Did you know that your auto insurance is determined by your credit report?

Insurance companies set our premium rates according to our credit report. Many of these reports are inaccurate or not updated. Our insurance premium rates should be based on our driving record and that alone. I have perfect credit, but that may not be what my record shows. It simply is not right that many of us are paying much more than we should be because of this set up the insurance companies have. Why should they get away with this. We the people are taken advantage of enough as it is. Let me know what you think & what we might be able to do about it. We in questions and answers may be able to do some good for everyone by using this tool we are given by Yahoo.