledge that may help me, I would appreciate it.

Can an auto insurance company change their offer after I already accepted?

My car was totaled and the insurance company finally gave me a decent offer that I'm going to accept. Can they change their offer after I accept it? For example, if they offer me $5,000 and I accept, can they, before I receive a check, turn around a week later and say they're only going to give me $4,000?

Can I get cash instead of repairs for my auto insurance claim?

The damage to the car is from hail and I've already received an appraisal but I would like to know if I can get a check from my insurance company instead of getting the repairs done. Basically, do I have to spend the money on repairs or can I keep it?

Is auto insurance collision estimates pretty close to those at auto body shops?

For example if my insurance estimated $3k damage, would the shop estimate $3K as well?

Monday, September 10, 2012

If you get married in Oregon, do you and your spouse have to combine auto insurance?

If you live in Oregon and you get married, is it required for the married couple to combine car insurance? Can you still keep your car insurance separate?

How do i recieve a check from auto insurance companies instead of having them to fix it?

I was just in a car accident and someone hit my car. I need her insurance company to pay for the damage. however I need the check and I don't want to fix the car now. Should I take the car to a body shop and get an estimate for the damage and then send the estimate to the insurance company and ask them for the check? What should I do? please help me.

Can I talk to my auto insurance company about whether or not to claim something?

I hit a concrete dumpster enclosure. No damage to concrete, but one estimate put the damage to my car at $1700. My deductible is $500. Can I call my insurance company and talk about whether or not I should claim it? Will my premiums go up significantly?

Question about AAA auto insurance discount?

I am a student and recently my family switched to AAA auto insurance. I got a good student discount from my most recent grades. On the paperwork, it says that our policy is good for 1 year. Will I still have to turn in this new semester's grades? My grades from last semester gives me a discount for the full year right? Thank you!

What will happen if i go without auto insurance for a few days?

i just purchased a new car and only took the insurance cuz i wanted to drive the car off the lot. so i now have found a cheaper & better insurance company. i know i can cancel my policy with in thirty days and get a prorated refund and must show proof of new insurance. so what i am asking if i go without insurance for like a week and then buy new insurance will the rates go up because i went without insur. or will they go up because i just didnt pay the other insurance on time? can i stil cancel and get a refund if i come in a few days later than the due date? help!!

Sunday, September 9, 2012

When will Obama and the Lib's start paying for my auto insurance?

I think this personal cost to me should be paid for too. Even by those who don't own or drive a car! Kind of like forcing those who don't care to have health care insurance to pay for those who do, isn't;t it?

Is there a minimum amount that must be charged for auto insurance premiums?

Some companies determine insurance premiums by actuaries, but is there by law a minimum that needs to be charged to policy holders? What risks or fines would a company face if its insurance premiums were a charged at too low an amount?

Do I need to buy auto insurance for my used car dealership?

We are just starting out and wonder if our personal car insurance would cover test drives, or our driving the vehicles. It is a sole proprietorship. We do have a bond insurance and just acquired two vehicles (our first since we are new) and have not been driving them yet because we are looking into insurance.

Generally speaking, can you cancel and get a refund on auto insurance in the middle the term?

I'm selling my car and am not going to buy a new one. I'm in the middle of a 6 month insurance agreement that I pre-paid. Does the insurance company have to refund my money for the unused portion or am I out of luck?

How do I get an auto insurance company pay for damages?

I was hit by a semi on a highway, i called the police and they filled out a report with only my statement and the truck drivers. The police report did not put the blame on anybody. I have a $1000 deductable and the damages are at about $1100 dollars. How can I get their insurance to pay for the damages? they are giving me the run around. can i sue them in small claims court in Texas?

Saturday, September 8, 2012

Is it possible to get liability auto insurance and comprehensive?

I went ot my insurance agent and she told that i cant get comprehensive by tis self that i would need collision. I was just hoping to save money by cutting the full coverage on my insurance into lialibty and comprehensive only. Is it possible? Or my agent was right?

Should we force peolpe that don't drive to buy auto insurance?

Comparing Mandatory Auto Insurance and Mandatory Heath Care Insurance isn't a balanced argument as you have the right to not drive a vehicle.

How do I file a demand for arbitration? I live in Los Angeles and have an auto insurance claim to settle?

Is there a form I'd use or do I just send a letter to the insurance companys' law firm? If so, what should be included in the letter? Lastly, am I responsible for contacting and selecting the arbitrator?

My daughters just got her drivers license and her mother does not have auto insurance.?

Her mother and I broke up when she was 4 years old. My daughter is 16 now. I have auto insurance for myself, but my daughters mother does not. I told her mother that my daughter is not allowed to drive without auto insurance. Auto insurance in the state of wisconsin is mandatory. If my daughters gets in an accident with no insurance am I liable? I have 50-50 custody.

Am I allowed to drive without auto insurance?

I just wanted to know if I can drive my parents' car legally without auto insurance. I live in Virginia, if that is helpful. I am 16 and licensed, just not insured... yet.

Friday, September 7, 2012

Is it legal for the state of Wisconsin to force me to buy auto insurance?

I have never been in an automobile accident in 10 years of driving, and I feel that I would rather just not have insurance. From the quotes I have gotten so far average about $50 a month. I would like to know why I am not allowed as a responsible human being to make that choice. The whole "share the risk" aspect of insurance to me just seems communistic.

I recently moved to Brooklyn and I need to find affordable auto insurance for my car. Any suggestions?

I know car insurance in NY is expensive in general, but any suggestions would help!

My auto insurance agent died. How long can the agency continue to do business in his name?

I had an insurance agent named "Joe". He was always friendly when I came in to pay my bill. For several months I went in to make a payment and Joe was not there. I would ask about him and they would say he was off today. Finally I went in and asked about Joe and they stated that Joe died last week. I had not seen Joe in over a year. My receipt even that day had Joe's signature on it. Can they do this?

the auto insurance company is playing games on me and him ( the plaintiff and the defendant) see details next?

My son got into a car accident in 2007. The plaintif sued him in the small claim court. The judge ordered my son to pay him.The insursnce company agreed to pay the full amount,but they never did.Sometime they say that he changed his address,or he never received the check, or he is not satisfied.Now for more than one year my son's driver's license is suspended. Can he sue the Insurance company?

Thursday, September 6, 2012

Trying to get cheaper auto insurance?

I live in NYC where auto insurance is extremely high. I wanted to know if mom and pop auto insurance companies are cheaper than top named auto insurance companies like Allstate, state farm, etc. The top auto insurance companies are giving me really high quotes. I see a lot of small business insurance companies in the neighborhood. I wonder if they will give me a lower quote and are they just as good as allstate or state farm, etc.? Thanks.

what is the cheapest auto insurance company for young drivers?

i'm a 19 yr old male buying a 94 ford escort. what is generally the cheapest insurance company? i got a rate of 445 for 6 months. take it?

Does anyone know where I can find a list of average auto insurance rates by vehicle?

We have a 16 yr old daughter whos looking for her first car. We wanted to find a list (if one exists) of average insurance rates to see which cars cost the least to insure. This way she'll know which cars she can afford. Thank You.

What are the implications for parents (in Ohio) who add a teenage son to their auto insurance policy?

I have a 16 year old step son who is anxious to learn how to drive. Before I put him behind the wheel and add him to our policy, I want to gather some facts on how doing so will affect our (my husband & my) clean records. Will his low gpa (grade point average) be a reflection on the policy as a whole? How will any violations he has impact our records and credit ratings? My husband and I are planning on building a house in a year or so and would like to know specifically what kind of risks we are assuming - insurance rating, credit rating and otherwise - so that we don't jeopardize are own hard work because of his negligence! Thanks!

If auto insurance will pay a claim when the insured is at fault, why is it different with general liabilty?

This deals with contractors and sub-contractors. If I am paying for a general liability claim why won't insurance cover damages in an accident?

Wednesday, September 5, 2012

How much will my auto insurance go up after 2 tickets in 6 months?

If I apply with a new insurance company before the tickets are on my record, will I be able to avoid an increase?

Which is better full coverage or liability auto insurance?

I live in wisconsin where it is not mandatory to have car insurance. I'm 26 and been driving since i was 16 without insurance and i'm planning on getting a policy started soon and i have no idea as to which type of insurance to get. I drive a 1997 chevy lumina with around 222,000 miles on it. If i get full coverage will it cover my car damages as well as the other persons damages or will liability do that and will i be required to pay a deductible? I am thinking about getting up to $100,000 in coverage.

Rental Car Insurance-I don't have a auto insurance.What are the coverage i have to buy from rental company?

Hi,I'm new to US.I stay in california.I want to rent a car and confused with the insurance options.could anyone help me,what are all the coverages(LDW,SLP etc) that i need to rent a car?.I don't have a personal auto insurance.

How do you get your Lienholder to sign off on an auto insurance check so you can cash it?

I got in a minor accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and spend the money on food. Is this possible? I understand I need my lienholder (which is my bank) to sign off on it too ... How would someone get them to do that?

Is it legal to settle auto insurance without reporting to insurance companies?

Say, two car gets into an accident. No one is hurt and total damage is below $1000, both cars. Police report was filed. Now is it possible (and legal) for one to just pay off another and forget about the whole thing? Both party agrees to this. The benefit of this is that insurance will not go up.

Tuesday, September 4, 2012

should i lie to my auto insurance company and say my car was hit by someone?

I accidently ran my car into a pole that scraped and dented the whole passenger side of my car. If I tell the insurance company that someone hit me while i was parked in a lot will they know I am lying? Should I tell the truth? Will this make my insurance go up?

What is the point of getting collision auto insurance?

The law requires everyone to have only liability. I also have comprehensive incase my car gets stolen. But i dont think a tree is going to fall on my car for me to get collision. If someone hits my car their liability insurance will fix it so what does collision do for me? I thought comprehensive covers me if i hit a fire hydrant.. or it that what comprehensive is for if i hit a wall or run into something?

can you lease a 2006 car and not have some kind of auto insurance in the state of michigan?

my daughter leased a 2006 suv in michigan and somehow she did not have auto insurance on it when she hit a tree - is it possible to lease a car and not have some type of coverage by the driver or the dealer in the state of michigan.

How much would full coverage auto insurance be?

I plan on getting a 2010 Dodge Challenger R/T Classic and was wondering about how much would full coverage be in Northern Virginia,I would ask the insurance company but I'm not the one with the policy and if you're wondering what insurance we have its Farmers.

Can anyone give details about auto insurance online?

I need a better auto insurance company in Texas.Give details to me.... Thanks

Monday, September 3, 2012

What information do I need when purchasing Auto Insurance?

I'm going Monday to buy insurance but I dont know what Ill need. Help is appreciated.

Why do you pay for auto insurance?

I'm a teen trying to understand the point of auto insurance

Should I lie to my auto insurance company and say someone hit me?

I accidently ran my car into a pole that scraped and dented the whole passenger side of my car. If I tell the insurance company that someone hit me while i was parked in a lot will they know I am lying? Should I tell the truth? Will this make my insurance go up?

where can i get cheap auto insurance for an 18 year old student with a 2000 mustang?

Well this may sound like a long shot, but I just recently bought my son a 2000 Ford Mustang, Now its insurance time, hes 18, gets A's in school and has had drivers ed. Why do the quotes from Progressive and esurance estimate its going to cost nearly $500 a month, even with a 1990 honda junker it still cost nearly $400 do these prices seem reasonable, i cant recall them being that high, when i first got insurance, thanks.

If my auto insurance policy cancelled, can I just get another one with a different insurance even if i owe $?

I owe my insurance money,couldnt pay it so they cancelled the policy...can i just go to another agency and get another policy?

Sunday, September 2, 2012

How much would it cost for a 20 year old male to get auto insurance?

I have been driving under my parents insurance on and off when I am on school breaks (because I go to college out of state and I don't drive) for 3 years. I have never had any tickets or collisions or anything bad. Roughly, how much will it cost for me to get insurance, and how to I go about getting insurance?

How long does a dui on your record affect your auto insurance?

ex. I got a dui almost 5 years ago, will an insurance company look at my record from the past 5 years or longer? How many years from your dui do they hold it against you?

How can I obtain a copy of someone's Auto Insurance coverage if a person hit my car?

His Insurance Adjuster claims the driver at fault only had $10,000.00 Property Damages on his Policy. How do I know if this is true only because it's by word of mouth from his adjuster. I have more In damages. What can I do to see if this is all he has to avoid taking him to small claim courts for the rest of my Market value of my car.

Is brand loyalty important when it comes to home and auto insurance?

Other than certain longevity discounts, what are the benefits of staying with the same insurance company for a long time. Why not just find the lowest rates and switch every couple years?

Saturday, September 1, 2012

What kind of auto insurance is affiliated with Walmart?

I have a cousin that works at Walmart. I was wondering if any car insurance companies were affiliated with Walmart so that he can get a discount.

Have you had good/bad experiences with Geico Auto Insurance?

I am looking into new auto insurance. What kinds of experiences have you had with Geico?

If I pay too much for auto insurance but later find a cheaper quote, could I get my money back?

I got an insurance for a crazy price, paid for a year so the payments couldn't get higher rates. If I found an insurance that's cheaper, could I get the money transferred to the cheaper insurance?

How much would auto insurance be for a 16 year old?

When i'm 14 in a year I would like to get a summer job, and store half of my paycheck in the bank because I want to save up for a car when im older and I get my lisence. I want to know how much insurance would probably be for lets say... a Mitsubishi Eclipse (1990s-2004) or a Nissan 200sx.

do you have to have a vehicle to get an auto insurance quote?

ok so i am wondering how much insurance would be for someone like me who has no credit and never owned a car before. i have tried checking online for quotes and stuff but i dont even have a car, and the sites like geico or progressive require u to have a vehicle to even get a quote. i live in minnesota and im 24 if that makes a difference.

Friday, August 31, 2012

how often can my auto insurance change in one year?

I have not had any tickets ever in the last 30 years, I pay my auto insur every month on time, I havent changed my policy in 2yrs and I havent had any car accidents. How often can my they renew my policy and charge me more? I'm with farmers insurance theyve done this to me 4 times this year already. It started at 89./mo now its up to 135.!

Can you take a rental car when you do not have any personal vehicle or auto insurance?

I do not have any car insurance right now. I am planning to get a car rental for a month. Do I need to get some insurance for this? What happens if cop pulls me up will rental agreement be sufficient?

Do you have to show proof of a driver's license to get auto insurance for a vehicle in NV or anywhere else?

I know this may seem like a stupid question, but I have a friend with a suspended license and someone is giving her a car. She's going to get her license reinstated, but wanted to know if she could get the auto insurance before or if she has to have a valid license first.

Can an Auto Insurance company force you to use aftermarket parts for repair in Connecticut?

I had tire tread fly into my car on the highway. Tore the bumper and smashed the condenser. The insurance company has after market parts on the estimate, but I want to sell this car someday and want OEM. I'm pretty sure I am out of luck, but just wanted to make sure as this is my first time dealing with an incident. Thanks. Haha, yes, I know what after market is. What I didn't know was insurance policy and effect to the value of the vehicle. Great answers so far. Thanks for all your help.

How do I file an auto insurance claim for the damages to my car?

I just got in a car accident. The other driver is at fault. I want their insurance to repair the damages to my car. Does this mean I must file a claim? Also do I call the other driver's insurance or my insurance to file a claim? Thank you, Hugo

Thursday, August 30, 2012

Why do people have to pay for auto insurance?

I have a 2002 Ford Explorer Eddie Bauer 4.6L. I don't have the full coverage but i still have to pay about two hundred dollars for the insurance? What is the point of that if the insurance doesn't even do anything? At one point a car hit me in the intersection and it totaled and they didn't even help me get it out of the impound? Why do people have to for pay this exactly? I'm sixteen i don't know much about this stuff and my mother isn't always home so i cant ask her.

How can I find out the legality of an auto insurance advertised online?

I''m shopping around for my car insurance online and I don't know how to find out which one is good legally. Please help.

Is it the law in North Carolina to have auto insurance?

I am moving from florida and it is the law here. I was just wondering. Also, what is the penalty if you get caught without insurance?

Can my auto insurance company refuse to pay me cash for damages?

I was hit by an uninsured driver, and my insurance company covers me for up to $3500 in damages, but they want me to take my car in and they'll reimburse the mechanic. Is it possible to just get the cash and pay for it myself?

How do I negotiate an auto insurance claim?

My car was totalled in a parking lot while I was in the store.The driver of the other vehicle has State Farm insurance and was caught.My 97 Chevy Venture was in good condition.How do I maximize my settlement?I just put a used engine in my car and have maintaned it very well .Any advice would be great.

Wednesday, August 29, 2012

How do the payment work if a bunch of people are being sued by a auto insurance company?

1 insurance company is suing another insurance company, and 6 people. If the 1 insurance company wins how do they split of the amount sued for? If they do at all... I need answers please

Can somebody please explain to me why some auto insurance companies are so cheap while most are outrageous?

I just got a new car and i've been getting some quotes. I have no auto accidents and no tickets in the past 7 years. Why are alot of companies so ridiculous and some reasonable? I've noticed that the main ones like Geico, Allstate, Progressive are the high ones while the little businesses are the cheapest.

We are thinking about driving our car into Mexico. Any advice on auto insurance?

We are planning on being near the Mexican border and possibly driving into Mexico. What are the requirements for automobile insurance if I decide to drive into Mexico? Any other advice? I know, don't drink the water, Montezumas Revenge. Thanks for your answers.

How does the good grade discount work for auto insurance?

I am a teen and going to be driving soon, but i was wondering how does the good grade discount work im asking two questions: What does your GPA need to be? (generally, i know maybe not all insurance companies will be the same), and do they go by each semester/quarter, or do they go by your accumulative GPA throughout your whole high school years 9-12

Do I need to get new auto insurance?

If I've prepaid my auto insurance policy for 6 months, and then move to a state that that company doesn't service, will my policy still be in effect, or will I need to go with a different carrier?

Tuesday, August 28, 2012

How much does a salvaged title make your auto insurance go up?

I am an 18-year-old first time driver that just got his license a week ago. I got a car that's a "salvaged title" and a theft recovery. I got a quote on the car before I found out those things and the quote was $135/month. But I was wondering, how much does the salvaged title make it go up? Can anyone give an approximate answer? And what insurance company is the best for this? Thanks.

Where can I find information about auto insurance for high performance cars?

I have purchased a car with about $12000-$15000 worth of engine upgrades and modifications. It is basically a race car now. It is a Pontiac Firebird with an LT1 engine and 6-speed transmission, custom wheels, the works. I can't just call GEICO and get regular insurance on it can I? I need an insurance provider the specializes in high performance cars and trucks. Does anyone have any recommendations?

How will canceling my auto insurance effect my credit?

I have insurance right now on my car that is quite expensive. I've had it for a month but I found a cheaper one I'd like to switch to. Will it effect my credit or anything of that matter in any way?

What type of commission can I expect as an independent for auto insurance?

I currently have my L&H, and am looking to add P&C license. I want to work as an independent & I understand that Progressive is a good company for that. Of course, if you know of any others, please feel free to let me know, so I can do good comparisons! My question is, what type of payout is the "norm" for indi auto? I know when you work for the companies, just like with L&H, the payout is considerably lower than when you are indi. Also, I dont think that the payout is nearly the same as L&H. Is that so? How do the renewals work? Thanks!

Monday, August 27, 2012

What are the factors affect auto insurance Costs?

Auto insurance discount can greatly reduce your auto insurance costs.

What steps does a person need to take to take a auto insurance company to court?

What court should I send the Motion to? I have some parrelegal experince but no with auto accidents anyone have any tips they can share. The idea is not to sue them but take them to court because they are not willing to settle,it is possilbe because there are books on how to do it,anyone have any experience .

Is uhaul's auto insurance provider responsible for providing or reimbursing me for a rental vehicle ?

A uhaul truck smashed into my parked car at a local storage facility(private property), and the driver did not stop. Luckily the event was captured on camera. It has now been over 2 weeks since this happened and I have been without safe transportation. My question is if uhaul's insurance company is responsible for renting or reimbursing a rental vehicle while their investigation takes place. I have been told this could take up to 30 days.

How long do I have to file a claim with my auto insurance company?

I backed into a tree in April and damaged the rear of my car - about 3k worth of damage. I haven't filed a claim with my insurance company yet and my policy expires Aug 17th. I've already renewed the policy for another six months with the same company. Is there a time limit for filing claims?

Approximately how much does auto insurance cost for an 18 yr old new driver?

Full coverage and/or liability. I just need a ballpark figure to see if I can afford to pay for my son's auto ins.

Sunday, August 26, 2012

Does auto insurance cover someone who is not on the poilcy?

Will a car that has insurance cover a crash even if that person driving is not on the poilicy?

How long do you have to submit a claim to your auto insurance after an accident?

My husband was just in an accident. A man backed up into our car in the city. He got a police report. The man wants to pay us without going through his insurance. We of course need and estimate which we can't get until Monday. So if he does not want to pay can we still submit a claim? This just in! The police advised him against the report as they said our insurance would go up (ny) even though it was not our fault. Now what?

What are some good auto insurance companies for a 20yr old, single male?

I was recently informed that I'm not longer going to be included on my parents insurance. The policy lapses 23/JUL, so I don't have much time to find a new policy. What are some suggestions? Anything, really?

Is it true that auto insurance want to settle out of court for injuries?

A passenger and myself were backed into while in a rental car. We have injuries, dont want to deal with lawyers..Will the other persons insurance pay for ER bills and offer any kind of settlement? I have neck and back injuries and my passenger has a cast on her arm. Just looking for some heads up advice. Thanks.

RE: How do most major auto insurance work when a vehicle is stolen?

My Uncles SUV was stolen and he is affraid that they will recover it vandalized and given back to him. He doesn't want it back as he is afraid the damage is allot. Is there a specific time in which all insurance companies give before they say its a total loss and pay the vehicle? Does waiting period varies by insurance company?

Saturday, August 25, 2012

How is being required by law to carry health insurance different than being required to carry auto insurance?

It's claimed that to require one to carry health insurance is unconstitutional, as the law can't regulate inactivity (NOT doing it). Yet we are required to carry at least liability for vehicles! Explain, please!

as a young adult where did you buy your auto insurance and how much did you pay a month?

well i am 19 i am looking for a auto insurance company. i have a 2003 4runner. so what insurance company did you get at my age. and which would you recommend to me? preferably an insurance that is cheap my father paid like 130 per month for this car under his insurance (but he is old lol) i also already checked farmers, allstate, and progressive

How much does insurance(auto insurance) cost for a 56 year old with perfect records?

I was wondering how much insurance would cost for a 50+ year old, and which would be the best insurance, and also the cheapest. Thanks in advance.

Why is my medical insurance company asking me to provide a statement from my auto insurance company?

They sent me an EOB but also said: 1 - Please send a statement from your automobile insurance company showing whether these expenses have been paid or denied. When we receive this information, we will consider this charge. Does anyone know why? Thanks. This is what confuses me... I wasn't in any auto accident at all. Just went to the emergency room for an animal bite. They sent me a EOB. I paid the bill for the copay. Then they sent me this one again. Could this just be a mistake then?

what will happen if i dont have money in my bank account when my insurance auto drafts?

If I dont have any money in my bank account on the date that my car insurance company typically auto drafts the payment to them, what will happen? will the insurance over draw my account? or will they cancel my insurance?

Friday, August 24, 2012

How does an uninsured pedestrian file a claim with an auto insurance company?

Hypothetically, if a sidewalk strolling pedestrian is uninsured and gets hit by a driver that is insured, how does the pedestrian get paid for medical bills, etc? Filing a claim is easy when a person has insurance, but, what about people who don't? In this scenario, the accident is 100% the fault of the driver. Any help is appreciated.

When you purchase auto insurance are you insuring the driver or the vehicle or both?

Here's the situation. I have a 15 year old son who is about to get his provisional license. His mother, my ex-wife, and step-father want to buy him a car. They will buy it, they will be on the title, they will be the owners. If they insure the car in their own name, is there a separate policy for my son as the driver? In other words, could I add my son to my insurance policy and he be able to drive "their" car? How does that work for my two other vehicles? And how does that work for their other two vehicles? Obviously, there will be times that he'll need to drive something other than this car that they are buying for him.

How much does auto insurance cost for small dump truck in ga?

I am writing a business plan to start a residential preservation company for foreclosed and private properties and I need to know about how much it will cost me per year to have insurance on a small dump truck.

How much would auto insurance be around for an 18 year old female?

I'm looking to buy a car but before i do i want to make sure i can afford it with car insurance

How much does auto insurance cost for teenagers?

I'm a 16 year old hoping to get my license soon. But I have a question about how much insurance would cost for me. I'm a male, and also do they lower the cost if you have good grades, etc? I have a 4.0 GPA.

Thursday, August 23, 2012

How much do auto insurance agents get paid?

My husband & I own a small, well established independent insurance agent in Raleigh, NC. We would like to hire a licensed CSR/agent to work in our business, but have no idea what the going pay rate is in our area. Any ideas or insight would be much appreciated!!

What kind of auto insurance should I have in an older vehicle?

One auto is 1997 Mercury Sable, the other is a 1999 Plymouth Breeze.

What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it's rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

Wednesday, August 22, 2012

Can you sue a auto insurance company if they dont fix your car within a certain time period?

My car was hit while parked in front of my house and the girls insurance company Titan Insurance hasnt even came out to look at my car and its already been almost three weeks since the accident. They havent gotten me a rental car either so i have been carless for this whole time and having to find different ways to work and i could lose my job because i am late all the time now.

Looking for a good auto insurance company in Houston, TX. any recomendations?

I just purchased a 2006 jeep liberty and need to get auto insurance. I was told that i would need to do 500 deductible for collision and something else. basically full coverage. Any one know of a place that has good rates and actually PAY out if u are in a wreck? so far Geico is the cheapest i see but i dont know of many places besides like progressive and aaa. thanks!

Is it legal to sell an auto insurance policy to a minor in california?

I recently bought an auto policy and I heard it was illegal. I am 17.

How long does it take for auto insurance companies to settle?

I had an accident in august 2006. a lady crossed the center line and hit me my insurance company would not even start the work on my car w/o my deductible. Now i'm trying to go through hers and i'm getting the run around, I have been quoted 3 different prices from 3 different people at the company. Then I get the papers to sign and the price has changed again. Can someone please HELP, I don't know what else to do.

Can I stay on my parents auto insurance policy if I move out?

I am covered under my parents' insurance policy (Ontario), but am planning to move out on my own. I do not own a car but I want to maintain coverage so that I have a good rating when I do decide to get one, and for the rare time I borrow their car. Can I stay on their policy even though I live elsewhere?

Tuesday, August 21, 2012

Is carrying only comprehensive auto insurance legal in Ohio when the car has plates but is not being driven?

I thought that it was required to have liability if the car has plates on it (b/c in the past I have been required to randomly send in proof of insurance through the mail). The car will not be driven in the next 6 months and my husband askes to have some type of storage insurance put on it to lower our bill. They secretary switched it to comprehensive only.

What is the best or good auto insurance for an 18 year old?

I am eighteen and am trying to choose an insurance company. There are so many!! I don't know which one to go with. I know there might not be a "best" but what would be close? Also I live in Idaho.

Where can I find the cheapest auto insurance?

I am a new driver and I need to go on my own insurance policy. I am 19 and am wondering if anyone knows?

What is the most reasonable price auto insurance?

I am a 19 year old college student so i know it'll be expensive either way , but i just want to know what insurance companies to look into.

How much does commercial auto insurance cost?

I just recently got a job delivering pizza's at papa johns and know that neither the store or my current insurance will cover me if I get into an accident while on the job. Is comm insurance worth it? I heard it was expensive. And would I be covered if another car hits me while I'm on the job?

Monday, August 20, 2012

why is it good to have auto insurance and what are the repercussions for not having any?

i have to do a persuasive paper for school and this is basically my topic. i cant change it. ): i'm only 18, i live with my parents, and they pay for the insurance. i have no knowledge of it what so ever! are there any basic points you guys can give that i can use/research for my presentation? thank you!

Will my auto insurance cover liability if my friend is driving a car I rent?

During a vacation, my friend will drive the rental car I pay for. If we have an accident, will my liability/medical coverage pay off if she's driving? The friend has no car & no insurance and doesn't live in my house.

What is the minimum liability requirements for auto insurance in Germany?

I am now stationed in Germany and my insurance company doubled my premium. I checked my coverage and I'm being covered for 7.5 Million Euros per accident which they promise is the minimum liability they can offer. I checked a different insurance company and their rate said 100 Million Euro minimum liability. I'm looking for something quite a bit lower. What is the real minimum liability here Germany and where can I get it?

Should men pay less for auto insurance?

I asked a similar question a little while ago. With Obama's plan benefiting women for their health insurance should he also take the steps to lower men's auto insurance rates? Why? or why not? @Fair Skinned Goddess, women cost health insurance companies more for obvious reasons but their prices were lowered, so with that logic shouldn't men's be lowered as well.

What should I be looking for when purchasing an auto insurance policy?

What do you guys think of "Infinity Insurance Company"? I received a really good quote through "800 insurance" What do you think John? Yeah I live in SF Thank you everyone.

Sunday, August 19, 2012

Do you have to have auto insurance if your car is undriveable and parked until fixed?

My car is not driveable, and I am saving money until I can make it so. It's going to be a while until I fix it. Can I leave the car parked in my parking area and not drive it, and cancel my insurance until I get it fixed without legal consequences? Is there law code that specifies required insurance in this case, and if so, how would I find such law code? I have had others tell me both that it is not required and is required, and I do not know who to believe.

What is your auto insurance responsibility to a thief's blood in your car?

My car was broken into and the insurance company wants me to drive the car while the thief's blood is still in it. The areas are being replaced - inner door, glove compartment hood, leather seat - The parts take 3 weeks to get in and they wont pay for my rental car (I DO have rental insurance with them!) while the car is just sitting there waiting for the parts to come in. Is this right?

Does Auto Insurance query impacts credit rating?

I was surprised to hear that auto insurance query requires credit rating check. How true is that? Do auto insurance companies pull credit rating? And if they do, then does it effect credit rate or FICO or beacon score? I'd like to inquire auto rates and I'm in NJ state. How should I deal?

Ask: Online Auto Insurance Quotes, are they really safe and accurate?

I know several people who have submitted their information into one of the many "online auto insurance quotes" and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.

Does my current Auto Insurance automatically cover my newly bought car for 30 days in CA?

Does my current Auto Insurance automatically cover my newly bought car for 30 days in CA?

Saturday, August 18, 2012

Where can I find affordable auto insurance with a bad driving record?

I have a bad driving record and the convictions don't come off my driving record until december 2010. I feel like I've searched everywhere for a decent rate. Does anyone know where I can find a good rate for a person who has a bad record? Or know a way around getitng insurance. My parents can't insure it for me. So that's not an option. Thanks!

How does an auto insurance suit work?

If the at-fault party won't pay me because they don't think I have good enough proof of their liability, do I have to sue them or does my insurance company do it if I file a claim with them? And who gets sued, the other party or their insurance company?

Does Illinois have auto insurance verification in their court system?

A program to see if someone has auto insurance...

What company has the lowest auto insurance rates?

My insurance rates just went up $100 a month because of speeding tickets I got last year. I took an improvement class right after I got the ticket and am also getting ready to turn 25. I was hoping my rates would go down and nit up to $250 a month. Anyone know any companies?

Friday, August 17, 2012

What is the lowest, best Liability auto Insurance in California ?

I just got a Pt Cruiser that car dealership if offering 70.00 to insure the car however I do need liability insurance any one know of a good web site were I can compare some quotes instead of calling around or talking to a pushy insurance agent ? I'm not really looking for a debate just a web site thank you !

What is the average premium of auto insurance in Toronto?

How much do people in Toronto spend on their car insurance every month? I am moving to Toronto this summer, and I am having a second thought about taking my car with me since I will live by the campus. I only have an one year experience of driving. I know the premium depends on a lot of factors but I am only looking for an approximation or a price range. $100?200?300? Any suggestion of car insurance company? Thx, and I really appreciate your help!

How do I save money on health insurance and auto insurance?

I have 2 kids and 3 cars. Is there any way I can reduce the health insurance and car insurance price???

What is the average percentage of increase in Auto insurance after a claim is filed?

This person has a spotless driving record of 30+ years. No tickets, no accidents. The insurance is with a well known national company.

What liability limits should I apply to my auto insurance?

My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.

Thursday, August 16, 2012

Can I cash an auto insurance check written out to my leinholder and myself?

I got in a small accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and spend the money on food. Is this possible? Can I cash a check with my Lienholder (who is my bank) on the check aswell?

What auto insurance company are you with and why?

What makes you stay with them? What's the longest span of time you've had the same insurance company? thanks.

What is the cheapest auto insurance company?

I'm an 18 year old male driver, no previous accidents or tickets, therefore no points on my license. I drive an SUV. I currently have State Farm and my premium is extremely high, it's about 1400 every 6 months. I'm looking for a cheap insurance company, not really worried about good coverage just a lower price.

Can I resume my auto insurance policy once it was canceled?

It was canceled 5 months ago I wasn't using the car so I didn't need insurance at a moment. Now I am planning on using the car again.

How are Conservatives dealing with the government takeover of auto insurance?

The government says if you want to drive a car you have to have insurance and a license. If you drive a car without those things you can go to jail. How long until Republicans start insisting that states should eliminate requirements for driver licensing, vehicle inspection and insurance laws?

Wednesday, August 15, 2012

why would a national auto insurance company let their insured tell them what to pay on claims?

We had a young lady run into our truck. Her insurance company is not covering the damage* at her request * to our truck .So we have a 1000.00 repair bill . What should we do? The claim is commonly know as a Mini-tort. and yes the letter does say "AT THE REQUEST OF OUR INSURED, WE ARE NOT MAKING AT PAYMENT"

How much did your auto insurance go up after a speeding ticket?

I just got my second speeding ticket today, the catch is that my first one never hit my record, technically it doesn't exist. When you got your first speeding ticket, how much did your insurance go up? I was going 73/55 My dad has a DWI on the insurance which actually made it go down and it was his second one.

Does auto insurance effect my credit score?

I have auto insurance as well as renters insurance and I was wondering if these bills effect my credit score. Also, do utility bills (gas, electric, telephone, cable) in my name effect my score?

How do you get auto insurance for yourself in NC if your only 16?

parents dont have ins. and dont have a car yet but needs to get insurance to get drivers license now or must wait til 18!

Is auto repair insurance a scam or a good idea?

My 03 BMW is out of warranty and sensors (traction, yaw, wheel speed, ABS, etc.) are all failing. New sensors cost a fortune. Would auto repair insurance cover these sensors?

Tuesday, August 14, 2012

How does shopping for auto insurance affect my credit?

When auto insurers pull a report to give me a quote, does this affect my credit score?

What is a decent auto insurance rate for minimum coverage?

I have just turned 18 and bought my first car. I work part time with a fast food restaurant. I need to get the cheapest possible car insurance. What is a good rate for minimum coverage?

What is the cheapest auto insurance i can get?

i got a v8 mustang, the insurance per year is 2,300 im 17 male i live in FL 2 years next august thats how long ive been driving no tickets no crashes/accidents nothing.

What Auto Insurance Company do you use and would recommend?

And have you ever heard of western general insurance company / Insure Express? They have a pretty good rate, but I've never heard of them before.

I have a small office cleaning business, will my customers ask for proof of my auto insurance?

Will they need proof of auto insurance or just a certificate of insurance of general liability insurance to cover slip and fall cases etc.?

Monday, August 13, 2012

can you get rental car insurance without having regular auto insurance!?

I don't own a car, but I plan on renting one real soon. I was just wondering if its required to have some auto insurance already prior to getting CDW for the rental.

When are auto insurance fees due?

I'm getting auto insurance for the first time and need to know how often payments are due. every six month, monthly, or annually?

How long does it take for an auto insurance company to send someone to inspect a vehicle after an accident?

My car was damaged. The other vehicle was at fault. A claim has been started but the other insurance company has yet to send someone to inspect the vehicle after 1 week. I have left messages with the adjuster. No return. How long does it usually take to get compensated after a car accident?

how do I save on auto insurance?

I want to save on auto insurance.....what factors can lower your rate? I need to know things such as an alarm, and kept in the garage, but what other factors can help me getting a low rate? Thanks everyone

Sunday, August 12, 2012

Would my own auto insurance cover me to transport disabled people on the job? I would be being PAID.?

I am told that this is not covered because it is considered "transport for hire". A company I want to work for requires me to have my own personal auto insurance for liability purposes, but my insurance co. says any accident or injury would not be covered because I am being paid and that makes me like a taxi service. This is common practice in the home care agencies. Can anyone clarify?

What is the best way to compare auto insurance quotes?

I am needing to find new car insurance, and I of course would like to shop around for the best deal. Can anyone recommend a good site that will compile your information and give you multiple accurate quotes from different companies? I am leery to enter my information into a third party database, so confidentiality, professionalism and no spam is a must. Thank you!

What is the best way to buy Mexican auto insurance prior to crossing the border?

I recently learned that when traveling into Mexico it is mandatory to have Mexican insurance and that my US coverage will not fly down there. What is the easiest way to get Mexican Insurance without having to go across the border?

Can an auto insurance company total out a vehicle even after they approved of the auto body work to be done?

I have to pay out of pocket for another persons car that I damaged. The thing is, I don't want the insurance company to put in thousands of dollars in repair and then turn around and decide total it out. That would mean I'd not only have to pay for another vehicle, that I'd have to pay for the work that was done on the original car as well. Is this fair ! or do they decide to total it out before even starting the work?

How quickly are auto insurance claims processed?

Specifically when I wasn't the one at fault and I am processing the claim through the other person's insurance. What is the time frame? thanks I really want to take my car to the body shop ASAP!! How long will I have to wait?

Saturday, August 11, 2012

What are the legal requirements of Auto Insurance burden of proof?

A friend was struck in the side directly by a larger vehicle. The friend had the right of way as the truck was exiting a parking lot. The truck was not damaged but the friend's car was crushed in on the driver side rear door. The police assigned fault to the driver of the truck. That driver had 'insurance' but no license. The insurance company of the driver of the truck refuses to pay for damages, saying that the police wrongfully placed their driver at fault because he didn't speak english and didn't have a license. The friend's insurance company is refusing to pay for it or put up a fight against the other company.

Can teachers get auto insurance discounts? What is the best provider to go with?

I have Geico right now and pay over 1000 dollars a year. I looked online at the Teacher's Insurance Plan and my quote was just over 400 per year. Has anyone heard of this provider, or do you use another?

If I change auto insurance companies to get a lower rate, does that look negative on my record?

I could save about $40.00 monthly if I switch companies. I'm just wondering if that will look bad on my credit or if it will have any adverse effects on anything that will be taken into consideration for future insurance evaluations or reviews for credit worthiness. Thanks!

How much would auto insurance cost for me per year?

I am a 22 year old male (almost 23) and graduated from college with 3.2. I will soon have a 2012 Subaru WRX and had a license and insurance since i was 17(was part of parents plan until now). No accidents, got 1 point on record when I was 19 but took traffic school to get it off record.

Friday, August 10, 2012

Why is mandatory auto insurance to make sure other drivers can be reimbursed for my actions ok?

But mandatory insurance to make sure doctors and hospitals can be reimbursed for my healthcare is considered socialism? For those that said my healthcare doesn't impact them--wrong. There are hundreds of communicable disease that, if left untreated, could easily make their way back to your house. Not to mention the horrid diseases that decomposing bodies in the street can pass on. Insurance, by definition, is socialistic--spread the cost and risk of healthcare across all members of the plan to make it more affordable for everyone and reduce risk for the carriers and providers.

How expensive would auto insurance be if it covered EVERYTHING?

Things like tune ups and oil changes? And why should we be shocked that health insurance, which covers things like checkups and Viagra, is so expensive?

What is the best auto insurance carrier?

Hi everyone. I am shopping for car insurance and want to know the best but most affordable out there. My mother thought to put me on her policy with Progressive and I would pay her for the insurance, but they were going to charge her over $500.00 to do so. My friend has gotten into two accidents and hasn't had to pay nearly that much , and neither did her dad when he put her on his policy.

What are some cheap auto insurance companies in florida for teenage drivers?

I am 17 years old. I currently have liberty mutual insurance with my parents for $5,901 annualy (about $550 per month for three cars). Is there any cheap car insurance?

How tough is it to get auto insurance after a dwi?

Please only answer if you have experience in the matter. I was in a major accident 6 months ago involving alcohol, and my insurance dropped me. What kind of trouble should I expect when looking for a new policy? Also, what could i do to better my position before approaching an insurance firm.

Thursday, August 9, 2012

Auto insurance company refuses to pay expeses in full, do I have to go to court?

I was in a car accident about a year ago. Other party's fault. Now I am getting a settlement letter from the other party's insurance: they're only willing to pay $500 of $1000 of my car rental bill. They say the car was in the shop unreasonably too long. It was just after the hurricaine last year and all bodyshops were way behind due to all the cars damaged by force majeure. I tried to bargain with them, but they wouldn't budge. Do I have to take them to court? Is it worth it? What else can I do?

How do auto insurance companies know if you have had car accidents/tickets in the past?

I was in a fender bender, but there was never a police report filed. However, I did file a claim on my insurance company. If I was to switch insurance policies, would the new insurance company be able to know about the accident? OR since there was no police report is it not on record?

How do I find out my cars auto insurance points rating system?

Insurance companys give cars a rating number to determine if one type of car pays more insurance then the other. Where can I find out what the number of my car would be?

Does anyone know where you can purchase GAP insurance for your car if your auto insurance doesn't offer it?

I bought a 2006 auto a couple weeks ago and when I called my insurance co. to add it, they said they could add GAP insurance, too. (which I need) Now they are saying they can only add it to a NEW car, not used. Anyone know if I can purchase strictly a GAP policy to cover my car? I don't want to switch insurance because of discounts having my other car, homeowners, etc. through them.

Wednesday, August 8, 2012

Can I change my address on my auto insurance to my boyfriend's address?

I'm about to renew my auto insurance and I will move to another apt in about a month, but I'm not sure where I'll be moving yet. Is it okay if I change my address to my boyfriend's address if he agrees it? He owns a townhouse and I'm at his place 3 days a week....