I bought car insurance from AIG on-line; the policy does not state that I am or am not covered when renting a car. I live in Texas. The policy I have does note various 'endorsements' related to Texas. When I call the help desk at AIG and ask if I am covered, they cannot tell me. Does the Texas Auto Insurance endorsements require that my insurance go with me when renting a car? If I am also driving someone else's car, what coverage would go with me as part of standard Texas policy? I have Liability, Uninsured/underinsured, coverage for damage to my auto (other than collision/collision). When I rent a car from say Enterprise, if my own insurance is in force, what extra coverage should I get so I do not have to pay a thing if their car gets scratched or dented? thank you.....frustrated in Texas.
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