How does insurance work in a private car sale?

If the buyer wants to test drive my car, who's insurance would be covering the car?

I'm disabled a on social security. Is there a cheaper auto insurance that I can apply to in Florida?

Im moving to flordia on March 3ed. An I need to find cheap auto insurance. Here in NJ we have a program called Dollar a day. But its only for people on Medicaid or Medicare. Does Fl have any programs?

Visiting CA, do I need to get auto insurance?

I have an IL driver's license but no auto insurance. I am planning to visit family in CA. Is it legal for me to drive my mom's car without having auto insurance? If not, where can I get short term (2-day) auto insurance?

How do insurance companies get the value of a totaled car?

My 2000 camaro was hit the other night. They think it might be a total lose because of the frame being bent. I wanted to know if insurance companies used the Kelly blue book value or the NADA Value for the check they give you. If any knows how much he could get that would help to.

Can anyone reccomend an auto insurance to cover my vehicle while visiting Mexico?

I have Progressive , but they will only cover 20miles in from the border. We are traveling all the way into Michoacan, so that won't help. I just want to know if anyone can refer me to a legitimate auto insurance for taking your vehicle into Mexico. Please give me any you know of either by website, or phone number, or even by name and I will look up the rest. Thanks

Does anybody have operators insurance as opposed to auto insurance?

I dont have a vehicle but i need to be insured as a driver. I cant find any auto insurance places that allow this. I have tried Allstate, Progressive, Geico....the only one that will do it is the General. Do you know of any others? I wuold atleast like to know if I have more options b4 i sign onto the General.

How to get reduced insurance quickly with points on license?

I have an accident and a ticket on my record, I think that is it. I have a ticket from an accident and another accident that wasn't my fault I didn't get a ticket. I have points on my license but I'm not sure how many. I wish I would have known to hire a lawyer to go against the ticket to lower it instead of just paying it. My insurance is crazy high: $300+ a MONTH. I can't do that and make my rent and car payments. Is there some quick way I can have my insurance reduced? A driving class or something? Is it really too late to have the points reduced?

Why do libs still use the failed auto insurance mandate to defend Obamacare mandate?

Auto insurance is mandated by most states but not all Driving a vehicle is not a right. It is a privilege, so to enjoy that privilege you need auto insurance Everyone has a right to live or die, The FEDERAL government cannot force someone to purchase a service from a private company

How has linking health insurance to employment had an impact on ordinary Americans?

I mean besides worrying that if the company you work for goes bankrupt there goes your health insurance and the COBRA extension; Also, wouldn't it be amazing if you could work the job you *want* rather than the one that offers the best benefits. Why do we still have this system as it limits self employment, small business growth and creates "job lock"? Ever tried buying insurance independently outside of an office pool with two pre-existing conditions? Even if you cut back on absolutely everything, it's still unaffordable.

Which auto insurance companies in California offer auto insurance for international driving license?

I already called a few but they tell me there don't offer auto insurance for someone w/ IDL

What car insurance company will cover driving instructor and business use on one policy?

My mum is a driving instructor, and she is in a line of work where she takes clients out and drives to their homes, she was wondering whether you can have a driving instructor and business car insurance on one policy?

Which auto insurance company has the lowest rates and best service?

Which auto insurance company has the lowest rates and best service if you need n sr22?

What health insurance is best and affordable for my wife?

We had a baby 3 months ago, but I am looking for health insurance that is good and affordable for my wife. Any suggestions?

if you don't have auto insurance can you get auto insurance from enterprise to rent a vehicle?

i don't have auto insurance at the moment.. will enterprise give me auto insurance for a rental? how much does that cost usually?

How can low income people buy health insurance under the plan being voted on?

If we are to have mandatory health insurance, how will low income people pay for it? I'm already struggling with what little I have now. I can't afford to take on anymore. I know we can still go to our doctor of choice but, but again how will we pay for this insurance?? Also I have never had any sort of medical insurance just for the fact I can't afford any.

What Kind of Discounts do Auto Insurance Companies Give?

I'm going to be talking to an insurance agent later on, and i want to write down a list of discounts to ask them about.Please let me know your ways to gets discounts from the auto insurance companies.. I'm 29 drive a 98 camero

What would be an estimate for auto insurance on a 16 year old male living in California?

I recently got my license and am looking at auto insurances. Can someone find me a quote (or at least give me an idea) for a 16 year old male living in California. The vehicle would be a 2WD 1985 Corvette. I also have a clean record if that helps at all. Thanks!

How much does an insurance agent typically make their first year?

I am thinking of pursuing a career as a Property and Casualty or a Life Insurance agent, but I have heard it is tough the first couple of years. Is it possible to make a decent amount of money your first year? Which insurance route is the best to go? Which companies are the best to work for?

Can an auto insurance company deny coverage if the driver doesn't wear seat belts?

Say if you let your friend drive your car and he get's in an accident. Can you auto insurance company say that the insurance coverage didn't count because your friend didn't have seat belts on? Thx.

What is the best insurance license to start with?

I want to become an insurance agent, and was wondering which license is the best to start out with. I have never worked in the insurance industry before. I have tried to find this answer online but have found 1 person who answered. I'd like more than 1 input before I decide. Thanks.

what is the cheapest auto insurance?

I am going to be turning 16 soon and i am most likely am getting a 2002 ford focus. what companies offer the cheapest auto insurance for a 16 yr old on there parents insurance?

What do insurance companies do if someone is missing and cannot be verified as dead or alive?

Is there a certain waiting period before an insurance company will then determine that the missing person is dead and the benefits will be paid out?

is it cheaper to get an auto insurance for your self or as a family?

do you know where a teenager can get cheap auto insurance? a newly driver? how do you think it is?

What does the state farm condominium association insurance policy?

I just had some of my precious items stolen from my car that was parked in the driveway. I have asked people and they claim i should contact my home insurance to compensate for the damages rather than my auto insurance policy. If i should contact my home insurance, what should i say in my claim? What are your opinions, suggestions?

can someone ilegal and with there drivers lic expired get auto insurance?

I call Geico my auto insurance to separate my husbands car from my insurance and they end up, separating my car and give me a new quate which was higher and my husband stay with my old insurance number that i have for 5 years and i recently add him to it, i dont think is fair, since im the one that have social sec, been there for 5 years, my husband liscense is expired and hes not even legal..I should sue the insurance for this.

What is insurance likely to run me on these bikes?

I am 20 years old, have about a year of car insurance so far but the car is messed up and I plan to get a motorcycle (hopefully). I have taken the MSF course and passed. I have not had any tickets or accidents either, clean as a whistle. I am looking into a small bike like the 250 ninja, vulcan 500, or the V-star 650. About how much should I expect to pay?

Has anybody had problems with progressive auto insurance?

Well, My family hit a deer on the freeway approximately 3 years ago. We went home and called to tell them that we were in an accident like we were supposed to do. Well a day or 2 later, they wouldn't do anything to help us pay to get a new car because it was totaled. Has anybody ever had this problem with this insurance company? We bought a quote from Safe Auto after my dad canceled his coverage with progressive.

Would you favor the mandatory auto insurance law if it forces a lot of people onto food stamps?

I have done two studies showing mandatory auto insurance laws are causing food stamp skyrockets. Would you favor the law if it is causing lots more people on food stamps (those eligible for food stamps but not participating have to go on food stamps).

How much is liability insurance for vicious dog?

We live in Ohio. My boyfriend just got a pit-bull mix. I told him he needs the insurance. I am curious how much a month that might cost. I am trying to prepare him so he can budget wisely and to make sure he can afford to have the insurance to have this dog as well. If anyone can give me any other information I would greatly appreciate it. She gets along very well with my Boston Terrier and so far seems very intelligent.

Can I cash an 8 year old check from an auto insurance company?

I just finished cleaning out an OLD box of junk of my Husband's, and inside was a check from 2002 from his Auto Insurance Co. that he never cashed. The check is a refund of PREMIUM due to him after he cancelled his policy. Will he be able to contact the insurance co. and just have them mail him out a fresh check?

What do insurance companies use to determine your insurable?

I just applied for this awesome job that I really want. It is now depending on that the company finds me insurable for driving a company vehicle. I havent had any traffic tickets or anything since 7/04. But prior to that, I had a suspension for too many points. The points were from speeding tickets, mostly 5 overs. I am sure the points have dropped off by now, but the violations are still on my record. Anyone out there work for an insurance company and know if I would be insurable? The car is a mini cooper, so I am not sure if that qualifies as commerical or not. The suspension was because I had too many points ,which are all off my record now. As of 4/07 I have not had any violations. I am hoping that good behavior has shown I learned my lesson.

How long does it take for auto insurance to pay out for no-fault accident?

Hello - I was involved in an auto-accident in March of 2006 in which both insurance companies (mine and hers) agreed that it was the other party's fault and I was a zero-liability. Their insurance company (let's call them "Venus", of ease) has asked for receipts ($1000 in rentals which my coverage does not cover), my deductible amount and any other amount which I had to put out (total is about $1,700). I have waited since April for them to pay me. I get letters from "Venus" every other week saying they are "pending further investigation" - but, I am at wits-end and want my money which I had to pay-out for an accident that everyone acknowledges is not my fault. Does anyone know what the law/rules are in California and how long they can take to pay after they find the other party is at fault? Also, what can I word in a strongly worded letter to get this finally paid. I dont want to hire lawyer for such a low amount - but, that extra 1700 sure would be nice at the moment. Thanks! Chris BTW, Ive called, faxed and sent letters - I just get the same "pending investigation" BS. My insurance company is waiting to get paid out also for all the damages. I just wonder if there is some statute that I can cite in a certified letter to them which demands they pay the 1700 now. Otherwise, my own insurance says to take them to Small Claims - and, who has time for that? I've called, faxed, emailed - you name it - but, I just want to cite some law and need help with a strongly worded approach to make them pay this . It will be a year in March/April since they've accepted liability for their client's fault.

How does insurance work when leasing a vehicle?

Do you have to get insurance like you would when you own a car? Is it less?

Can auto insurance companies change price without new incidents?

If I entered all of my accidents/violations on my quote, bought the insurance, etc. Say I'm paying $150 a month, could the auto insurance company call me up and say I need to start paying $420 a month or they will cancel my policy? My friend said his friend had the exact same thing happen to him. He had a violation on his record, bought his insurance, then they called him up and said they were changing it from about $150 a month to $420 a month. It hasn't actually happened to me. I'm just wondering if they can do that.

How long do most insurance companies give you before a bill is considered "late?"?

Does an insurance bill have to be sent in on the exact day its due, or is there a grace period of a week generally? What is it usually, since I know every insurance company is different? Thanks!

Is there a way to verify if someone is covered by auto insurance?

My daughter was in an auto accident where the other person was at fault. The insurance policy that she gave was canceled a little over a month ago. Is there some way we can check to see if this person has a new policy some where else? The car she was driving was a 2008 so I would assume she has a loan on it and that would require her to have full coverage.

How much more would insurance rates be if I had a convertible?

I will be 16 in two weeks and i want a convertible, but i have to pay for insurance. So how much more would insurance rates be (on average) if I got a convertible compared to a sedan?

How good is USAA auto insurance?

I heard about a company called USAA for auto insurance yesterday. I think it's a website for military officers, and ex-officers or enlisted people. My dad was in the Air Force and I think that qualifies, but I dont know how good this company is or how well they deal with claims. Please tell me about your experiences with them.

Where to find inexpensive auto insurance?

I just moved to Florida and I'm trying to find decent, inexpesive auto insurance near Tampa. I have one accident at fault. I am married. Please help.

How will not allowing insurance companies to reject people for existing conditions work?

Im not a fan of insurance but isn't this practice necessary so that the pool of people isn't bankrupted? If your home floods, you can't run out and buy flood insurance so someone else pays, I know this is an oversimplification and callous but how can this possibly work?

Who is the governing body that regulates auto insurance companies?

What are the requirements to be an auto insurance provider. Not an agent but a company that actually writes policies

An annual insurance premium is paid in advance in October. How would you treat this in the accounts?

An annual insurance premium is paid in advance in October. How would you treat this in the accounts?

An annual insurance premium is paid in advance in October. How would you treat this in the accounts?

An annual insurance premium is paid in advance in October. How would you treat this in the accounts?

Does anyone know of an auto insurance company that has a better system for carrying proof of insurance?

auto insurance cards suck they always expire so quickly and I can never remember to put the new ones in the glove box. Is there a better system then printed paper insurance cards? I usually lose them or forget to put them in and then when I get pulled over I get a ticket for no proof of insurance, why cant there just be one card i can use that doesnt have an expiration date? like a health insurance card those dont have expiration dates.

How to get health insurance for Dubai visit visa?

Hi, I am planning to bring my husb and kid on visit visa. I heard that the health insurance is mandatory for visit visa. Where (or how) to get (or how to apply) this health insurance for vist visa. Please advice. Thanks.

Do i need auto insurance to rent car through Hertz?

I don't have a car now, and so, no auto insurance. I want to rent a car to Philadelphia airport this Saturday. When reserved through Hertz, does the rate includes the insurance too. If not, what kind of insurance do i need to take.

What kind of life insurance is better for me, term insurance or permanent insurance?

Is there any advantage to permanent insurance over term insurance or vis versa? I mean, basically it looks like term is the better deal because I can buy more death benefit for a lot less money, but permanent insurance gives me money with a death benefit. I'm in my late 40's, have a wife and 2 kids, normal bills, mortgage, etc. Does anyone have any opinions about what is really the better deal long term?

Do auto insurance companies typically offer military discount?

I'm in the New Hampshire Army National Guard, and I'm also 21 and unlicensed. My father says we need to get the one family car we have insured for me before I can even test. Wanted to know if auto insurance companies typically offer military discount, which ones do, and how much usually?

Should I file an claim with my auto insurance?

I haven't had any claims on my auto insurance and I've been with them for 8 years. I backed into a parked car (no body in it) and the estimate to fix it is $2360. My deductible is $500 and there was no damage done to my truck. Should I file a claim or pay out of pocket.

My Mortgage Insurance was financed with the home and does not appear on 1098, can I still deduct it?

My Mortgage Insurance was financed with the home and does not appear on 1098, can I still deduct it? and if I can how? The amount is over 2K and it is listed on my Settelment Statement. Mortgage is though Bank of America. I was planning to call IRS and my bank but they are closed on the weekends.

Why does my auto insurance want my employment info for an auto insurance claim that was not my fault?

They also want me to sign a medical release form. Are they trying to skip out the payment. Also it got turned in on my medical when i did not give the hospital my info? should i contact a lawyer? My bill is 8,000 and they auto insurance of the one who hit wants to settle for half. what should I do?

What is the most affordable personal medical insurance carrier you have found?

I know that no medical insurance is cheap, especially when you have to buy a personal policy not given thru your work. But, I have to get coverage for me and my husband. We just need basic insurance I guess....Like for medical and dentist visits. Have you found a more affordable insurance carrier? Or have any advice on what to look for in a new one? Thanks!

If I purchase auto insurance from AAA, am I automatically enrolled in AAA roadside assistance?

When I purchased AAA auto insurance last year, I was sent an AAA membership card with an explanation of benefits. Now that my policy is up for renewal, AAA membership sent me another card with a bill. What gives?

What auto insurance company or small company is cheap for drivers under 25 in arizona?

I am going to get a car soon and i want to look for an insurance company that is cheap and won't really burn a hole in my wallet. Maybe someone cheaper than 120-150 per month? Please give me name and estimate price for which car.

I canceled my auto insurance policy mid month how long wil it take for them to reimburse the prorated premium?

I canceled my auto insurance policy 6 days after the policy start date, how long should it take before I am reimbursed the money they owe me?

If you hit an uninsured motorist and have liability insurance what happens 10 Points Best Answer?

If you hit an uninsured motorist and have liability insurance does your insurance company have to pay the uninsured motorist? Also, If you don't have insurance and get in a non-fault car accident, do you have to pay the other vehicle because you don't have insurance?

Auto Insurance coverage -- How much Liability and Medical?

I got a couple of questions about about auto insurance coverage. Namely, what's the best amount of liability and medical coverage to select. 1) For the liability, I know it's wise to get the best liability that one can afford to cover your assets. But how about if one also gets umbrella coverage. For example, if one gets an umbrella coverage at a $2 million limit and the liability limit for the auto insuarance is $300,000 or $500,000, does it make sense to select the $500,000 or is it better to select the $300,000 limit since the umbrella coverage would kick in? 2) for medical, is this redundant coverage and not needed because wouldn't the liability portion also cover medical expenses? Or is it wise to get this, for example, if a passenger is not insured (no health insurance), so the medical part would help out in that case? Thanks.

What is insurance verification at a medical office?

One of the responsibilities of a medical receptionist is to verify insurance. How is it done? Thanks Lissa.

Is a Toyota solora camry convertible a sports car to auto insurance companies?

Not including the bad insurance companies like geico, progressive, and safe auto because they base your price on age and record. I mean the companies who base it on car type ect. And help with full coverage mostly in the businesses. Even though the engine is a v6 compared to the regular camry being a v4

How can I get insurance money for a car that a tree fell on?

A neighbours tree fell on my car and crushed it. Thier insurance refuses to cover the costs. The insurance for the car also doesnt cover it.

Auto insurance company wants to check my credit and past infractions.?

My auto insurance company (which i've been using for 6 months now) wants to check my credit history and past infractions in order to benefit from "new lower rates" i have good credit, but a couple of speeding tickets, could this actually increase my rate? They said that having good credit will put me in a lower risk categoery.

Online Traffic School Course to get Auto Insurance Discount in Maine?

I am Smith a 60 years old person. If I do online traffic school course will there be any auto insurance discount. Need more information and help on this.

What is a typical insurance payment on a Kawasaki motorbike?

The bike I'm looking at is a 2008 Kawasaki Ninja 250R bike and was wondering what the insurance would be on it. Online insurance quotes don't have the motorcycle listed. Thats why I'm asking.

is there a special type of auto insurance for college students whom only drive while at home on vacation?

I need auto insurance for when im home and i do not want to pay for the whole year because i only drive during the summer when i am at home the rest of the year im away at school. thanks in advance.

What car insurance companies don't require an up front payment and will send me a bill?

I need to start a car insurance policy but want to be sent a bill instead of having to pay up front that minute online. Is this possible?

Can a 16 year old get auto insurance without being under a parents name?

I'm a 16 year old girl and I'm buying my own car. My parents and i don't get along at all (stepfather hates me, mom isn't on my side). So can i get auto insurance without being under their name? Also, would it cost a lot more? I'm an honor roll student.

What type of life insurance policy does the military offer?

I'm talking about the Army, in particular. Is it term life insurance, or permanent life insurance? As of right now, my husband's job doesn't put him on the front lines. I already know how much life insurance the policy is for. I'm just trying to figure if I should get life insurance and for how much. Does anyone here know the difference between term and permanent life insurance? That's all I need to know. Is his life insure term or permanent.

How come I am forced to buy auto insurance ?

Is this an insurance company scam, with auto, home owner, flood and now health insurance ? No buses or anything here. That is in cities.

What type of medical insurance do doctors in eastern Pennsylvania hate?

If they had to treat a preemie, for example, what is a medical insurance plan that doesn't pay for things consistently, doesn't pay well, etc? If you were a doctor, what type of insurance would you NOT want to deal with?

What auto insurance companies offer auto insurance for driving for-hire vechicles (Car Service / Cab ) ?

I recently got my TLC (Taxi and Limo Commision License). I want to work driving car service/cab in Brooklyn NY, however I don't know what auto insurance companies offer insurance for driving car service/taxi/etc? I tried allstate and nationwide, they don't offer insurance. Does anyone know? Help! Thanks.

Whats the best new orleans auto insurance?

Hello, Im looking for auto insurance in new orleans. Does anyone have any ideas or can help me get a good price. I just bought my first car and Im really clueless. Any help will be greatly appreciated.

How much will my insurance go up from a provisional licence to a UK full licence?

I have recently started to learn to drive in my car with my dad. However my insurance is on a provisional licence how much will it go up by when I pass my test? My insurance company is Admiral and i'm 17 years old.

Do you know that many auto insurance companies base your rate on your Credit Score>? Should this be legal>?

I just feel that if the State is going to require by law auto insurance ,, then your credit should not have anything to do with your rate! Many companies don't even tell you they are running your credit, but they do! This needs to be changed ! what's next they going to charge us what the wish on our next Big Mac based on our credit score?

What is the best insurance that covers eating disorder treatment?

What insurance is the best to cover all forms of treatment for an eating disorder. My family would like me to go to residential for my bulimia it is out of control right now. Is their any good insurance that also doesn't just cover Pennsylvania?

will my health insurance cover the remaining cost after an auto accident?

I had a single car auto accident and I was the only party injured. My auto insurance has already paid out and my insurance company sent out a form for me to fill out about the accident. I just wanted to know if that was procedure and if my insurance will pick up any remaining costs associated with my accident? I asked because I have read that sometimes they won't pay for car accidents.

How would your homeowners insurance agency know what breed of dog you have?

Other than asking you, how would your homeowners insurance agency know the breed of your dog. I have been thinking about adopting a pit/pit mix but I am worried because my homeowners insurance does not cover certain breeds. So how do they know if you have one of those breeds? Particularly if its a pit mix? Does that count as a restricted breed? Do they check your home? Ask for papers on the dog?

If I get a general loanfrom Fifth Third Bank, do I have to have full coverage auto insurance?

I'm looking to buy a 1998 Grand Prix GT for $2700 and looking to take out a loan to do it. I'm not getting an auto loan, but instead a general loan. I was wondering if anyone knows if I'll need to have full coverage insurance on the car while I'm repaying the loan? Thanks.

How to take medical insurance for foreigners in short term visa in Japan?

My mother in law is here in Japan on a short term visa(3 months). She had sprained her hand in India while coming here and is bothering her a lot. We heard that it would be very costly in the hospitals without medical insurance. As she might need to take xray and other medicines. We would like to know how we can take medical insurance for foreign nationals on short term visa in Japan. I thank u in advance for answering my query.

Do you know how to find a cheap auto insurance online out there?

Where can I get the cheapest online auto insurance?

How long does an insurance company have before they must pay out on a life insurance claim?

I'd like to know if there's a law or rule (especially in California) regarding the time between the death and the life insurance payout.

How to take legal action against someone w/o auto insurance in an accident?

I was in an auto accident a few weeks ago and the other person was at fault. Now the party at fault has insurance just not insurance on the vehicle that hit me. As a result, I was sent to the hospital and my car was totaled. What are some legal steps that i can take?

How do you gert insurance for a Pitbull?

I have a 8 year old Pitbull and laws for Pitbulls in Ohio are getting more strict and they want Pitbulls to have Insurance. Is there a way i can get good, cheap insurance for her? If so how? **get** sorry for the typo I really don't know what they mean by insurance they just said have it covered with $1000 insurance?

Court gave me a point for jaywalking now my auto insurance is high, can they do that?

I got a ticket from the police 2 years ago when I was 15 and a half. I am now 18 and I recently got my license, but when I applied for auto insurance it was 150 dollars more than usual because of the point court gave me for jaywalking 2 years ago. Did they make a mistake or can they really do that? It had nothing to do with driving! Now, I can't drive because I can't afford my insurance and they told me it'll take 3 years until it's completely off my record. I'm screwed! Anybody have any suggestions on who I should complain to or if they can really do that! It'll help a lot! thanks.

If you auto liability insurance is equal to your net worth would you ever need to pay out of pocket if sued?

Lets say my net worth was $100,000. If my Bodily Injury Liability insurance was $100,000 would that mean I would never have to pay out of pocket if somebody sued me due to a car accident? Could I be sued for more that I own and still be forced to pay out of pocket? Or can I only be sued for what I have and the auto insurance will pay all of it?

How to get an international health insurance for 5 days to satisfy the Schengen visa requirements for France?

I am traveling to France soon and the Sheghen visa requires me to produce the follow: "A letter from your insurance company (+ 1 copy) stating that you will be covered for any medical expenses, hospitalization and repatriation for at least $45,000 during your stay in Europe." The insurance available on the internet looks fake. Does anyone know any genuine website/ company to get a short stay health insurance from? Thanks.

How do I obtain Auto Insurance Declaration Page(s)?

My insurance company is asking about Auto Insurance Declaration Page(s). I don't know what it is or how to obtain it. I have never had auto insurance before this is my first time. Where can I obtain an Auto Insurance Declaration Page(s)? Thanks

What insurance compnay to take? Farmers or Safeco via independent insurance company?

So I need to choose whether to take Farmer's insurance with $1430/year or take Safeco insurance via Independent insurance company with $1030. These are minimal prices for my cars with all discounts that i can get. Is there really big differences between those independent companies and farmers or safeco, Thanks in advance.

How to save on auto insurance?

I want to save on auto insurance? If any one can refer me website for accurate quotations then it will be good.

How much might it cost an insurance company to investigate an insurance claim for lets say theft?

How much might it cost an insurance company to investigate an insurance claim for lets say theft? I just need a rough figure, any help would be much appreciated. Thanks

What kind of Allstate Auto Insurance Payment Plan is this?

When I had Allstate auto insurance a few month my payment plan was weird and I was wondering if someone could tell me what kind of payment plan this was. For example: I would start in January and pay all the way up to June. Than from July to December I wouldn't have to pay anything until the Next January in the New Year. Would this be a 6 month policy?

what insurance is best for insuring custom cars that are at car shows?

I am planning to customize my car for show use. I was wanting to know which insurance was the best for this type of car?

Do I get a discount if I work for an auto insurance company?

If I work at an auto insurance company, will I get a discount on car insurance? I am a teenager in the prime years of teenager-hood, so car insurance is super expensive.

What is the best professional indemnity insurance provider and quote for a web design firm?

Im looking to purchase professional indemnity insurance for my web design firm. Who is the best provider? What is the best quote? What sort of costs should I be paying? Also if we move into Internet consultancy will these insurances cover this? And finally, what other insurance is required for this kind of business? Thanks. UK only please.

Can you be sued personally at the same time someone has an auto insurance claim against you?

My wife was involved in an auto accident last October. The other party submitted a claim to our insurance company this February for personal injury. The insurance company has determined very little liability and have not been able to come to an agreement on the terms of settlement. We have just discovered the other party has filed a personal injury suit against my wife. Can this be done at the same time? Is the insurance company supposed to deal with this? If the other party gets paid by the insurance company, would my wife still be liable for damages? What if the insurance company and the other party never come to an agreement? Help?!

Can I be added to my moms auto insurance, and drive my own car?

Is that possible be added to my moms auto insurance, and drive my own car?

How can I get a liability insurance for my cleaning business?

I have called to a few insurance companies to get a general liability insurance, and I have been turned down, because I have barely any experience in the cleaning business. How then can I start and get an insurance at the same time? Do I have to lie to them and tell them that I have 10 years of experience?

Would I need auto insurance if Im driving a motorcycle/scooter with a Motorcycle Instruction Permit in AZ?

I am thinking about purchasing a Yamaha Vino (2004-08 model) and also I will be obtaining my Motorcycle Instruction Permit. I would like to know if I would need any form of auto/motorcycle insurance while practicing with my permit. If so, how much would it cost me per month (rough estimate)? I am 16 years old btw.

What insurance company began as a way to gather information on people?

I heard once that an insurance company was began as a guise to collect information and statistics about people. I can't remember which company it was, though! I thought it was Progressive, but I haven't been able to find any info on this. Does anyone know?

Looking for auto insurance good rates im 21 in Chicago any suggestion?

Hi I live in Chicago and was trying to find a better auto insurance one who could handle claims quickly has anyone ever had auto insurance with Lincoln Auto Insurance I was wondering how they handle claims.

I have private health insurance and insurance from work?

I have private health insurance from blue cross blue shield, I also get blue cross blue-shield from the work I do for the state. If I was to use the insurance from my work would it be a conflict with the insurance I privately have? I was told that they would cancel each other out and I would lose my private insurance. Is this true??? I don't really want to lose my private insurance for health and security reasons but I also don't want to keep paying more if i don't have to in the long run.

Want to be an auto insurance agent?

I am from WA state and I want to get auto insurance agent license because I want to work on a insurance related school project. I am ready to appear for the exam but WA state requires affiliation or sponsorship from an Insurance Agency. Considering I am not planning to sell auto insurance how can I approach an auto insurance agency and request them to vouch for me so that I can get agent license? Ok let me explain a bit more in detail. The school insurance project might turn into a commercial one and having a license is required in that case. I need to be an agent so that I can advise people about auto insurance. I looked at the WA website it says if you want to be an agent (Advise people on auto insurance) you need a license http://www.insurance.wa.gov/industry/licensing/application-procedures.asp To get an license you need affiliation/appointment

What insurance company provides the best supplimental coverage for the 65 and over person?

I need to obtain Supplemental medical insurance as I am approaching age 65. What is the least problematic way to get necessary information on coverage without dealing with an agent of the companies. What questions should I be asking and how do I do a cost comparisence. It , so far, sounds like I will be paying the same amount for all the necessary coverage, that I am paying now. Please give me some questions to ask or how to make this easier !

What insurance and medication do you use for your dog?

What pet insurance do you use for your dog and what does it cover? Can you give me the link for it. Also what medication do you use monthly (do you use it monthly or weekly) for heart worm, fleas, ticks, and etc. Also explain what health problems this package covers.

Adding new auto insurance to my existing policy?

I live in Oklahoma, my wifes parents just cancelled all the kids auto insurance, I'm going to get my wifes insurance on my policy but I was wondering if we could add her brothers and sister to ours as well? They're young and are having a hard time paying bills the way it is. I thought if I put them on ours then they would get a little discount. They don't live with us. Is that a requirement? Any help would be appreciated, thanks.

who pays for auto insurance during a divorce?

is husband responsible to carry auto insurance on sperated wife if the policy ends in april. he already has another policy in place for himself. divorce proceedings are ongoing. he is planning on just letting the other policy run out and let his sperated wife get her own

Why does Health Insurance not pay for Chantix, to help people to stop smoking?

Why does Health Insurance not pay for Chantix, to help people to stop smoking? I just recently got a prescription for Chantix to help me quit smoking, and insurance will not pay for it? The pharmacist told me that pretty much no insurance will pay for this. Why is it, we are told by scientists, doctors, media, and yes insurance that we need to stop smoking, but yet insurance will not pay o help us have a successful chance at quitting?

Does anyone know of a good auto insurance agency in Downtown Miami for liability only?

Need an auto insurance agency in Downtown Miami with efficient service and good rates for liability only. Thanks.

What insurance agency in georgia will allow a trampoline and pit bulls?

I've closed on my house and now I can't get insurance bc I own a pit bull and trampoline.

Are you allowed to drive your parents' car with their permission without auto insurance?

I just wanted to know if I can drive my parents' car legally without auto insurance. I live in Virginia, if that is helpful. I have a license. Just no auto insurance... yet.

How difficult is it to get insurance carriers to approve of a new surplus lines wholesale broker to write busi?

I want to get my 1-20 (Florida) and open a wholesale surplus lines brokerage firm. How difficult is it to get approval from insurance carriers to write business for them. I will not be dealing with the general public, but would be the middle man between independent agencies & actual insurance comapnies. My concern is being a new business, without an exisiting book of business, how likely are the insurance carriers to give me a shot at quoting & writing their products / policies.

How can you cancel State Farm Auto insurance?

I was told I was late with payment in january. I was billed double in April. This doesn't make any since. I was not late with payment. But went ahead and payed the bill. How has lowest auto insurance? B/c I really need to change companies. I am being cheated.

What are the dangers in using my health insurance to get medication for someone else?

My boyfriend neeeeds to quit smoking, he smokes like more than a pack a day! But! He doesnt have health insurance, and i have great health insurance through my job. Are there any potential dangers to getting him a prescription for chantix on my health insurance ? (i socially smoke so it wouldnt be a huge stretch at the docs office) Could it increase my insurance costs to admit that i am a "smoker" to insurers?

How long does it take for auto insurance to lower?

What age does your auto insurance lower after being a first driver? I'm 17 now...

Who should I believe, the liberals or the insurance companies?

I don't know who to believe here. I don't know what the true rate of return is for insurance companies. This is important to know. If the liberals are right and insurance companies have a high rate of return they will be able to handle the increase in costs of insuring high risk people but if not and then they will have no choice but to pass those costs onto their consumers. The insurance companies figured that if young people who are healthy are required to carry health insurance the premiums that they pay will cover the costs of the high risk people.

Does your auto insurance go up if someone on your insurance gets into an accident?

My boyfriends mom is making him get his own auto insurance because she doesn't like him driving on CA-17. Would her auto insurance, as in the insurance that it costs to cover her car, go up if he got in an accident in his car that is under his name on her insurance policy?

Hi all, this is in regards to auto insurance, I have a reckless driving conviction from 2 years ago,?

I've been paying a lot more over this time for auto insurance, most insurance companies "punish" you for any violations in the past 3 years, I'm wondering if there are any that have a 2 year limit? Thanks!

How can it be legal for a Medical Insurance Company to deny benefits to a customer?

Isn't that the whole reason for paying for insurance? Shouldn't all conditions, ailments, and injuries be covered? If not, then way are we paying into insurance? Why isn't their an insurance company out there that can provide this kind of service? I don't think the US Government should allow companies to operate that offer insurance and then deny benefits to someone who has been paying for coverage. Ok just to add, this is not about me, but I work in the medical field and I hate seeing patients that die from not receiving treatments because their insurance companies denied benefits.

Where do I go to get medi-cal to sign off on a 3rd party check from auto insurance company for car accident ?

At the time of the accident medi-cal paid the hospital bills. Now the auto insurance company is issuing a settlement check but it is a 3rd party check issued to my husband, medi-cal and blue cross. They both have to sign off on it before it can be cashed. But no one seems to be able to tell me where I have to take it to get it signed off.

Is insurance required to keep a valid Florida driver's license if I dont own nor drive a car?

I am not currently driving nor do is there a vehicle under my name. If i do drive it will be a friend or girlfriends car. Will the florida dmv suspend my license now that I have been removed from my parents insurance?

If I have an open claim for an auto insurance, can I switch insurance companies?

I am with an auto insurance company that is way to high. My spouse was in an accident, and the insurance company is taking awhile to settle, do I have to stay with this company until the claim is closed?

How difficult is it to switch insurance after a bad injury?Should she still quit her job?

My friend is moving to TN from FL. Her brother was badly injured in a four wheeler acident. Only two weeks out from loosing their current Health insurance. Process of moving, will she still be able to quit her job? With Health First insurance in FL, how difficult is it to switch insurance after a bad injury?

Do i need to keep auto insurance if moving out of USA for 3-4 months?

I am moving out of USA for 3-4 months and i am planning to keep my car at friends garage.Do i still need to keep auto insurance? Do i also need to cancel registration? I am moving out of USA for 3-4 months and planning to keep my car at friends garage.Do i still need to keep auto insurance? Do i also need to cancel registration? I am staying in NJ i am staying in nj what if I cancel registration and tags before going out of USA? Once I come again.. i will do registration . Is it a good option ?

What are the names of the top 10 insurance/business companies in the united states?

Not neccessary auto insurance but life insurance or just any big wig insurance companies out there. For instance, one of the biggest accounting firms out there is PriceWaterHouseCoopers. So what are some business and/or insurance companies out there in the United States.

Where can I find cheap auto insurance after a DUI?

I have a bad driving record that includes a DUI and driving with a suspended. I am looking for some way of getting reasonable priced auto insurance in Florida. I went to Geico and they want to charge me around $700 a month! Also what is an SR-22?

How can i get the overseas insurance documents from dongbu insurance of South Korea?

I lost the original documents and forget the travel insurance contact address of travel agency from which i got the insurance documents? I am out of south korea, do anyone know how to retrieve the documents through online?

Does it matter how long you have been with your auto insurance?

My auto insurance is up for renewal and the premium has gone up. There are no changes to my policy from the previous year. No accidents etc. Because the premium has gone up I have been shopping around. I have informed my insurance company that I have been looking for a better premium. They informed me that its better when a person stays with the same carrier vs moving around to different carriers. They said its especially important when you have a claim. Is that true?

If I do not renew my auto insurance policy, am I technically cancelling it?

I'm switching auto insurance companies next month, and rather than cancelling my current policy, I would just like to not automatically renew it. Is this the same as a cancellation? I would be using the entire term of my current insurance policy, and the new policy would kick in seamlessly. If it helps, I live in NJ. Thanks for the quick responses. To be more clear, I do not plan on lapsing on my insurance at all, and will definitely have proof that I was and am covered. I just need to know that I have a leg to stand on if they try hitting me with a cancellation fee.

Why do I work so hard to pay for insurance?

My husband and I spend over 400 dollars a month on health insurance and we still recive bills in the mail that insurance will not cover. We've called our insurance company and they say it's the way the dr's office "codes" the bill. When we talk to the office they blame the insurance but we're still left paying thousands of dollars a year besides what there taking out of our checks. We have premiums to reach but everything that we go see the dr for doesn't go toward our premium. It really upsets me that we end up paying more and more every year and our insurance covers less and less. Why is it like this? You all have given me such great advice! Thank you all for your help! I'm really sorry that I can only pick one of you for my best! Thank you all again!!

Do native americans living on the res need auto insurance?

I was told if they live on the res, they don't need to buy auto insurance, I don't believe it. Thank you all very much.

How do you know if your insurance company is also insuring the party who caused you the damage in a claim?

If your insurance company pays you a small amount for a large loss and you then sue the party who caused the loss, what complications can there be for you? Are there conflicts of interest sometimes which prevent an insurance company from pursuing subrogation? If they do pursue subrogation, do they share in paying the legal fees.? If they are also insuring those who caused the loss, will they pay out under those people's insurance?

Does anyone know if the Ca (auto) insurance exam is designed to make you fail?

I reside in California, I would like to sale auto insurance for a brooker. I was wondering if the state test, from Dept of Insurance is designed to make you fail? That way I can consider the cram course. Please share your thoughts. Thanks

How can you negotiate with car insurance agency after a wreck if you have no insurance to cover other driver?

How can you negotiate with car insurance agency after a wreck that was caused by you if you have no insurance to cover the other driver? Are there any legal ramifications?

Do I have to purchase an AAA membership if I want to get AAA auto insurance?

I've had AAA insurance for about 3 years now and when I initially signed up, the insurance agent told me that I had to have AAA membership in order to purchase AAA auto insurance. I used my AAA membership maybe once these 3 years and w/ my financial situation deteriorating, I'd like to not renew my AAA membership this year but keep my AAA auto insurance. Possible?

What insurance is needed for a mobile car wash? Where do i sign up?

I have a recently opened Mobile car wash in Miami and need insurance. Can anyone help with this question. Thanks.

How much is auto insurance for teenagers?

I'm 16 and I want to know how much does auto insurance cost for an age like mine..

Does the new Health Care law mean we have to buy insurance like auto insurance?

If yes, what happens to people who can't afford to purchase insurance? Will they check somehow, like when you get your driver's license or fill out tax forms or what? If people don't have insurance because they can't afford it, will they figure out a way to fine you like they would if you didn't carry auto insurance? Thanks in advance for your help.

Is insurance on at ATV that is not allowed on the road required to have insurance?

We have insurance on one but we tried to cancel the insurance because its over $50 a month and a waste of money on this older model but the insurance company says it can't be cancelled. Nationwide is the company and the State is West Virginia. Anyone know the laws concerning this? Thanks.

Do I have to list all additional drivers for auto insurance in Ontario?

I am shopping for auto insurance and noticed that if I include my wife and son in the quote, the insurance jumps from $1600 a year to $3100. That's almost double and none of them have any accidents or anything. If I don't include them as secondary drivers, can they still drive the vehicle and be insured? And if not, does that mean that every family in Ontario must list all family members that MIGHT drive the vehicle? Answers are MUCH appreciated.

What good is it to tell insurance companies they can't exclude people with preexisting conditions?

The insurance companies can then just charge as much as they want to people that have expensive preexisting medical conditions. For example you have diabetes, you go to get insurance, the company says sure we would love to insure you for 1000/month. Who can afford that? The government would have to also tell the insurance companies how much they are allowed to charge for it to help any.

Why is health insurance going to the supreme court but mandatory auto insurance is ok?

All this rage and debate about having to buy health care but having to buy auto insurance doesn't seem to be a problem.It does the same thing, all of the insurance isn't really well, they cost about the same, can charge you whatever they want and can get away without paying as long as they claim both drivers are at fault

How do undergraduate students work at insurance company as sales agent or recruiter?

Would Insurance companies require insurance license for all staff for earning commission and everything? I know students can work anywhere but what about insurance company?

Have you ever heard of an Internet auto insurance agent named NetQuote?

Apparently, they can hook me up with less expensive auto insurance through a reputable known company, but I was wondering if they are a scam.

Can insurance companies check a drivers convictions following an accident?

Are Insurance companies able to check your previous driving history - say following a ban, after you have an accident. Hi - isn't an MVR related to your vehicle registration? What if you insure another car? Also, wouldn't that show the accidents you have but not any convictions?

Can you help me find a commercial auto insurance company?

I'm interested in starting a car rental company. The business model is fairly high risk, and I'm having trouble finding a company that will provide auto insurance. The company will be located in Orlando, FL. If you know of any resources I can look into please let me know. I have contacted GMAC and all the major companies like Statefarm, Nationwide, etc. Thanks so much! Good information and advice. I really appreciate it.

What happens to the current insurance plan you have with your employer if the bill is passed?

I have heard that businesses will no longer need to supply you with insurance after five years, we will all have the same health coverage and that we will all be taxed steeply to help pay for those who do not have insurance. Our current health insurance is so great that I hate to see it be ruined by the plan.

Misrepresentation of information for auto insurance in the state of florida?

What is the penalty for misrepresentation of information for auto insurance? Does the insured get sued by the car insurance company? Would that stop the insured form getting car insurance later on? Can that result in insurance fraud and if so...What happens then? this is serious so if you do not know the answer, doe not answer. no time for jokes. I got auto insurance a few months before i got married and I didnt even know that i was supposed to call them and let them know i was married. I thought they would automatically be notified of that.

Will Auto insurance pay for Hospital care if there was no proof of an accident?

Okay say you got in an accident and it was someone else's fault, but at the time there was no damage to the car or to you. So you let it go, didn't call the police or file a report. But later that day you get pain in your neck and go to the ER and get a bunch of test done for $2,500. Is there any way the Auto insurance company will pay for this even though there was no report and somone else was at fault?

Is there a website that has Arizona Auto Insurance Questions that I can study for my test?

Is there a website that has Arizona Auto Insurance Questions that I can study for my test? I have my test next week and need to get some questions to get prepared!

How does the whole car insurance thing work?

I am a 19 year old boy. My parents are buying me my first car. It is a nice pre-owned car. How does the insurance for the car generally work? Is it required? I will be in college next year. Can they take care of my car insurance? How does it work? I heard that they can put my car under their insurance. Is this true? Please explain.

Is it ok if my auto insurance still belongs to TX state?

I just moved to CA. I don't know for how long I am going to be here. I might move back within 2-3 months or so. My auto insurance & registration still belongs to Tx state. Is it ok if I stay in CA without doing my auto regis. and insu. here in CA. Please advise.

How much liability insurance do you need to start a companion service?

I am starting a small corp. that offers companion services for the elderly. No medical involved although every one I hire has elderly care experience. This involves things like laundry, cooking, cleaning giving prescribed meds, etc. What kind of liability insurance do I need if everyone will be working as a subcontractor? What kind of insurance are they required to have? Any information you have on this subject would be helpful.

Where can I find cheap auto insurance?

I will be looking soon for auto insurance for my first car. I have bad credit, no driving record(I am just about to get my license within the next couple months), and am 26. Where can I find an insurance company with an affordable premium? I live in Virginia, in the USA.

Dentist and the malpractice insurance they are required to carry. What is lawsuit protocol?

I am in medical malpractice settlement negotiations with a dentist. Her insurance company was handling the negotiations, then the dentist license expired and the insurance company dropped the dentist. The dentist obtained a new policy from a new insurance company. Now the original insurance company has dropped out of negotiations. Is it possible that the original insurance company wants me to file suit against the dentist, and then the new insurance company will have to defend the dentist? Or, because the first insurance company received the initial settlement letter with notice of intent to sue, they will have to carry on and defend the dentist even though they no longer have the dentist as a client. Please clarify the typical procedure in this type of situation. Thanks a million! N. Thanks for the info. I do have an attorney. But I do not want to sue and want to settle. The original insurance Co. made an offer, then we countered..then the Ins Co. dropped the dentist, and did not responded to the counter offer. SO, of course the attorney wants to sue cause he will make the big bucks. I want to settle because we were on track to settle. I just can't figure why the original insurance company would want to go to court unless they really don't care one way or another because the dentist is no longer a concern to them in the long run??? Tks. for you input.

How many times has your Bank checked your auto insurance?

Im looking to get another vehicle, and the full coverage insurance is just too high. I dont want to take collision and comprehensive becuase the cost is too high, but comprehensive alone is relatively affordable. My question is, will Capital One auto finance call and check my insurance to see if I have full coverage-if so how often do they do this.... and what happens if they find that I only have comprehensive? Will they reposses, has anyone had this happen to them be it Captial One or any other lender? BTW, If I was to have an at fault wreck, I would still continue to pay my monthly payment because its relatively cheap.

What about the insurance policy for TWO people, ONE automobile?

My roommate and I are planning to buy and share one automobile. The serious question is about the insurance policies. Is it possible for us two to have one insurance policy, or two separate policies on this automobile? Thank you!

How long can I stay on my parent's auto insurance plan?

I recently turned 18 and I am on my parent's auto insurance plan. They have State Farm and I was just wondering how long can I stay on their policy? I don't live at home with them, and I'm not going to school anymore.

Who has a better idea for getting health insurance companies to cover pre-existing conditions?

The problem is that, without the mandate, insurance companies won't cover people with pre-existing conditions. Otherwise, people will just wait until they get sick to buy insurance. So you have to create a system where everyone is insured -- a mandate. OK, if you don't like the mandate, how would you get insurance companies to provide affordable insurance to people with pre-existing conditions without a requirement for everyone to have insurance Your solution has to cover the situation where a person gets laid off, wants to start their own business, and needs to buy affordable individual coverage (not group coverage) for themselves and their family. You have 30 minutes. Begin....now. "Affordable" Median income in the US is about $45,000. Lenny -- thoughtful answer. I see challenges in drawing the line around the condition and other conditions, but it's a start. Primo -- you're not answering the question I asked. I'm not debating the constitutionality (although 2 of the 3 rulings favor the mandate), I'm asking for an alternative that will address the issue of coverage for pre-existing conditions. Jay -- I don't see how this will work. No insurance company is going to accept paying $100,000 in hospital bills in exchange for $10,000 in back premiums. "gws35" -- HIPAA Title I doesn't address my scenario.

What is 21st Century Auto Insurance's coverage for letting a friend borrow your car?

I have 21st century auto insurance and i saw the commercial about how they extend your coverage to anyone you let drive your car. I was wondering how that worked, what are the requirements? Because if that is the case then, one wouldn't need to buy any insurance for their children for example.

Does anyone know where I can get a 1 month contract with an auto insurance provider?

Im moving in about a week from oregon to utah and I do not have auto insurance. I was wondering if anyone knew of a broker that can offer 1 month of auto insurance. That way I am insured and I can get to my destination. I do not have the money to do a 6 month. so if anyone knows of any place please let me know. Thanks very much!

What kind of insurance, and financing benefits do you get if your in the military?

I have heard that if you are active duty military that you get approved basically for any sort of loan. I was wondering if there is also cheaper insurance and things for military. I saw a website that seemed like it was all kinds of insurances for just military personnel, and it was very reasonable. I was just wondering if it is true that you can finance a new car easily, or what? Thanks for the info.

Why does the premium drop when you add home insurance to an auto insurance?

When one has auto insurance alone, insurance companies state that if one is to also get home insurance from the same company, the sum of the two insurances will be less than the original auto insurance alone... Why should insurance companies take less premium for providing more service?

Once an insurance company encashes my premium cheque, from when should the risk start?

I have issued a cheque towards first year premium along with the proposal for insurance. The cheque dated the first of the month has been encashed by the insurance company on the third of the month. But they have issued the insurance policy only on the 19th of the month with the date of starting of risk shown as the 22nd of the month. As my cheque for the premium amount has been encashed on the third of the month itself, is not the insurance company liable to cover the risk from the date of encashment of the cheque? Does not the encashment of my cheque and crediting it to the insurance company's account signify that they have accepted the risk from that date itself?

Why do scientists and engineers get auto insurance discounts?

According to my auto insurance company (AAA), various scientists and engineers can get discounts simply for having a degree in one of these areas or by being employed in one. Why is this? Are they actually better drivers? Thanks

Is it necessary to buy Rental Car Insurance even though i have my car insurance policy with me?

I have a car and have taken Auto insurance for it. Now my question is if i take a rental car, then my auto insurance policy for my car covers it or i need to take separate insurance for the rental car? When i took the auto insurance policy, they have taken my car details and its present in the insurance card also. If i need to take insurance for rental car, what type of insurance do i need to take excluding my auto insurance policy coverage that applies to all cars? Also if i am driving someone else car, will my insurance cover if there is any accident i have made?

Does anyone know the penalty for a motorist not having auto insurance in Texas?

The auto is insured, and the driver is authorized to drive it. Got speeding ticket and showed proof of insurance for auto. Went to get deferred adjudication and included copy of insurance card where authorized user but now being asked for insurance on driver.

What is the best car insurance for teenagers who got their first car?

It's an older model car and I'm 19. One of my friends pay I have a friend who has state farm and pays 100 a month. Also believe it or not I have another friend who got insurance under her parents insurance company and she got a discount for it.. She is under Progressive and pay 50 dollars a month. I'm a male and I can only dream of my insurance being $50. That isn't going to happen. Is that all state?

Is it possible to add a friend to an auto insurance policy?

A friend is flying into town for about a week. Can I add him to my auto insurance policy? Just for that one week.?

Which is the best company to be with for auto insurance?

I am with Allstate right now and recently there is some some kind of issue going on with them. I am not sure what it is and if it has been resolved. But, I need to know if there is a much better auto insurance provider than Allstate. I have been with Farmers and I think they are OK.

What is dental insurance and how much does it cost?

I need to get braces for my teeth, but i don't have dental insurance. Do i have to pay monthly for the dental insurance?

Can a parent have their married daughter on their health/auto insurance?

I know that a child who is older than 18 can be on their parents insurance as long as they're a student. Is this still the case if the said person is married? Is it the same for both health and auto insurance?

What are good insurance companies for male learner drivers?

We are starting to think about a car and insurance for our son who is 17 shortly. Have you any advice on types of car and how the insurance system works, is it better for him to insure himself or for to do it through his father, and which companies are the best. Thanks

What kind of Auto insurance should I buy ?

I have a used 2006 Jetta. It has 77000 miles now. So any suggestion about the auto insurance I should choose ? How much money for the insurance is reasonable? Thanks a lto I was 21 years old and my car license is 1 year I was 21 years old and my car license is 1 year

What kind of insurance will cover rhinoplasty pertaining to broken nose?

My nose broke and now I have what the doctor told is called Saddle Nose. He said there is no rush, but I have some difficulty breathing and it is somewhat deformed. I have University of California health insurance, will this help? How should I get this procedure done for the most inexpensive cost? Any insurance experts?

How much would auto insurance be for a 18 year old?

i want to get a camero but i heard that 6 cylinders cost more on insurance....i live in texas and i would like to know if auto insurance is based on how many cylinders ur motor has

What happens if the title insurance company closed business?

I've bought title insurance when I bought a new house 10 years ago. Now, I notice that the title insurance company has quitted and closed business. Does it affect anything? Does it mean no more insurance coverage to my deed?

I was was driving without auto insurance and I got in an accident. Do I have any rights?

I let my auto insurance lapse 1 month, because I didn't have the money for my premium. I just want to know if there is light at the end of this tunnel. I know it was very irresponsible of me, but I am the only income for my wife and 3 kids under 6yrs old. I'm just looking for some hope.

What kind of insurance would a Bicycle Tour Guide need in NYC?

I am in the very early stages of planning a tour guide company that offers themed tours throughout NYC. Any lawyers or insurance people out there? Any idea what kind of insurance I'd need. I'll have a fleet of 15-20 bikes, everyone wearing helmets and operating mainly in Brooklyn and Manhattan. Thanks!

Is commercial auto insurance necessary for self-employed company car?

Auto insurance company claims I need a different policy even though I would still be the only driver for the vehicle. The cost would be 50%+ than the normal price. I perform consulting services and need a car to drive to their offices. I do not sell our haul products, this is solely used for commuting purposes.

How does car insurance work when you get your license?

I am 15 years old. I know that you can get your permit when you are 15 and a half. I turn 15 and 6 months in March of 2010. First of all, I would also like to know how a permit works. I am an identical triplet, my mom cannot afford insurance for all of us. We have a 1985 BMW and we are preparing mechanical alternations on it. How can we all have car insurance to cover our payments?

Is it legal for an auto insurance to refuse to cover my son who only has a permit at all?

My son is 16 and we live in texas, he only has a permit. Is it legal for an auto insurance (allstate) to refuse to cover my car if he gets in a car crash even though I'm driving with him and I'm insured? Links to references so I can show allstate if it is not legal will get the best answer.

Why are there so few auto insurance companies in Massachusetts?

Allstate, Statefarm, and Geico all don't offer auto insurance in Massachusetts. Does anyone know why this is?

What's the difference between dealing with a car insurance company directly or a local agent?

I was with the same insurance company for 10 years using the same local agent. My car insurance rates kept going up every time my policy was renewed. I decided to explore and see what better rates I could get with other car insurance companies. Friends and family gave me names of local agents from insurance companies they used. All the agents quoted me really high. Then, I called a major insurance company's 800 number (not through an agent) and got the lowest quote. So, why do people use insurance agents? Is there a reason why it's better to use an agent?

Mandated Health Insurance is different from Mandated Auto Insurance how?

The Supreme Court will be deciding if the government can force us to buy health insurance from a private corporation. The government forces us to buy auto liability insurance from a private corporation. I am at a loss to see the difference.

Is there an insurance that just covers for chiropratic care?

I already have health insurance, but they do not cover any chiropratic care. I just need to know if I can get a separate insurance because I really would like to get my spine fixed.

what is the cheapest auto insurance in NYC?

Currently paying way too much for my auto insurance with Geico. There is no company that's cheaper than the other on average?

How can any form of insurance function smoothly in a capitalistic society?

Health, Auto, and Financial insurance. How in a capitalistic society can everyone be happy since supposedly in capitalistic society YOUR MONEY is ONLY YOUR MONEY? Your money is what YOU have worked for? Insurance there is no guarantee that you will get the most out of the coverage because you may rarely file a claim. Any other Time you will pay monthly for something that might not happen. It seems like insurance and capitalism has nothing to do with each other and can't function without making a big mess.

What is the cheapest auto insurance in Boston, Ma?

I have a 2006 Ford Taurus. My wife and I have never been in an accident or gotten a speeding ticket. Does is matter which auto insurance we use or does the state determine the cost calculations? I am using Arbella, but thinking of changing to Allstate. Any thoughts?!

What is one day liability insurance and where do I get it from?

I want to rent a hall our for my sons birthday party, and the owners said we need one day liability insurance through our insurance. What is it though? And through what insurance of mine do I get it? Also is it expensive? I've never heard of anything like this before and its just making the party planning process that much more stressful. Thanks so much

My auto insurance company sent me to a collection agency, is this going to be on my credit record?

I cancelled my auto ins. and they charged me a cancelation fee. I disagreed with this but all they kept saying was "I should of read my policy".... To make a long story short I owed them $33.86 and it was due on 1/20. I called them on 1/29 and paid them over the phone. I just received a letter from a collection agency saying I owe them the balance. I called the insurance company and they said that they would forward my message to their accounting department and contact the collection agency to tell them this has been paid. I am applying for a small business loan and can't afford to have something like this show up on my report. Is there any grace period on behalf of the collection agency before they report to the 3 credit bureus?? Any suggestions would be appreciated. Thanks in advance!!

How does health insurance portability work?

I lost my job in December and lost health insurance. In August I will be able to get health insurance through a program at a state college I wil be attending. Is this too long of a lapse to cover pre-existing conditions? PA BTW.

Can you recommend a good auto insurance that offers great service at a reasonable rate?

I need auto insurance that includes crack window coverage. I have a 2007 vehicle and my current insurance wants me to pay a $250 deducticle before they will pick up the tab. When I had Allstate, window mishaps were free, but Allstate is extremely high now.... Please dont suggest the green lizard. Their prices are outrageous..and I am a good driver, zero traffic violations who reside in the burbs! I reside in Michigan and this will be my first crack window claim.

Is it legal for my independent child to be covered under my auto insurance policy?

My insurance company is telling me something about my daughter being 26 and should not be under my auto insurance about some liability issue. Does anyone know about this or can refer me to some information resources? Thanks for your help.

How do you bill medical insurance for a caregiving business?

I am starting an in-home caregiving business and some people have medical insurance that covers this type of service. Does anybody know how to bill this type of insurance so that I could offer people with insurance my services?

how do i switch my auto insurance policy before my term is up?

I currently have Direct Auto insurance, but i would like to switch companies to get a cheaper rate. i never had to cancel my insurance before the term is up, and my term isnt up till november 2010. my question is, how do i do that (if i can), and will i be charged for it?

Is there a good health insurance for college students?

I am a sophomore in college and have not had health or dental insurance since I was a little girl. I can't be on my mom's insurance cause the price will sky rocket. I have a part time job so I don't get health benefits at work. Is there some type of health insurance that has good coverage but also doesn't cost too much since I don't make too much?

If I lie about my grades to get a good student discount with my auto insurance, does it matter. Do they check?

If I submit an altered grade transcript to the auto insurance company looking to get a good student dicount, do I have to worry about them calling the school to check. Is this a realistic concern. If they do, what are the real consquences?

What type of insurance and where to get quotes?

I am looking to insure a small apartment complex 6 units. I have had several quotes from brokers telling me I need a commercial insurance. In reading the terms, it does not meet my needs. Can any other apartment complex owners/managers share experience? What types of insurance and suggest a contact? Thanks The property in located in the State of WA.

How much auto insurance do I need?

How much auto insurance should I get for a 1999 Ford Escort that is already paid for. I have insurance now but it is 660 dollars a year and that sounds like way too much for an 11-year-old car.

How to get insurance check from mortgage when home owners did their own repairs?

Our home was flooded out in September. It completely flooded the basement and a few inches on the first floor of our ranch home. We had contractors replace the furnace and hot water heater and the electrical system. However, all the other repairs were made by our friends and families. We have all worked tirelessly for two months. The insurance company *finally* sent our check. The Mortagage company has the check and is telling us we need contractor estimates? We have completed all the work. The insurance company based the check and estimates knowing we were going to make the repairs ourselves. What should we do?

Where can I get a free auto insurance quote?

I would like to know of a website that offers a free auto insurance quote?

How does funeral insurance work if everyone dies?

I don't get it - unlike natural deasters or things like your house burning down or getting cancer etc, death is guaranteed, so how do insurance companies make money off funeral insurance? They must be covering their costs? So wouldn't you just be better putting $2.50 into a savings account each week? Confused.

Rephrasing my last question: How do you become and Auto insurance agent/salesperson?

I live in the state of Florida and I am trying to find how to become an auto insurance agent/ sales. and I was wondering how do you get started and where do you go to get licensed?

Do I need auto insurance before purchasing a used car?

Do i need to purchase an auto insurance plan BEFORE I go to buy my car, or do I buy car first then get insurance? I live in Florida.

Lost my insurance and now husbands insurance says we have to wait for open enrollment?

We moved here from out of state so until we could get on our feet my husband and I applied for medi-cal. Now that he's working he now makes too much money for us to continue, but open enrollment for his health insurance through his work isn't until March. We have two young boys that just can't be without insurance. Is loss of one insurance plan considered a reason for his insurance to add us prior to open enrollment?

how is this auto insurance concept is, if customer swiches to another insurance after claiming for a major acc?

after a major accident if the customer changes to another insurance company after claiming the insurance at his fault the how the insurance will get recover with that money. If possible tell me about the auto insurance clearly.

Can your health insurance company raise your rates after you get sick?

I've heard about pre-existing conditions and all, but what about getting seriously ill AFTER you have insurance? Let's say you're generally healthy, and already have heath insurance which you pay for yourself, at a reasonable rate. Then you get a long term illness, or get into a terrible accident, and need years of expensive care. Of course you keep your policy up to date... Can the company raise your rates by triple (or worse) if you get sick this way?

What kind of insurance should we buy from car rental?

My friend came from Taiwan and want to rent a car in USA. The car rental company offer differet kinds of insurance. Which insurance is most recommended?

Can I rent a vehicle without auto insurance?

I do not own a car at this time. I will be renting a vehicle to go out of town next weekend. I assumed that I could purchase insurance through the rental agency. After reading the description of the Damage Waiver (which is available for an additional charge), I see that it is NOT insurance. Am I able to rent a vehicle without my own auto coverage? How do I go about this? Please site sources for your anwswers. Thanks!

How much does insurance cost for a new 16 year old female driver?

I would like to know how much insurance costs for a new 16 year old female driver. My parents have the insurance company USAA, so if I could get some information on the likely costs of this, that would be great. Thank you!

Regarding NJ Law. If I suspend Auto Insurance on my car, do I have to surrender the plates to the MVC?

I have a car that I seldom use now, can I keep the plates on the car with no insurance policy. And if I need to use this car, reactivate my auto policy for those specific days. Is this legal? I know in some states it is and in some not. If I do suspend insurance and I do have to surrender the plates, how long do I have till the MVC penalizes me?

What is the best life insurance company to work for with great commission?

What life insurance company is the best in the nation to work for and why? I am doing research and trying to figure out which life insurance company is best to work for or what is the best strategy working in the insurance field.

How much does it cost to add a 16 year old female driver to an auto insurance policy?

How much does it cost to add a 16 year old female driver to an auto insurance policy?

Is United American Insurance actually good health insurance. It seems a little too good to be true?

I'm overweight and desperately need insurance. They're just about the only ones who have been willing to help me.

How do I go about finding people who are interested in getting auto insurance?

I am a sales producer for an auto company who everyone who doesn't live under a rock has heard of. I am wondering how you would want to be approached in a daily setting that would make you think about auto insurance or want to get a quote from me, and what about that quote would be the selling point is price wasn't an issue?

What kind of insurance rates should i expect?

I am planning to get a bike next spring but am going to save up over winter for it. I am looking for a sport bike but nothing to crazy. (GSXR) (Ninja) (R6). This is going to be my first bike but i am going to take a 25 hr class that teaches you how to ride and everything. I'm 19 and live in NY. No accidents and have already taken defensive driving. I pay about 2 grand a year for car insurance. How much should i expect to pay for motorcycle insurance? Also wouldn't mind any opinions on this.

How come health insurance companies are allowed to discriminate against people with disabilities?

How is it legal for health insurance companies to discriminate against people with disabilities (I mean, medical disabilities), but other companies are not allowed to, like grocery stores are not allowed to? Or maybe it IS legal for other businesses to discriminate against people I am really just curious, that's all. About the legal process. Health insurance companies kind of make me mad, because of this issue. I know I am expressing a political opinion, but I ask you not to troll. If you have a different opinnion thatn me, you can argue for it, but please don't start trollin.'

Why Auto Insurance company charge customer more money at the renewal period ?

I am with Progressive auto insurance now and I reach the renewal period, which the company has noticed me. The company charges me with the higher cost than my previous contract though I didn't change anything and I still maintain of being a good driver. I just wonder why they charge higher at the renewal.

How do health insurance premiums go down if private insurance is forced to cover preexisting illnesses?

99% of the claims made in favor of the house health care bill are outright lies. It is amazing that people believe these things. Explain to me how if private insurance companies are forced to cover people with preexisting illnesses and not allowed to discriminate on a variety of factors, costs go down.

My car is fully paid for, and I wonder what auto insurance coverage would be the less expensive and good?

My car is fully paid for, and I wonder what auto insurance coverage would be the less expensive and good enough to get in state of California? 1-Liability only? 2-Liability plus collision? 3-Full coverage? 4-Any other type? Regards, Mo.

How can insurance companies include preexisting conditions without a health care mandate?

If there's no mandate, and insurance companies are forced to give me affordable health care regardless of preexisting conditions, that means I only have to get health insurance when I come down with cancer. I hear many Republicans stating that they are all for barring insurance companies from excluding those with preexisting conditions, but none of them explain how you can do so without a national mandate to buy health insurance like we have with auto insurance.

When buying auto insurance, do you have to report previous accidents?

I'm looking for auto insurance. Do I have to tell an insurance company about an accident in the past?

How would national insurance and tax work?

I was wondering, if I had a part time job and worked as an apprenticeship and made £100 a week on each jobs, would I have to pay tax and national insurance because they would be classed as combined income? OR would I have to pay because u can work £110 a week without national insurance and £124.50 without tax a week. I take it I would have to pay both even tho they are different jobs? Confused?

How does motorcyle insurance work during the cold months?

During the colder seasons, if it applies to where you live, what happens to your insurance? Does the insurance provider or carrier extend the policy or what?

What are some other online auto insurance companies like Esurance?

I am going to buy a new car and I would like to know auto insurance sites like Esurance and any other auto insurance that are cheap.

Why do liberals give the example of auto insurance being the same as health insurance?

Ummm, a consumer CHOOSES to drive, therefore the government has every right to make drivers get auto-insurance because driving is an OPTION and it is NOT guaranteed by the Constitution to drive. IT IS AN OPTION. So to be born is also an option? You gotta be kidding me... @Sean - Are you just a troll or are you just a plain idiot?

What kind of insurance company do I go through to insure a rock show?

Setting up a concert through a venue and they require me to have insurance, in case something happens like someone gets hurt or the venue breaks apart. What kind of insurance am I supposed to go through? Who should I call?

Can my auto insurance company place a claim on my record by simply calling to ask a question?

I was in my boyfriend's truck and backed into our garage door. I called my auto ins. to ask if I needed to make a claim or if he did since it was his truck. They said he should, and he did. I recently was getting ins. quotes and found out it is on my record, even though his insurance paid for the damages.

How to choose a life insurance agency as a sales agent?

What are some questions to ask when looking for an insurance agency to sell insurance? And..do different g.a.'s offer more commission then others? Do they have the legal power to keep a certain amount that you earn? How does it exactly work when you join an insurance agency working for a broker. Thank you for only professional honest answers.

Who is responsible for medical payments when a bicycler is hit by a car, auto insurance or health?

My wife was hit by a car while riding her bicycle on the sidewalk. She needed surgery and now bills are really adding up. Our health insurance says the auto insurance is responsible and the auto insurance says our health insurance is responsible. We are constantly being handed back and forth should we seek out a lawyer and risk owing more money to more people? What steps should we take? Are we out of luck? We live in the state of Michigan. Beery....you are an idiot.

Why do supporters of a health care mandate try to compare it to auto insurance mandates?

Auto Insurance Mandates: 1. Require you to buy car insurance only if you choose to drive a car. Only as a condition of driving. 2. You are only required to buy insurance to protect the person you hit, not yourself. Health insurance mandates: Require you to buy health insurance as a condition of what? As a condition of being a U.S. resident. You are forced against your will to purchase something with your own money for your own benefit.

How does an insurance company decide on the payout for the deceased beneficiaries?

If the deceased person had supplemental life insurance through their job that was 5 times their annual salary. How does the insurance company decide how much the beneficiaries should receive if they even receive anything.

Could I buy an auto insurance without a car?

Could I buy an auto insurance without a car? I have no car yet and I plan to buy a used car from owner. So I would like to rent a car for a week to find a used car. Before I buy my used car, could I buy the auto insurance first? Thanks!

Why are there more people driving without insurance in mandatory auto insurance states?

Illinois has 17 to 20 % driving without insurance now and had 18% driving without insurance before the 1990 mandatory auto insurance law.

What is the best health insurance for my child?

My son hasn't been born yet, but I want to start looking into health insurance for him. I really don't know much about health insurance.. What is the best health insurance for a child? That's a really unhelpful answer. I don't have a problem being able to afford insurance. I want the best coverage for my child. I don't know where to look though.

How can my husband open a life insurance policy?

We recently found out we are expecting a baby and need to open a life insurance policy in case something would happen to him so we'd be taken care of. We have insurance that is paid for by his employer. How do we go about getting life insurance? Is it added to our existing medical insurance, or can we get it separately?

What is the average cost of auto insurance in Orange County?

Well, I'm new to California and I'm new to the whole "adulthood" thing. So. I am an 18 year old student. I want to buy a sports car ('01 Eclipse RS). What is the auto insurance roughly going to cost?

How to land a career in a insurance industry and make good money?

How does insurance jobs work and what is a good insurance job. Can you be license insurance agent and sell Home, Auto, life and Health Insurance. Also how much a good insurance agent take home at the end of the month.

How can you find out what auto insurance company a person has?

A friend of mine had their parked car damaged by a driver and the person that did it is not willing to give out their insurance information. There was a police report and unfortunately the insurance information was not captured. Is there any ways to find out what insurance company a person has? Maybe through the DMV or alternative? I realize they may not have insurance but it still would be worth to find out. The damaged car only has liability insurance.

Can i have bank imposed auto insurance refunded?

I have an auto loan with a credit union. I just noticed that back in 2009, they added a premium of over $4,000 because they did not have proof of auto insurance from for a period from 2009-2010. Unfortunately, this is the first time I noticed this charge. If I can show them that i did indeed have insurance during this period with any lapse period, will they refund this premium charge?

Why do Conservatives want insurance workers making life or death decisions?

How would Government run health care be any worse if a Government worker were to make a decision or the insurance person who is only concerned about making a profit. No one seriously believes that insurance executives, who tell their workers to NOT cover as many conditions as possible have the best interest of the patient in their mind. We already have death panels, being "denied" for a heart transplant by an insurance person who knows nothing about you, nor cares. The Government would not do this. But no one said Republicans can think for themselves. Look at their candidates. Enough said.

What do you need to do in order to work in an auto insurance provider?

I was wondering if you need any qualifications in order to sell auto insurance (like in Allstate, SafeAuto etc etc). I just noticed that my agent had some sort of diplome and that sparked my curiosity lol.

Why does my auto insurance keep going up?

My auto insurance premium seems to keep increasing. I drive a 2001 Nissan Altima and I'm paying over $250 a month. I have no accidents or speeding tickets on my record. My friend has a 2007 Pontiac G5 and he is paying $170. We use the same insurance company. This makes no sense to me. What seems to be happening? I might also add that I live in Massachusetts and because we like to set ourselves apart from the rest of the nation, the state, rather than the insurance companies regulate the rates.