Which auto insurance companies will not cancel policy/raise rates if there is an accident?

I am comparing prices for car insurance. I have had State Farm forever. After talking to them and asking them what I should look for when shopping for car insurance is a policy that wont cancel you or raise rates if you have an accident. We have made claims in the past (storm damage and I hit a tree stump - no actual vehicle to vehicle accidents) and our rates have not gone up. Do other companies do the same? What about Traveler's Auto Insurance?

Can an auto insurance found out about past accident?

I want to switch my auto insurance but I was in 2 accidents in one year. If I change insurance companies and don't list the accidents will they find out? I was never given a ticket for the accidents. So would it be on my driving record?

Who has the cheapest auto insurance policies in Pennsylvania?

I'm purchasing a '97 GTI VR6. I don't have insurance, because I currently own no other vehicles. What would everyone recommend as far as a decent and affordable auto insurance policy? I'm 19 years old. No accidents and no tickets of any sort. Thanks in advance!

In the auto industry can you make great money if you are a auto insurance agent?

thinking of making career move. I've worked in the mortgage industry, which is not doing so well. But alot of empolyers in the auto insurance world have been contacting me. Can you make great income.

Why would the auto insurance company that I am suing look at my credit report?

I was in an auto accident back in '04. I am suing the other drivers insurance. Today I was looking at my credit and saw that her insurance company checked my credit many times since then. WHY? What the heck are they looking for? To see if I need the money?

What company provides the CHEAPEST auto insurance?

I want the very cheapest auto insurance out there. The bare minimum so that if I were to be pulled over, I would be legal. The coverage is not important. Thanks!!

What is the cost of auto insurance in Florida?

I plan on buying a cheap beat up car in florida. It will be my first car and I was wondering what it would cost for auto insurance?

Does wawanesa auto insurance cover other drivers not in the family?

I plan on going on a road trip and want to know if my auto insurance covers my friends if they drive my car?

Why do states support mandatory auto insurance but not health insurance?

Could it be that they are looking out for the insurance industry because they make a lot of money in auto insurance and then pay back the politicians and afraid of health insurance because it may cut into their profits?

Is there a way to determine who your auto insurance carrier is based on tag or title information?

My wife aparently has auto insurance, you lose your license in the state of Florida without it, however she has no idea who the coverage is through. Any thoughts?

Can I move to nevada and keep California auto insurance for 6 months?

I am considering moving to las vegas area and would like to know how long I can live there and keep my CA drivers license, CA registration, and CA auto insurance. *How would the DMV know how long I've lived in the state for?

How much can I expect to pay for auto insurance?

I'm 15, and will be getting my permit soon. I most likely will be driving a 1991 Ford Taurus. I'm female, and have straight A's. How much can I expect to pay for auto insurance, and through which companies? I'm in California!

Can I get an auto insurance policy if i dont have an US driving licence but hold a valid DL from other country

Hi, I have a valid DL from India. As per State rules i can drive upto 90 days on my Indian DL . Can i get an auto insurance if i purchase a car?

Am I entitled to a refund for canceling my auto insurance?

I haave cnacelled my auto insurance (don't have a car ight now) after 6 months of not having a vehicle. Will I get a refund for the insurance money I paid for the past 6 months?

What is the cheapest auto insurance for young drivers?

With your experiences with auto insurance, whats been the cheapest you've had or knew someone had. I'm 20 with a 2001 Mazda Protege LX 2.0L in NYS

is it possible to purchase auto insurance for borrowed car without owner being responsible?

I may borrow a car, but would like to purchase my own auto insurance as not to bur-don the actual auto owner. Is it possible to buy auto insurance when the title is in someone elses name?

Do i need to be a Florida resident to have Florida auto insurance?

I live in MA but go to college in FL and im looking to buy a car and tag it in FL. Do i need to be a florida resident to get florida auto insurance?

How do you report someone with no auto insurance?

I know someone that has had no auto insurance for over a year. How do you turn them in. Who do you call? first of all I just asked a simple questin. I did not put all the information because I did not think it was important to know why I needed to know. The full details are not important to any one but me. It was and is just a SIMPLE questin. If you don't have an answer without being rude please don't answer!

Is a home address necessary to acquire auto insurance?

I'm 21 and ready to move out of my parents house. I am single and have no one to support but myself. I want the freedom of the open road as well as a way of cheaper living. I've decided to buy a large van and outfit it with all the luxuries of a motor-home. My only concern is, how will I get auto insurance w/o a permanent address? Will I have to use my parents or a friends address? Also what about my license?

What auto insurance gives the cheapest full covarge becuase my friend thats a guy says its 4000 dollars a year?

What auto insurance gives the cheapest full coverage because my friend thats a guy says its 4000 dollars a year since his girlfriend totaled his car.. looking for prices ranges typically around 2500 a year and hes 17

Can a bank repo an auto if your auto insurance cancels?

If your insurance cancels for any reason such as non payment, can a bank repo your auto and how soon can they repo your auto?

How long can someone go without auto insurance on a car before you have to go to a high risk insurance place?

I didn't as big a paycheck I thought I would this one, and I may have to wait until the 15th for my next paycheck to pay my auto insurance...I just don't want to have to go to a high risk insurance place

If I buy a new car will my auto insurance run my driving record again?

My husband and I currently own a truck and have an exisiting comprehensive auto insurance policy in Texas. If we buy a new car (thereby removing the truck and adding the new car to our policy but not changing anything else) will the insurance company run his driving record again?

Do i need an auto insurance to drive a motorcycle? how much that would be if it is yes? higher than auto insu?

I think i need to know before i buy a bike that whether i would pay more $ on my insurance if there is 1 or would it be cheaper than an auto insurance, like car insurances?Ooh, i am an new driver so how much would it be?

can I get auto insurance before I get my driver's license?

I need to get my vehicle insured, but I don't take my tests for my driver's license until next week. Can I still get auto insurance before this time?

where can i find auto insurance without a business exclusion?

i am a delivery driver and finding auto insurance with out a business exclusion is nearly impossible! i have to have this type of insurance to continue working! help me!

Where can I get the best Auto Insurance Quotes?

My semi-annual auto insurance renewal is coming up. I've shopped before and I think I'm already getting a damn good rate, but still I'd like to try to get an even better rate. I've tried both Geico and Progressive, and both quoted me over $200 higher per year than I already pay. Any other good suggestions? This would be for coverage in California. Tried Mercury Insurance. They did not offer sufficient liability coverage for me to consider. The max they offered was 100/300/100. I currently have 250/500/100.

What are the importance of collision auto insurance?

Hi i am from Alabama i want to know the importance of collision auto insurance and how it works means it's process.

What company has the cheapest basic auto insurance for Atlanta Georgia drivers?

Shopping for auto insurance for Atlanta Georgia. I'm looking for the lowest rate for basic coverage.

I just moved and am looking to find some cheap Massachusetts Auto Insurance. Can anyone recommend a place?

I just moved to Massachusetts from Rhode Island and recently purchased a new car. I need cheap insurance for my car because I am young and don't make a lot of money. Has anyone reading had a good experience with a Massachusetts Auto Insurance Agency? I really would prefer to do this all online instead of on the phone. Websites are welcome! Thanks!

Who has the cheapest auto insurance rates for teens?

I'm 19 and live in California and want to change to a different auto insurance company. I have had my drivers license for over a year and have a clean driving record. Does anyone have any suggestions of what insurance company company to look at? I feel like nationwide is ripping me off.

Can I go over the max transpo expense coverage of my auto insurance?

My car's in the body shop right now so they gave me a rental car. My insurance's paying for the car rental up to March 24 however, the repair shop called and said it will take up to April 9th to get the car all fixed. Is there anyway that I can get my auto insurance to still cover the car rental during those days even though I have already reached the maximum coverage? The guy at the repair shop said I can fight it but I'm not so sure. Any helpful advice is welcome. Thanks!

Where do residents of Kane County Illinois bring their proof of auto insurance?

My husband let his auto insurance lapse. He got caught, and the police officer told him to get insurance and take it to an office to show that he has it. Where does he do that in Kane County Illinois?

What are types of auto insurance discounts?

I've heard of good student ones, and if you pay a year in advance. Are there some for college grads? I asked the insurance company on the phone, they wouldn't just tell me the discounts, it was as if I had to read their minds. I just want to know what things I can do to lower my cost of auto insurance. Thank you

how long does intake for the auto insurance company to contact dmv in nj informing my insurance has lapsed?

My car insurance lapse when I became unemployed.I cant afford car insurance.Does anyone know how long it take the auto insurance company to report this to dmv in NJ?

Is there a course for auto insurance agents?

I want to get in the field of auto insurance agent. I have not been able to locate a school or site that can give me information. I'ved tried asking auto insurance companies but they only hire agents with licenses.

Is it legal to pay for referrals in the auto insurance industry?

I want to pay people for referring me a customer who purchases an auto insurance policy from me. Is this legal? Are there any detail I should know about before starting this? I'm in California.

Auto Insurance: Does the auto insurance have to be in the name of the car owner?

My friend is being positioned overseas for 3 years by his company. He has an older car that is paid off. He is allowing me to use it while he is away. I have to have it insured in my name but the car is titled in his name. He will cancel his insurance once I get mine. Can I get auto insurance even though the car title is in someone else's name? I have no ownership in the vehicle.

How to find a persons auto insurance company?

I was in a rear end auto accident and the driver who slammed into my car gave me incorrect insurance info.

Is it OK to lie about being married to get a lower auto insurance rate?

My insurer gives me a much lower auto insurance quote if I say that I'm married. I could say that my imaginary partner doesn't even drive. Are there any consequences to listing myself as married? Can it come back to bite me?

Does anyone know of an auto insurance provider that does not require a credit check in Vancouver, WA?

I switched from Progressive to Allstate online about a month ago. I started the policy and paid the premium. Now I get a letter from Allstate saying they are unable to carry a policy for me due to my poor credit. I'm angry and totally disagree with my credit score having anything to do with my driving ability. I refuse to do business with any company that uses a credit score to determine auto insurance rates or availability.

Is there a chart somewhere on the net that compares the timing of auto insurance companies settling on claims?

I am trying to find out if Farmers auto insurance settles quicker than Nationwide insurance and vice versa. I have Farmers auto and home insurance now and considering a move to Nationwide.

What am i required to know in order to work in an auto insurance company?

I have a job interview in an auto insurance company saturday morning.My moms friend is the owner of the company so she got me the interview,Im currently taking computer classes in college but what else do i need to know in order to work there? please help

Instead of buying auto insurance is there a way to just have a savings account just for $coverages?

So all US states require all cars on the road to have insurance ... since insurance is just dollars put asside for release in the event of emergencies or other pre-determined event ... why cant I just put $100,000 into a bank account and call it my auto liability account and have my car insured with the state under my name providing that I don't touch those funds?

Is my Indiana auto insurance valid in other states?

I have an auto insurance with comprehensive and collision coverage in the state of Indiana. I am planning to drive to a few other states like Illinois and Missouri for a short trip next month. Will my insurance be valid in those states?

Why City of Dallas law requires all drivers and vehicle got to have auto insurance?

In City of Houston Law doesn't requires all vehicle to have an insurance well city of Houston is release and free from requirements to all vehicle to have auto insurances. Some auto insurance company don't covers none of them but the police might need them documents.

Do all states now allow auto insurance companies to check your credit?

A few years ago when I lived in Oregon Auto insurers could (and did) check your credit but Washington law didn't allow it- you could get car insurance without giving out your social security number. I am in Nebraska and need to know- do I have to give out my SSN to insurers?

What is considered an "owned auto" regarding an auto insurance policy?

What constitutes an owned auto, does the vehicle have to be registered to you to be considered an owned auto? Will an insurance company cover a vehicle that is no longer owned by you?

What's the next step in selling auto insurance after your get your license? I want to do this on my own?

I'm opening an office in August where we want to do taxes but when it's not tax season we want to sell auto insurance. Is there software you have to buy? Any info is appreciated.

How much does it cost to get Allstate auto insurance in Chicago, Illinois?

I just need to know how much it costs monthly, because I'm going to be getting allstate auto insurance after I get my car. So how much does it cost monthly?? I don't have my license, but I'm planning on taking Drivers Ed. online over the summer along with taking my H.O.P.E. class so I won't have to take P.E. during my junior year.

Can I cancel my auto insurance because I am leaving the country for 3 months?

I am leaving the USA for 3 months so I was wondering if it would be possible to cancel my auto insurance for these months and not pay the monthly premium. I will not be driving the car for these months. I am insured with Geico. Thanks.

Can I be insured on my dads auto insurance policy if we live at different locations?

My dad and I live at different houses, will an auto insurance conpany allow me to be on his plan even tho I live in the neighboring town, this is progressive auto insurance.

How to become an Auto Insurance agent in California?

What is the eligibility to become an Auto Insurance agent in California?

Does anyone know of an auto insurance that have Mechanical Breakdown Insurance?

I know that Geico has it, but what other auto insurance has them? Thanks. Is there any good auto insurance that is affordable?

What's the best website offering all the information I need to know about Auto Insurance?

I've recently started working for an auto insurance agency but I do not have enough knowledge... and I'm really bad at reading books and i can't take one to work anyway... i have my computer there and i need to know a website that will help me master auto insurance buisness.

Where can I find a wordpress theme I can use to start an auto insurance quotes website?

I want to start an insurance affiliate program website and I need a wordpress theme that can easily be used to allow visitors to request auto insurance quotes.

Do auto insurance companies receive money for taking older vehicles off the road?

Auto insurance companies seem to total older cars whether or not they are in great condition. This made me wonder whether auto insurance companies get paid by the state or whoever to total older cars.

Why is it wrong to require people to have auto insurance, but not health insurance?

And, for that matter, wouldn't we pay less for auto insurance if the government provided it at cost as a single payer, squeezing out all the profits and returning the savings back to you?

How are these people comparing auto insurance to healthcare insurance? Isn't it painfully obvious?

if you don't want to purchase auto insurance you simply don't buy a car?

Who is the woman in the Progressive auto insurance ad?

She won't cause me to change my auto insurance company, however, I am glad that she is so popular.

Is it legal in Oklahoma to carry auto insurance on a vehicle that is not titled in your name?

If a vehicle title is in my name can someone else (not on the title) add it to their auto insurance policy.

Would auto insurance cover a car being hit by a meteorite?

In 1992 in Peekskill, NY, fans at a high school football game noticed a fireball streaking through the sky, and was captured on film in 16 different cameras. It ended up smashing the trunk of a car nearby. I was just wondering, if the owner had auto insurance, would he get the money to repair his car?

What are thr penalties for not having auto insurance in PA?

My car is getting repaired, so I borrowed my friend's car and I ended up getting into an accident. She never told me that she does not have auto insurance on that car. What will the penalties be for me and her? Please Help! Thanks!

Why does my auto insurance company want me to sign an affidavit?

I'm being sued for an auto accident that happened two years ago. The lawsuit has dragged on for all this time with not much communication from my insurance company. We had our depositions. Now, today, I received a letter from my insurance company instructing me to sign an affidavit stating that I had no excess insurance (in addition to my policy with this company) at the time of the accident. My question is, why do they want this from me? Why now?

Where can I get the lowest priced auto insurance in orange county California ?

I'm a single dad choking on Title IV-D child support enforcement and I want to get my car registered so I can get a job, pay the support be a good dad and jump through all these government circus hoops. I need the lowest priced auto insurance I can get. Perfect driving record and I just want the minimum coverage because I drive a cheap car. Thank You!

Why do liberals compare the health care mandate to auto insurance mandates?

Your auto insurance mandate argument ignores the federal structure of the United States government. There is no federal auto insurance mandate. These are all state or local level laws. These kinds of laws are unconstitutional in a few ways, including under the 10th Amendment. Since regulating motor vehicles and their operations fall under the domain of the states, the federal government has no authority here. Furthermore, one cannot ever avoid the health insurance mandate like someone can avoid an auto insurance mandate. No one forces people to drive. People are free to choose to walk, use public transportation, carpool, etc. Avoiding the health insurance mandate would require someone to relinquish their United States citizenship. This isn't portion isn't directed at you, but at the peanut gallery in general: The individual health insurance mandate is not authorized by Congress' taxation authority because it is not a tax. Tax revenue is paid by taxpayers directly to the government, while premiums paid due to the mandate will go directly to private entities (i.e. insurance companies). What good is a mandate you can opt-out of? Winning logic! Wow, so many straw man arguments from the libs! The topic at hand is finding the constitutional authority for the mandate, not to prove its benefits nor its origins. Learn to argue.

How much would Workers Comp, Liability, and auto insurance be for my small business?

Hello, i am in the process of starting a new business and i wanted to know how much it would cost per month to have auto insurance (for one old truck to transport employees to mow lawns, only driving within one city). Workers comp, and liability. We will make about 80,000 a year total just two or three guys (im one of them) working.

AUTO INSURANCE AND CREDIT REPORTS, What does one have to do with the other?

Does any one but me think its bull that one can be refused auto insurance or pay a higher premium because their credit score may be lower than some other guys. Why on earth are we letting car insurance companies get buy with this? Even auto insurance companies having access to our creit history makes no sence and is a further invasion of our privacy. This practice should be outlawed. Again what does credit score and auto insurance have to do with each other? kendrickflorida A credit score is not based on just weather one has paid his bills or even on time. I for example probably have 40 different credit avenues. I owe lots of money to everyone but these accounts have been active 20 to 25 years, I have never been late for even one payment in all those years. I have the same auto insurance company now at 49 and started when I was 16 so thats 33 years. they have the ordassity to say to me that your credit score is lower than say Bill Gates so you will have to pay more even though you have been our customer for 33 years and are a good driver and had no claims. you think you get the same rate as bill gates? probably not. Again I say what does car insurance have to do with Credit score.

Where is the best place for auto insurance quotes?

Recently i have had to change auto insurance providers for multiple reasons. So now i am looking for the best place to get auto insurance quotes from.

How is my auto insurance effected in NJ?

We live in NJ. Recently I recieved a 4 pt ticket in South Brunswick (67 in 55 zone). My wife already has two tickets in the last 18 months. A 2 pointer and a no point citation for unsafe operation of vehicle. How will my auto insurance effected? Since this makes 3 offenses in last 3 years, are we in danger zone?

How long is a speeding ticket held against you for auto insurance purposes?

I have a speeding ticket that was issued back in 2002 and am wondering if this will have any bearing on auto insurance when I purchase a new policy in the near future. I should mention, I'm from Massachusetts.

What's the best way to find a good auto insurance company?

I would like to switch auto insurance but I don't want a company that is going to hassle me if something does happen.

How much can you lie while obtaining new auto insurance?

I'd like to know... Whenever you're trying to obtain new auto insurance they take your driver's license number & social security number.. You'd think that they could look up any tickets/accidents you've gotten into. BUT, why do they ask? If you "forget" an incident, will they find out? This is coming from a 21 year old who was already paying $1,200 over 6 months for insurance and was involved in an rear-end collision doing 15 in congestion on the interstate, now my premium is $2000 for 6 months.

which make and model of car/SUV is the cheapest on auto insurance?

I need a new car, but I don't want to pay a lot for auto insurance. Right now I have a Cavalier (hate it, by the way) and because it is a Z24 it raised the insurance premium. I just wondered if there are certain makes of cars that are usually cheaper on auto insurance. Anyone know?

How much is auto insurance for a 2004 mustang coupe? 16 year old male?

I just turned 16 and I want a 2004 mustang that is for sale. It is a really good deal, so i was wondering how much auto insurance would be a year. I am a male, and I live in Texas. My dad is willing to pay up to $1500 a year. Please help me! Thanks!

How much do you pay for auto insurance? What company do you like best?

I currently have State Farm for my auto and homeowners insurance but I'm trying to get a lower payment. I have heard that SF is one of the more expensive companies... is this true? Thanks!

Resolved Question Show me another » In what ways does buying a car affect auto insurance premiums?

I'm looking at buying or leasing a new car and am wondering how that'll affect my auto insurance premium. Also, which features in a new car affect the premium. I've heard about red paint and sports cars causing higher premiums, but are there any other factors?

How much would the auto insurance go up if I got my drivers license?

Im about to turn 17 Im not going to get it right now but during the summer when I am 17. And I want a car but my mom says that its too expensive. I wouldnt ask for a car if i didnt need it but I need it for this program at school starting next year that I want to take. So I just want to know How much would the insurance go up. We have farmers auto insurance. so please tell me asap < = \

Is there a significant difference in auto insurance rates when males turn 25 years old?

I had a friend who worked in auto insurance for a few months, he said that it is all a myth, which is hard to believe. I live in California, and I wanted to get a nicer car when I'm older but insuance is going to be a killer.

What is a reasonable auto insurance liability amount, i don't believe the current legal limits are enough?

Florida State Required auto insurance limits are not nearly enough insurance to carry especially if you live in a larger city in florida. What is a good acceptable liability limit to carry on my vehicles?

Where could I check out what type of software auto insurance companies use?

I want to get a job at some auto insurance company and I have an interview coming up. They did ask if I knew how to use the software that they use. I don't know it, so I wanted to take a quick peek at it before my interview. Is that possible at all, as long as it is not an 'company only" software?

What new england state was the first to make auto insurance mandatory in 1927?

What new england state was the first to make auto insurance mandatory in 1927?

Do auto insurance premiums reduce when the car value depreciates?

We bought our car 5 years ago in Virginia when it was new and just finished paying off the loan. We paid $23,000. Our Auto insurance premium was based on that value. After 5 years, it is now valued at $10,000 but my insurance agent (Travelers) says the premium does not change just because of depreciation. Is this true?

When changing auto insurance companies, am I bound by law to show the new policy to the old insurance company?

Say, today is 1st Feb'09. I had an auto policy (from Farmers) that expired on 1st Jan'09. Today, I buy a new policy from a different insurance company(AAA). When I discontinue service with Farmers, am I bound to show the new insurance policy to them? Also, will I get charged for the period from 1st Jan'09 to 31st Jan'09 by Farmers?

How can you find out if a person have auto insurance coverage?

The policy number on the police report was invalid, how can one find if a person has auto insurance coverage?

Where can I find an auto insurance contract?

It's for a homework assignment. I have Googled it, Yahoo'd it, been to every company's web site I can think of. Anyone have any ideas? I just need a sample auto insurance contract. LOL! Thanks so much, but I am 44 and my father is 79. We are both insured by the same company and that won't get it in this case. Thanks for taking the time to help though. :-)

What is the bare minimum for full coverage auto insurance?

I live in Idaho. I have not yet payed off the auto loan so I'm required to have full coverage insurance. According to some people I am paying too much (about 700 for 6 months), as they are paying far less. I have geico, but from time to time I look around and get quotes, and it is always slightly higher than what I have now. However, that might be because I am opting for coverage I might not need. So the question boils down to, what is the bare minimum requirements for "full coverage" auto insurance in Idaho?