Friday, August 31, 2012

how often can my auto insurance change in one year?

I have not had any tickets ever in the last 30 years, I pay my auto insur every month on time, I havent changed my policy in 2yrs and I havent had any car accidents. How often can my they renew my policy and charge me more? I'm with farmers insurance theyve done this to me 4 times this year already. It started at 89./mo now its up to 135.!

Can you take a rental car when you do not have any personal vehicle or auto insurance?

I do not have any car insurance right now. I am planning to get a car rental for a month. Do I need to get some insurance for this? What happens if cop pulls me up will rental agreement be sufficient?

Do you have to show proof of a driver's license to get auto insurance for a vehicle in NV or anywhere else?

I know this may seem like a stupid question, but I have a friend with a suspended license and someone is giving her a car. She's going to get her license reinstated, but wanted to know if she could get the auto insurance before or if she has to have a valid license first.

Can an Auto Insurance company force you to use aftermarket parts for repair in Connecticut?

I had tire tread fly into my car on the highway. Tore the bumper and smashed the condenser. The insurance company has after market parts on the estimate, but I want to sell this car someday and want OEM. I'm pretty sure I am out of luck, but just wanted to make sure as this is my first time dealing with an incident. Thanks. Haha, yes, I know what after market is. What I didn't know was insurance policy and effect to the value of the vehicle. Great answers so far. Thanks for all your help.

How do I file an auto insurance claim for the damages to my car?

I just got in a car accident. The other driver is at fault. I want their insurance to repair the damages to my car. Does this mean I must file a claim? Also do I call the other driver's insurance or my insurance to file a claim? Thank you, Hugo

Thursday, August 30, 2012

Why do people have to pay for auto insurance?

I have a 2002 Ford Explorer Eddie Bauer 4.6L. I don't have the full coverage but i still have to pay about two hundred dollars for the insurance? What is the point of that if the insurance doesn't even do anything? At one point a car hit me in the intersection and it totaled and they didn't even help me get it out of the impound? Why do people have to for pay this exactly? I'm sixteen i don't know much about this stuff and my mother isn't always home so i cant ask her.

How can I find out the legality of an auto insurance advertised online?

I''m shopping around for my car insurance online and I don't know how to find out which one is good legally. Please help.

Is it the law in North Carolina to have auto insurance?

I am moving from florida and it is the law here. I was just wondering. Also, what is the penalty if you get caught without insurance?

Can my auto insurance company refuse to pay me cash for damages?

I was hit by an uninsured driver, and my insurance company covers me for up to $3500 in damages, but they want me to take my car in and they'll reimburse the mechanic. Is it possible to just get the cash and pay for it myself?

How do I negotiate an auto insurance claim?

My car was totalled in a parking lot while I was in the store.The driver of the other vehicle has State Farm insurance and was caught.My 97 Chevy Venture was in good condition.How do I maximize my settlement?I just put a used engine in my car and have maintaned it very well .Any advice would be great.

Wednesday, August 29, 2012

How do the payment work if a bunch of people are being sued by a auto insurance company?

1 insurance company is suing another insurance company, and 6 people. If the 1 insurance company wins how do they split of the amount sued for? If they do at all... I need answers please

Can somebody please explain to me why some auto insurance companies are so cheap while most are outrageous?

I just got a new car and i've been getting some quotes. I have no auto accidents and no tickets in the past 7 years. Why are alot of companies so ridiculous and some reasonable? I've noticed that the main ones like Geico, Allstate, Progressive are the high ones while the little businesses are the cheapest.

We are thinking about driving our car into Mexico. Any advice on auto insurance?

We are planning on being near the Mexican border and possibly driving into Mexico. What are the requirements for automobile insurance if I decide to drive into Mexico? Any other advice? I know, don't drink the water, Montezumas Revenge. Thanks for your answers.

How does the good grade discount work for auto insurance?

I am a teen and going to be driving soon, but i was wondering how does the good grade discount work im asking two questions: What does your GPA need to be? (generally, i know maybe not all insurance companies will be the same), and do they go by each semester/quarter, or do they go by your accumulative GPA throughout your whole high school years 9-12

Do I need to get new auto insurance?

If I've prepaid my auto insurance policy for 6 months, and then move to a state that that company doesn't service, will my policy still be in effect, or will I need to go with a different carrier?

Tuesday, August 28, 2012

How much does a salvaged title make your auto insurance go up?

I am an 18-year-old first time driver that just got his license a week ago. I got a car that's a "salvaged title" and a theft recovery. I got a quote on the car before I found out those things and the quote was $135/month. But I was wondering, how much does the salvaged title make it go up? Can anyone give an approximate answer? And what insurance company is the best for this? Thanks.

Where can I find information about auto insurance for high performance cars?

I have purchased a car with about $12000-$15000 worth of engine upgrades and modifications. It is basically a race car now. It is a Pontiac Firebird with an LT1 engine and 6-speed transmission, custom wheels, the works. I can't just call GEICO and get regular insurance on it can I? I need an insurance provider the specializes in high performance cars and trucks. Does anyone have any recommendations?

How will canceling my auto insurance effect my credit?

I have insurance right now on my car that is quite expensive. I've had it for a month but I found a cheaper one I'd like to switch to. Will it effect my credit or anything of that matter in any way?

What type of commission can I expect as an independent for auto insurance?

I currently have my L&H, and am looking to add P&C license. I want to work as an independent & I understand that Progressive is a good company for that. Of course, if you know of any others, please feel free to let me know, so I can do good comparisons! My question is, what type of payout is the "norm" for indi auto? I know when you work for the companies, just like with L&H, the payout is considerably lower than when you are indi. Also, I dont think that the payout is nearly the same as L&H. Is that so? How do the renewals work? Thanks!

Monday, August 27, 2012

What are the factors affect auto insurance Costs?

Auto insurance discount can greatly reduce your auto insurance costs.

What steps does a person need to take to take a auto insurance company to court?

What court should I send the Motion to? I have some parrelegal experince but no with auto accidents anyone have any tips they can share. The idea is not to sue them but take them to court because they are not willing to settle,it is possilbe because there are books on how to do it,anyone have any experience .

Is uhaul's auto insurance provider responsible for providing or reimbursing me for a rental vehicle ?

A uhaul truck smashed into my parked car at a local storage facility(private property), and the driver did not stop. Luckily the event was captured on camera. It has now been over 2 weeks since this happened and I have been without safe transportation. My question is if uhaul's insurance company is responsible for renting or reimbursing a rental vehicle while their investigation takes place. I have been told this could take up to 30 days.

How long do I have to file a claim with my auto insurance company?

I backed into a tree in April and damaged the rear of my car - about 3k worth of damage. I haven't filed a claim with my insurance company yet and my policy expires Aug 17th. I've already renewed the policy for another six months with the same company. Is there a time limit for filing claims?

Approximately how much does auto insurance cost for an 18 yr old new driver?

Full coverage and/or liability. I just need a ballpark figure to see if I can afford to pay for my son's auto ins.

Sunday, August 26, 2012

Does auto insurance cover someone who is not on the poilcy?

Will a car that has insurance cover a crash even if that person driving is not on the poilicy?

How long do you have to submit a claim to your auto insurance after an accident?

My husband was just in an accident. A man backed up into our car in the city. He got a police report. The man wants to pay us without going through his insurance. We of course need and estimate which we can't get until Monday. So if he does not want to pay can we still submit a claim? This just in! The police advised him against the report as they said our insurance would go up (ny) even though it was not our fault. Now what?

What are some good auto insurance companies for a 20yr old, single male?

I was recently informed that I'm not longer going to be included on my parents insurance. The policy lapses 23/JUL, so I don't have much time to find a new policy. What are some suggestions? Anything, really?

Is it true that auto insurance want to settle out of court for injuries?

A passenger and myself were backed into while in a rental car. We have injuries, dont want to deal with lawyers..Will the other persons insurance pay for ER bills and offer any kind of settlement? I have neck and back injuries and my passenger has a cast on her arm. Just looking for some heads up advice. Thanks.

RE: How do most major auto insurance work when a vehicle is stolen?

My Uncles SUV was stolen and he is affraid that they will recover it vandalized and given back to him. He doesn't want it back as he is afraid the damage is allot. Is there a specific time in which all insurance companies give before they say its a total loss and pay the vehicle? Does waiting period varies by insurance company?

Saturday, August 25, 2012

How is being required by law to carry health insurance different than being required to carry auto insurance?

It's claimed that to require one to carry health insurance is unconstitutional, as the law can't regulate inactivity (NOT doing it). Yet we are required to carry at least liability for vehicles! Explain, please!

as a young adult where did you buy your auto insurance and how much did you pay a month?

well i am 19 i am looking for a auto insurance company. i have a 2003 4runner. so what insurance company did you get at my age. and which would you recommend to me? preferably an insurance that is cheap my father paid like 130 per month for this car under his insurance (but he is old lol) i also already checked farmers, allstate, and progressive

How much does insurance(auto insurance) cost for a 56 year old with perfect records?

I was wondering how much insurance would cost for a 50+ year old, and which would be the best insurance, and also the cheapest. Thanks in advance.

Why is my medical insurance company asking me to provide a statement from my auto insurance company?

They sent me an EOB but also said: 1 - Please send a statement from your automobile insurance company showing whether these expenses have been paid or denied. When we receive this information, we will consider this charge. Does anyone know why? Thanks. This is what confuses me... I wasn't in any auto accident at all. Just went to the emergency room for an animal bite. They sent me a EOB. I paid the bill for the copay. Then they sent me this one again. Could this just be a mistake then?

what will happen if i dont have money in my bank account when my insurance auto drafts?

If I dont have any money in my bank account on the date that my car insurance company typically auto drafts the payment to them, what will happen? will the insurance over draw my account? or will they cancel my insurance?

Friday, August 24, 2012

How does an uninsured pedestrian file a claim with an auto insurance company?

Hypothetically, if a sidewalk strolling pedestrian is uninsured and gets hit by a driver that is insured, how does the pedestrian get paid for medical bills, etc? Filing a claim is easy when a person has insurance, but, what about people who don't? In this scenario, the accident is 100% the fault of the driver. Any help is appreciated.

When you purchase auto insurance are you insuring the driver or the vehicle or both?

Here's the situation. I have a 15 year old son who is about to get his provisional license. His mother, my ex-wife, and step-father want to buy him a car. They will buy it, they will be on the title, they will be the owners. If they insure the car in their own name, is there a separate policy for my son as the driver? In other words, could I add my son to my insurance policy and he be able to drive "their" car? How does that work for my two other vehicles? And how does that work for their other two vehicles? Obviously, there will be times that he'll need to drive something other than this car that they are buying for him.

How much does auto insurance cost for small dump truck in ga?

I am writing a business plan to start a residential preservation company for foreclosed and private properties and I need to know about how much it will cost me per year to have insurance on a small dump truck.

How much would auto insurance be around for an 18 year old female?

I'm looking to buy a car but before i do i want to make sure i can afford it with car insurance

How much does auto insurance cost for teenagers?

I'm a 16 year old hoping to get my license soon. But I have a question about how much insurance would cost for me. I'm a male, and also do they lower the cost if you have good grades, etc? I have a 4.0 GPA.

Thursday, August 23, 2012

How much do auto insurance agents get paid?

My husband & I own a small, well established independent insurance agent in Raleigh, NC. We would like to hire a licensed CSR/agent to work in our business, but have no idea what the going pay rate is in our area. Any ideas or insight would be much appreciated!!

What kind of auto insurance should I have in an older vehicle?

One auto is 1997 Mercury Sable, the other is a 1999 Plymouth Breeze.

What company has the least expensive auto insurance for young drivers?

Does anyone know of an insurance company that is reasonable with it's rates for a young lady driver with a good driving record but bad credit? Full coverage is needed on the vehicle. Thank you for your time and your answers.

Wednesday, August 22, 2012

Can you sue a auto insurance company if they dont fix your car within a certain time period?

My car was hit while parked in front of my house and the girls insurance company Titan Insurance hasnt even came out to look at my car and its already been almost three weeks since the accident. They havent gotten me a rental car either so i have been carless for this whole time and having to find different ways to work and i could lose my job because i am late all the time now.

Looking for a good auto insurance company in Houston, TX. any recomendations?

I just purchased a 2006 jeep liberty and need to get auto insurance. I was told that i would need to do 500 deductible for collision and something else. basically full coverage. Any one know of a place that has good rates and actually PAY out if u are in a wreck? so far Geico is the cheapest i see but i dont know of many places besides like progressive and aaa. thanks!

Is it legal to sell an auto insurance policy to a minor in california?

I recently bought an auto policy and I heard it was illegal. I am 17.

How long does it take for auto insurance companies to settle?

I had an accident in august 2006. a lady crossed the center line and hit me my insurance company would not even start the work on my car w/o my deductible. Now i'm trying to go through hers and i'm getting the run around, I have been quoted 3 different prices from 3 different people at the company. Then I get the papers to sign and the price has changed again. Can someone please HELP, I don't know what else to do.

Can I stay on my parents auto insurance policy if I move out?

I am covered under my parents' insurance policy (Ontario), but am planning to move out on my own. I do not own a car but I want to maintain coverage so that I have a good rating when I do decide to get one, and for the rare time I borrow their car. Can I stay on their policy even though I live elsewhere?

Tuesday, August 21, 2012

Is carrying only comprehensive auto insurance legal in Ohio when the car has plates but is not being driven?

I thought that it was required to have liability if the car has plates on it (b/c in the past I have been required to randomly send in proof of insurance through the mail). The car will not be driven in the next 6 months and my husband askes to have some type of storage insurance put on it to lower our bill. They secretary switched it to comprehensive only.

What is the best or good auto insurance for an 18 year old?

I am eighteen and am trying to choose an insurance company. There are so many!! I don't know which one to go with. I know there might not be a "best" but what would be close? Also I live in Idaho.

Where can I find the cheapest auto insurance?

I am a new driver and I need to go on my own insurance policy. I am 19 and am wondering if anyone knows?

What is the most reasonable price auto insurance?

I am a 19 year old college student so i know it'll be expensive either way , but i just want to know what insurance companies to look into.

How much does commercial auto insurance cost?

I just recently got a job delivering pizza's at papa johns and know that neither the store or my current insurance will cover me if I get into an accident while on the job. Is comm insurance worth it? I heard it was expensive. And would I be covered if another car hits me while I'm on the job?

Monday, August 20, 2012

why is it good to have auto insurance and what are the repercussions for not having any?

i have to do a persuasive paper for school and this is basically my topic. i cant change it. ): i'm only 18, i live with my parents, and they pay for the insurance. i have no knowledge of it what so ever! are there any basic points you guys can give that i can use/research for my presentation? thank you!

Will my auto insurance cover liability if my friend is driving a car I rent?

During a vacation, my friend will drive the rental car I pay for. If we have an accident, will my liability/medical coverage pay off if she's driving? The friend has no car & no insurance and doesn't live in my house.

What is the minimum liability requirements for auto insurance in Germany?

I am now stationed in Germany and my insurance company doubled my premium. I checked my coverage and I'm being covered for 7.5 Million Euros per accident which they promise is the minimum liability they can offer. I checked a different insurance company and their rate said 100 Million Euro minimum liability. I'm looking for something quite a bit lower. What is the real minimum liability here Germany and where can I get it?

Should men pay less for auto insurance?

I asked a similar question a little while ago. With Obama's plan benefiting women for their health insurance should he also take the steps to lower men's auto insurance rates? Why? or why not? @Fair Skinned Goddess, women cost health insurance companies more for obvious reasons but their prices were lowered, so with that logic shouldn't men's be lowered as well.

What should I be looking for when purchasing an auto insurance policy?

What do you guys think of "Infinity Insurance Company"? I received a really good quote through "800 insurance" What do you think John? Yeah I live in SF Thank you everyone.

Sunday, August 19, 2012

Do you have to have auto insurance if your car is undriveable and parked until fixed?

My car is not driveable, and I am saving money until I can make it so. It's going to be a while until I fix it. Can I leave the car parked in my parking area and not drive it, and cancel my insurance until I get it fixed without legal consequences? Is there law code that specifies required insurance in this case, and if so, how would I find such law code? I have had others tell me both that it is not required and is required, and I do not know who to believe.

What is your auto insurance responsibility to a thief's blood in your car?

My car was broken into and the insurance company wants me to drive the car while the thief's blood is still in it. The areas are being replaced - inner door, glove compartment hood, leather seat - The parts take 3 weeks to get in and they wont pay for my rental car (I DO have rental insurance with them!) while the car is just sitting there waiting for the parts to come in. Is this right?

Does Auto Insurance query impacts credit rating?

I was surprised to hear that auto insurance query requires credit rating check. How true is that? Do auto insurance companies pull credit rating? And if they do, then does it effect credit rate or FICO or beacon score? I'd like to inquire auto rates and I'm in NJ state. How should I deal?

Ask: Online Auto Insurance Quotes, are they really safe and accurate?

I know several people who have submitted their information into one of the many "online auto insurance quotes" and now they have solicitors all over them, on their phone, emails, junk mail and even one case of Social Security Identity theft. So my question is: Are these online auto insurance quotes really safe? Doesn't it make sense to stay with a local auto insurance agent you can do business with either on the phone or in person.

Does my current Auto Insurance automatically cover my newly bought car for 30 days in CA?

Does my current Auto Insurance automatically cover my newly bought car for 30 days in CA?

Saturday, August 18, 2012

Where can I find affordable auto insurance with a bad driving record?

I have a bad driving record and the convictions don't come off my driving record until december 2010. I feel like I've searched everywhere for a decent rate. Does anyone know where I can find a good rate for a person who has a bad record? Or know a way around getitng insurance. My parents can't insure it for me. So that's not an option. Thanks!

How does an auto insurance suit work?

If the at-fault party won't pay me because they don't think I have good enough proof of their liability, do I have to sue them or does my insurance company do it if I file a claim with them? And who gets sued, the other party or their insurance company?

Does Illinois have auto insurance verification in their court system?

A program to see if someone has auto insurance...

What company has the lowest auto insurance rates?

My insurance rates just went up $100 a month because of speeding tickets I got last year. I took an improvement class right after I got the ticket and am also getting ready to turn 25. I was hoping my rates would go down and nit up to $250 a month. Anyone know any companies?

Friday, August 17, 2012

What is the lowest, best Liability auto Insurance in California ?

I just got a Pt Cruiser that car dealership if offering 70.00 to insure the car however I do need liability insurance any one know of a good web site were I can compare some quotes instead of calling around or talking to a pushy insurance agent ? I'm not really looking for a debate just a web site thank you !

What is the average premium of auto insurance in Toronto?

How much do people in Toronto spend on their car insurance every month? I am moving to Toronto this summer, and I am having a second thought about taking my car with me since I will live by the campus. I only have an one year experience of driving. I know the premium depends on a lot of factors but I am only looking for an approximation or a price range. $100?200?300? Any suggestion of car insurance company? Thx, and I really appreciate your help!

How do I save money on health insurance and auto insurance?

I have 2 kids and 3 cars. Is there any way I can reduce the health insurance and car insurance price???

What is the average percentage of increase in Auto insurance after a claim is filed?

This person has a spotless driving record of 30+ years. No tickets, no accidents. The insurance is with a well known national company.

What liability limits should I apply to my auto insurance?

My husband and I are researching new insurance rates. We have looked into Geico and are almost ready to buy the policy. We currently have 25/50,000 liability limits, but since we own our house and can afford a little more, we're looking into increasing our liability to 100/300,000. Is that OK? Or, should we increase the limits to 250/500,000? It seems unnecessary to increase it THAT high.

Thursday, August 16, 2012

Can I cash an auto insurance check written out to my leinholder and myself?

I got in a small accident and was issued a check from my insurance co. My family is really short on cash right now and we were thinking the best thing to do is leave the damage on the vehicle and spend the money on food. Is this possible? Can I cash a check with my Lienholder (who is my bank) on the check aswell?

What auto insurance company are you with and why?

What makes you stay with them? What's the longest span of time you've had the same insurance company? thanks.

What is the cheapest auto insurance company?

I'm an 18 year old male driver, no previous accidents or tickets, therefore no points on my license. I drive an SUV. I currently have State Farm and my premium is extremely high, it's about 1400 every 6 months. I'm looking for a cheap insurance company, not really worried about good coverage just a lower price.

Can I resume my auto insurance policy once it was canceled?

It was canceled 5 months ago I wasn't using the car so I didn't need insurance at a moment. Now I am planning on using the car again.

How are Conservatives dealing with the government takeover of auto insurance?

The government says if you want to drive a car you have to have insurance and a license. If you drive a car without those things you can go to jail. How long until Republicans start insisting that states should eliminate requirements for driver licensing, vehicle inspection and insurance laws?

Wednesday, August 15, 2012

why would a national auto insurance company let their insured tell them what to pay on claims?

We had a young lady run into our truck. Her insurance company is not covering the damage* at her request * to our truck .So we have a 1000.00 repair bill . What should we do? The claim is commonly know as a Mini-tort. and yes the letter does say "AT THE REQUEST OF OUR INSURED, WE ARE NOT MAKING AT PAYMENT"

How much did your auto insurance go up after a speeding ticket?

I just got my second speeding ticket today, the catch is that my first one never hit my record, technically it doesn't exist. When you got your first speeding ticket, how much did your insurance go up? I was going 73/55 My dad has a DWI on the insurance which actually made it go down and it was his second one.

Does auto insurance effect my credit score?

I have auto insurance as well as renters insurance and I was wondering if these bills effect my credit score. Also, do utility bills (gas, electric, telephone, cable) in my name effect my score?

How do you get auto insurance for yourself in NC if your only 16?

parents dont have ins. and dont have a car yet but needs to get insurance to get drivers license now or must wait til 18!

Is auto repair insurance a scam or a good idea?

My 03 BMW is out of warranty and sensors (traction, yaw, wheel speed, ABS, etc.) are all failing. New sensors cost a fortune. Would auto repair insurance cover these sensors?

Tuesday, August 14, 2012

How does shopping for auto insurance affect my credit?

When auto insurers pull a report to give me a quote, does this affect my credit score?

What is a decent auto insurance rate for minimum coverage?

I have just turned 18 and bought my first car. I work part time with a fast food restaurant. I need to get the cheapest possible car insurance. What is a good rate for minimum coverage?

What is the cheapest auto insurance i can get?

i got a v8 mustang, the insurance per year is 2,300 im 17 male i live in FL 2 years next august thats how long ive been driving no tickets no crashes/accidents nothing.

What Auto Insurance Company do you use and would recommend?

And have you ever heard of western general insurance company / Insure Express? They have a pretty good rate, but I've never heard of them before.

I have a small office cleaning business, will my customers ask for proof of my auto insurance?

Will they need proof of auto insurance or just a certificate of insurance of general liability insurance to cover slip and fall cases etc.?

Monday, August 13, 2012

can you get rental car insurance without having regular auto insurance!?

I don't own a car, but I plan on renting one real soon. I was just wondering if its required to have some auto insurance already prior to getting CDW for the rental.

When are auto insurance fees due?

I'm getting auto insurance for the first time and need to know how often payments are due. every six month, monthly, or annually?

How long does it take for an auto insurance company to send someone to inspect a vehicle after an accident?

My car was damaged. The other vehicle was at fault. A claim has been started but the other insurance company has yet to send someone to inspect the vehicle after 1 week. I have left messages with the adjuster. No return. How long does it usually take to get compensated after a car accident?

how do I save on auto insurance?

I want to save on auto insurance.....what factors can lower your rate? I need to know things such as an alarm, and kept in the garage, but what other factors can help me getting a low rate? Thanks everyone

Sunday, August 12, 2012

Would my own auto insurance cover me to transport disabled people on the job? I would be being PAID.?

I am told that this is not covered because it is considered "transport for hire". A company I want to work for requires me to have my own personal auto insurance for liability purposes, but my insurance co. says any accident or injury would not be covered because I am being paid and that makes me like a taxi service. This is common practice in the home care agencies. Can anyone clarify?

What is the best way to compare auto insurance quotes?

I am needing to find new car insurance, and I of course would like to shop around for the best deal. Can anyone recommend a good site that will compile your information and give you multiple accurate quotes from different companies? I am leery to enter my information into a third party database, so confidentiality, professionalism and no spam is a must. Thank you!

What is the best way to buy Mexican auto insurance prior to crossing the border?

I recently learned that when traveling into Mexico it is mandatory to have Mexican insurance and that my US coverage will not fly down there. What is the easiest way to get Mexican Insurance without having to go across the border?

Can an auto insurance company total out a vehicle even after they approved of the auto body work to be done?

I have to pay out of pocket for another persons car that I damaged. The thing is, I don't want the insurance company to put in thousands of dollars in repair and then turn around and decide total it out. That would mean I'd not only have to pay for another vehicle, that I'd have to pay for the work that was done on the original car as well. Is this fair ! or do they decide to total it out before even starting the work?

How quickly are auto insurance claims processed?

Specifically when I wasn't the one at fault and I am processing the claim through the other person's insurance. What is the time frame? thanks I really want to take my car to the body shop ASAP!! How long will I have to wait?

Saturday, August 11, 2012

What are the legal requirements of Auto Insurance burden of proof?

A friend was struck in the side directly by a larger vehicle. The friend had the right of way as the truck was exiting a parking lot. The truck was not damaged but the friend's car was crushed in on the driver side rear door. The police assigned fault to the driver of the truck. That driver had 'insurance' but no license. The insurance company of the driver of the truck refuses to pay for damages, saying that the police wrongfully placed their driver at fault because he didn't speak english and didn't have a license. The friend's insurance company is refusing to pay for it or put up a fight against the other company.

Can teachers get auto insurance discounts? What is the best provider to go with?

I have Geico right now and pay over 1000 dollars a year. I looked online at the Teacher's Insurance Plan and my quote was just over 400 per year. Has anyone heard of this provider, or do you use another?

If I change auto insurance companies to get a lower rate, does that look negative on my record?

I could save about $40.00 monthly if I switch companies. I'm just wondering if that will look bad on my credit or if it will have any adverse effects on anything that will be taken into consideration for future insurance evaluations or reviews for credit worthiness. Thanks!

How much would auto insurance cost for me per year?

I am a 22 year old male (almost 23) and graduated from college with 3.2. I will soon have a 2012 Subaru WRX and had a license and insurance since i was 17(was part of parents plan until now). No accidents, got 1 point on record when I was 19 but took traffic school to get it off record.

Friday, August 10, 2012

Why is mandatory auto insurance to make sure other drivers can be reimbursed for my actions ok?

But mandatory insurance to make sure doctors and hospitals can be reimbursed for my healthcare is considered socialism? For those that said my healthcare doesn't impact them--wrong. There are hundreds of communicable disease that, if left untreated, could easily make their way back to your house. Not to mention the horrid diseases that decomposing bodies in the street can pass on. Insurance, by definition, is socialistic--spread the cost and risk of healthcare across all members of the plan to make it more affordable for everyone and reduce risk for the carriers and providers.

How expensive would auto insurance be if it covered EVERYTHING?

Things like tune ups and oil changes? And why should we be shocked that health insurance, which covers things like checkups and Viagra, is so expensive?

What is the best auto insurance carrier?

Hi everyone. I am shopping for car insurance and want to know the best but most affordable out there. My mother thought to put me on her policy with Progressive and I would pay her for the insurance, but they were going to charge her over $500.00 to do so. My friend has gotten into two accidents and hasn't had to pay nearly that much , and neither did her dad when he put her on his policy.

What are some cheap auto insurance companies in florida for teenage drivers?

I am 17 years old. I currently have liberty mutual insurance with my parents for $5,901 annualy (about $550 per month for three cars). Is there any cheap car insurance?

How tough is it to get auto insurance after a dwi?

Please only answer if you have experience in the matter. I was in a major accident 6 months ago involving alcohol, and my insurance dropped me. What kind of trouble should I expect when looking for a new policy? Also, what could i do to better my position before approaching an insurance firm.

Thursday, August 9, 2012

Auto insurance company refuses to pay expeses in full, do I have to go to court?

I was in a car accident about a year ago. Other party's fault. Now I am getting a settlement letter from the other party's insurance: they're only willing to pay $500 of $1000 of my car rental bill. They say the car was in the shop unreasonably too long. It was just after the hurricaine last year and all bodyshops were way behind due to all the cars damaged by force majeure. I tried to bargain with them, but they wouldn't budge. Do I have to take them to court? Is it worth it? What else can I do?

How do auto insurance companies know if you have had car accidents/tickets in the past?

I was in a fender bender, but there was never a police report filed. However, I did file a claim on my insurance company. If I was to switch insurance policies, would the new insurance company be able to know about the accident? OR since there was no police report is it not on record?

How do I find out my cars auto insurance points rating system?

Insurance companys give cars a rating number to determine if one type of car pays more insurance then the other. Where can I find out what the number of my car would be?

Does anyone know where you can purchase GAP insurance for your car if your auto insurance doesn't offer it?

I bought a 2006 auto a couple weeks ago and when I called my insurance co. to add it, they said they could add GAP insurance, too. (which I need) Now they are saying they can only add it to a NEW car, not used. Anyone know if I can purchase strictly a GAP policy to cover my car? I don't want to switch insurance because of discounts having my other car, homeowners, etc. through them.

Wednesday, August 8, 2012

Can I change my address on my auto insurance to my boyfriend's address?

I'm about to renew my auto insurance and I will move to another apt in about a month, but I'm not sure where I'll be moving yet. Is it okay if I change my address to my boyfriend's address if he agrees it? He owns a townhouse and I'm at his place 3 days a week....

Do I need auto insurance on a car that is not running with no plates?

I live in Parma, Cuyahoga County, Ohio. I am planning on buying a project car that is currently not running. I am going to keep it in a garage out on the farm and slowly build it back up. What kind of insurance do I need on it? My old car used to have storage insurance on it for winters, about $20 a month. I don't want to pay $70 per month for a nonrunning car!

Is there any auto insurance that don't require deposit?

hello i need auto insurance fast. but i dont have a deposit money! i can probably make the months payment but not half the 1/3 of premium. any help thanks!

How agent get commission in auto car insurance?

i have assignment to do and i need your help please. my project about auto car insurance. my question is, what are steps that agent need to get commission? and how he get it. thank you.

Tuesday, August 7, 2012

What auto insurance company can give me a policy if i dont have a license yet?

I bought a car but i need an insurance for it. Im an international student here in Florida and I have a driver's license from another country and an international permit. Im getting a florida driver's license soon however, can i get an insurance while i dont have a license yet? I need to pick up my car soon so I need an insurance and i dont think i can get my license fast enough

Can I get an auto insurance without owning a car?

Over the next couple of weeks, I'll be renting a car. Since the insurance from rental companies is so expensive, I'm planning to get my own liability insurance and use it with the rental vehicle... can I do that? I do not own a car! Also, what is the best insurance company for me, I'm 23/male/texas with a clean record.

Can I transfer my current auto insurance or will the dealer make me get their insurance?

I'm am considering getting a new car. I currently have a car that is insured and I want to know if I can simply transfer that insurance to the new car, or will the dealer make me get whatever insurance company they work with? In other words, am I free to choose the insurance company when financing a new car? Thank you.

Is it possible to withdraw the auto insurance claim after filing?

I've been involved in an accident and the other person agreed to reimburse the entire expenses. I know the person before the accident happened. I called the insurance agent to withdraw the claim and the insurance agent is saying that it is not possible to withdraw a claim once it is filed. Is that true?

Brak wants to know, "Can auto insurance rise eventhough you didn't cause them to rise"?

Like I am a good driver, no accidents in the past 3 years, I am a good payer, & I have been a good customer with AllState. But my auto insurance premium is $50 higher this time. What happened?

Monday, August 6, 2012

Auto Insurance Companies With Lower Prices?

Hi, Are there any auto insurance companies that usually have lower premium rates than most others? Or do all insurers have about the same rates? I have Allstate at the moment.Thanks.

What is the cheapest auto insurance company for drivers under 21?

I need some help finding a cheap car insurance company in virginia... Let me know what was the cheapest one in your experience Thanks!

PA auto insurance with out of state tags?

Is it possible to get auto insurance in PA without changing over your license plates and driver's license to Pennsylvania? I'm only here for a short while, but my insurance from my home state is about to expire. I really don't want to have to get a new license and new plates, only to have to change them again when I go back home. Is this possible?

How much will my auto insurance go up with 3 points on my record in Michigan?

Early September I received a ticket for running a red light in Michigan. Long story short I ended up paying the fine and taking the 3 point penalty that comes with it. I've never had points on my record before, and my last ticket was in 2001 with no points. How much can I expect my insurance to go up?

Does Auto insurance cover the damage caused to the car while your car was towed ?

My car was recently towed. I found scratch marks and an attempted breakin to my car. Have scratches and dents on both doors, which I believe are done by the towing company. So if I file a claim will my insurance company cover these damages ? Thanks !

Sunday, August 5, 2012

Is it true that your auto insurance company considers the color of your vehicle when determining rate?

I am buying a new car, and I've heard that your insurance rates may go up or down depending on the color of your car. I've heard that a red car has higher insurance rates, while white cars are the lowest. Is that true?

Have get government assistance, can i get cheaper auto insurance?

I can't afford my auto insurance but I was told if I get assistance there are insurers that will give me a discount. Does anyone know where? I also heard if I was in states custody I can get it free or cheap.. is this true?

How much does my auto insurance go up after my first ticket?

I got my Drivers License a month back. Today I rented a car (and fortunately with a full insurance cover) and ran into another car and got a ticket that says "Inability to control car" or something like that. I am planning to buy a car pretty soon. Could any of you give me an idea as to how much my insurance will be effected as a result of this mishap? I would appreciate any replies.

How often does Progressive Auto Insurance review their customers' driving records?

I got a speeding ticket recently, and it's the first I've had in years. I'm concerned that my insurance will go up a lot. However, a friend said that her insurance provider pretty much never reviews your driving record once you're a customer, so unless you get in a accident, your rates won't go up. Anyone know if Progressive is like this?

Which auto insurance tv commercial was it?

I just saw this commercial about auto insurance with the agent talking and these 2 guys taping her, clipping a lock of hair, in essence, getting what they say is everything they need to make the perfect online agent. I was wondering if anyone could tell me the auto insurance company and where I could find that commercial, I liked the agent's haircut and would like to take a pic to my stylist.

Saturday, August 4, 2012

Who doesn't understand that driving is an option, and thus auto insurance is an option?

Why do they keep repeating the ignorant mantra...we make you pay for auto insurance , so we can make you pay for health insurance? I am free to opt out of driving, where is my opt out in this? I guess freedom is optional...or extra, or extinct.

What are some really good auto insurance companies?

I just turned 18 and my parents are basically kicking me off the insurance. i need some good but affordable car insurance (full coverage) What insurance company are you with and about how much is it a month for 1 driver?

car accident with no collision coverage in auto insurance policy?

i was in an accident today, i hit someone from behind, therefore it is automatically my fault....even though they stopped out of nowhere! anyway, i have auto insurance, BUT i don't have collision coverage.... what happens?

What states do not require you to have auto insurance??????

What states is it not mandatory to have auto insurance in order to register and drive your car? I know that it is absolutely mandatory to have insurance if your financing your car or truck reguardless.

Auto insurance company said to make an offer on reduced payment to pay off a claim. How much do I offer?

An uninsured driver drove a car and rear ended some one. They have now claimed $10K+ on their insurance. The insurance companies legal team said to offer a reduced amount for pay off negotiation. What percentage of discount will they typically accept?

Friday, August 3, 2012

I want to create an auto liability insurance agency. What do I need to do for this to be legal?

I want to know what kind of steps/paperwork I need to do to form a legal auto liability insurance agency. Not sure if it matters, but this agency will be in Texas for Texas drivers.

Does anyone know a good auto-insurance for first time drivers in New Jersey ?

I'm well aware that New Jersey has high auto insurance, but I wanted to know does anyone have an recommendations on an affordable auto insurance. I know me being 21 and a male is going to raise it but so far the cheapest would have been progressive for about $300 a month. Any suggestions would help. Thank you

online courses that a new driver can take to get discounts on auto insurance?

i live in florida and i was wondering if there is a course i can take to get discounts on our current auto insurance... i know you can take dixie driving school. but if there is anything else

Car Insurance-Where can i get cheap auto insurance online?

Where can i get cheap auto insurance online?

Thursday, August 2, 2012

I crashed my vehicle and the auto insurance company will buy it from me. Next car = New Insurance company?

I crashed my vehicle and the auto insurance appraiser said AllState will purchase the vehicle from me because the cost to fix it will be more than what the car is worth. When I buy my next car, should I go with a different auto insurance company because my premium would go up if I stayed with AllState for the new vehicle?

Do you have to buy auto insurance as a condition of OWNING a car? or DRIVING a car?

If you own an RV and you live in it but you don't drive it.....does the auto insurance mandate apply to you?

Is auto insurance like Allstate better than other due to it being nationwide insurance?

Like for example in my truck is insured with Carmouche Auto Insurance which is a local insurance company in my city, so is it just as good as say Geico or Allstate, even though its local. Can you all give me your advice, and pointers? Thanks

Auto Insurance denied because of bad driving record?

Hi My auto insurance was denied by AAA because of bad driving record. I am in Michigan. Where can I get another insurance from. And how do I improve my driving record, is there some kind of test or program I can appear to rectify my record. RJ

Can my parents exclude me from their auto insurance?

My parents have Country auto insurance (I'm assuming Countrywide, they said "the one on the commercials") I'm 16 and I feel it's my choice whether I get my license like every other kid out there, but my parents won't let me because their rates will go up. I know some insurance company's can exclude certain people from their plans, will my parent's insurance company do that for me? I really don't want to go through the hassle of calling them going on hold explaining it correctly etc. Please let me know! Thanks.(:

Wednesday, August 1, 2012

People who say u cant enter a auto insurance policy contract if you under 18?

true but you just need ur parants to sign it over you i have spoken with a auto insurance agent so thats how i know.area i reside in is california

Organization or agency to advise me on difficulties with AARP and Hartford Auto Insurance?

As a senior I am having difficulty with Hartford Auto Insurance. Long waits, complicated answers about the inflated amount I owe them when cancelling my policy. AARP who sponsors the insurance tells me they have no influence or control over them. When I ask AARP for complaint department or legal department (which they advise me they have) I meet with long holds and no assistance. I am concerned over the lack of honoring the integrity of the individual and irresponsiblity to the needs of the older person, specifically me.

In the U.S., is auto insurance required for a car that you are not driving?

I know this sounds like a ridiculous question but curious.....If you keep a car in your driveway and never drive it, is auto insurance required?

does ca auto insurance cover motorcycles?

Like, as long as you have some form of insurance is it okay whether it is for cars or motorcycles? I have auto insurance for my car, do i need seperate insurance for a motorcycle?

Is my auto insurance valid after curfew?

If my 16 year old gets in an acident after 11 pm, curfew, is my auto insurance policy still in effect?