What are the economic reason for discount in "Auto Insurance" if the person is also a home owner? I see that even if the home owner insurance is not with the same carrier as Auto Insurance but still auto insurance company gives the home owner discount. And if it is with the same company then it is called "multiple policy" discount. Also, One of the person has been renting and has the car garage, but that person did get the discount for garaged car but it was less than the home owner discount. How does the probability of accident or other loss decrease with home ownership?
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